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VIJAYA BANK vs HDFC BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    VIJAYA BANK HDFC BANK VIJAYA BANK/
HDFC BANK
 
P/E (TTM) x 9.5 18.6 50.9% View Chart
P/BV x 0.6 2.9 19.3% View Chart
Dividend Yield % 2.6 1.1 232.6%  

Financials

 VIJAYA BANK   HDFC BANK
EQUITY SHARE DATA
    VIJAYA BANK
Mar-18
HDFC BANK
Mar-24
VIJAYA BANK/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs971,758 5.5%   
Low Rs511,363 3.7%   
Income per share (Unadj.) Rs96.5373.4 25.9%  
Earnings per share (Unadj.) Rs5.684.3 6.6%  
Cash flow per share (Unadj.) Rs10.9251.8 4.3%  
Dividends per share (Unadj.) Rs1.2019.50 6.2%  
Avg Dividend yield %1.61.2 129.9%  
Book value per share (Unadj.) Rs81.5597.3 13.6%  
Shares outstanding (eoy) m1,304.157,596.91 17.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.84.2 18.3%   
Avg P/E ratio x13.318.5 71.7%  
Avg P/CF ratio x3.111.8 26.3%  
Avg Price/Bookvalue ratio x0.92.6 34.7%  
Dividend payout %21.523.1 93.1%   
Avg Mkt Cap Rs m96,44211,855,929 0.8%   
No. of employees `000NANA-   
Total wages & salary Rs m16,074310,230 5.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m125,8982,836,490 4.4%  
Other income Rs m16,0061,243,458 1.3%   
Interest expense Rs m82,8701,541,386 5.4%   
Net interest income Rs m43,0291,295,105 3.3%  
Operating expense Rs m28,0571,522,693 1.8%   
Gross profit Rs m14,972-227,589 -6.6%  
Gross profit margin %11.9-8.0 -148.2%  
Provisions/contingencies Rs m23,708361,404 6.6%   
Profit before tax Rs m9,832765,686 1.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-13,845 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m2,562111,221 2.3%   
Profit after tax Rs m7,270640,620 1.1%  
Net profit margin %5.822.6 25.6%  
BALANCE SHEET DATA
Advances Rs m1,161,65425,658,914 4.5%   
Deposits Rs m1,572,87523,768,873 6.6%  
Credit/Deposit ratio x73.9108.0 68.4%  
Yield on advances %7.88.5 91.5%   
Cost of deposits %4.84.2 115.8%   
Net Interest Margin %2.83.6 76.2%  
Net fixed assets Rs m13,005126,038 10.3%   
Share capital Rs m13,0417,597 171.7%   
Free reserves Rs m93,2314,529,828 2.1%   
Net worth Rs m106,2724,537,425 2.3%   
Borrowings Rs m72,9987,306,155 1.0%   
Investments Rs m395,11710,056,816 3.9%   
Total assets Rs m1,776,32040,301,943 4.4%  
Debt/equity ratio x15.56.8 226.1%   
Return on assets %0.41.6 25.7%  
Return on equity %6.814.1 48.5%  
Capital adequacy ratio %13.318.8 70.9%  
Net NPAs %4.30.3 1,309.1%  
CASH FLOW
From Operations Rs m-17,829190,693 -9.3%  
From Investments Rs m-1,23753,138 -2.3%  
From Financial Activity Rs m9,462-39,831 -23.8%  
Net Cashflow Rs m-9,605316,867 -3.0%  

Share Holding

Indian Promoters % 68.8 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 19.2 83.3 23.1%  
FIIs % 4.6 48.0 9.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 31.2 100.0 31.2%  
Shareholders   251,490 3,921,910 6.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare VIJAYA BANK With:   AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    INDUSIND BANK    


More on Vijaya Bank vs HDFC Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Vijaya Bank vs HDFC Bank Share Price Performance

Period Vijaya Bank HDFC Bank S&P BSE BANKEX
1-Day 2.67% 2.21% 0.39%
1-Month 8.22% 0.78% -2.52%
1-Year -13.18% 15.75% 17.19%
3-Year CAGR 12.65% 4.76% 10.82%
5-Year CAGR 4.50% 6.49% 10.27%

* Compound Annual Growth Rate

Here are more details on the Vijaya Bank share price and the HDFC Bank share price.

Moving on to shareholding structures...

The promoters of Vijaya Bank hold a 68.8% stake in the company. In case of HDFC Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Vijaya Bank and the shareholding pattern of HDFC Bank.

Finally, a word on dividends...

In the most recent financial year, Vijaya Bank paid a dividend of Rs 1.2 per share. This amounted to a Dividend Payout ratio of 21.5%.

HDFC Bank paid Rs 19.5, and its dividend payout ratio stood at 23.1%.

You may visit here to review the dividend history of Vijaya Bank, and the dividend history of HDFC Bank.

For a sector overview, read our banking sector report.



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