Helping You Build Wealth With Honest Research
Since 1996. Read On...

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

Revealed
Our Big Prediction

This Could be One of the Exciting Opportunities for Investors




Important: We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
By submitting your email address, you also sign up for Profit Hunter, a daily newsletter from Equitymaster
covering exciting investing ideas and opportunities in India.

AD

Where to Invest Money for Short Term

Short term investing and the stock market are a dangerous combination. If you’re looking to put away some money for the short term, then the stock market is not the right place.

You could do what everyone else does and invest in fixed deposits. But what if you want to explore your options a bit. Where can you invest your money for the short term?

One option is liquid funds. In financial markets there is no such thing as risk free. But liquid funds are the closest you can get.

These are funds that invest in money market securities like commercial paper and treasury bills. The risk of default is extremely low.

There are ultra-short-term and short-term bond funds as well. These are not as safe as liquid funds but still fairly safe. Be sure to pick the best debt funds with a top credit rating.

There are also short-term government securities you can buy either via short-term g-sec mutual funds or directly via the RBI’s retail direct scheme.

As long as you hold these bonds till maturity, the risk of loss is zero because the redemption of these bonds at maturity is guaranteed by the government.

These are the options before someone who wants to invest money for the short term. Due to its simplicity and familiarity, most investors would still prefer fixed deposits over the other options.


A Step By Step 5-Point Checklist to Become a Good Long Term Investor in the Stock Market

Aug 14, 2024

You must know this checklist if you want to invest for the long term.

Is this the Right Time for Long Term Investors to Buy Stocks?

Oct 18, 2023

Buy now or wait for a correction? Find out...

Ignore Earnings Guidance. Here's a Better Indicator of Business Potential

May 12, 2023

When too many people invest based on news and tips, it often becomes a self-fulfilling prophecy, but only for the short term.

Crucial Week for Nifty Pharma Stocks. Will the Bulls Break Through?

Feb 13, 2023

The Nifty Pharma index may follow its US counterpart and rally in the short term. A reversal cannot be ruled out.

Why Infosys Share Price is Falling

Sep 16, 2022

Short term concerns prevail as Indian IT companies are set to see a moderation in revenue growth and operating profit margins.

The Nifty Realty Index is in a Demand Zone. Charts Suggest it's the Right Time to Buy

Jun 21, 2022

Read on to know why I think realty stocks will go higher in the short term...

Does Gold Make Your Portfolio Crash-Proof?

Mar 18, 2022

Rahul Shah spills the beans on gold as an effective hedge for your equity portfolio.

TCS Buyback: How You can Make Potential Returns up to 83.1% Using this Strategy

Feb 15, 2022

TCS announced the record date for its mammoth buyback offer. Here's an opportunity to make huge, short term returns.

What to do if Your Smallcaps are Falling

Oct 29, 2021

What should be the ideal strategy in the current market?

A Great Time to Buy ITC

Sep 17, 2021

Is the worst over for the stock of ITC?

Is it Safe to Invest in FDs of these Indian Corporates?

May 25, 2024

Unlock the secrets to safe and profitable investing in Indian corporates' fixed deposits.

Defence Sector Stocks Are Rising. Does the Rally Have Enough Steam?

Jun 6, 2023

Indian defence sector stocks are on a roll in recent weeks. Find out whether this is a short term rally or stocks will continue their momentum.

Are these 5 High Dividend Yield Stocks a Better Alternative to Fixed Deposits?

Apr 24, 2023

In a market where FD rates are increasing, these five stocks are offering high dividend yields and beating FD returns.

5 Ways to Profit from Higher Interest Rates

Sep 27, 2022

This is how you can invest your money when interest rates are rising.

I'm Bullish on these Stocks

Aug 9, 2022

Find out why capital good stocks are looking good from a short term and long term perspective.

The Nifty PSU Bank Index is in a Sweet Spot. Time to Buy?

Jun 9, 2022

Charts and other technical indicators are suggesting that PSU bank stocks could move up in the short term.

This is why Your Money is not Growing at a 20%+ Rate in the Stock Market

Feb 21, 2022

You need to re-look your investment strategy if you are not improving your purchasing power.

Demystifying Nifty Trading

Dec 27, 2021

This is how you should be positioning your Nifty trades in the short term.

Is the Bull Market Finally Over?

Oct 4, 2021

Will valuations play spoilsport or will earnings growth save the day?

How am I Approaching the Correction in Small Caps?

Aug 25, 2021

What should be the ideal strategy in the current market?