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USHAKIRAN FINANCE vs KWALITY CREDIT - Comparison Results

Rs 100 invested in...

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Current Valuations

    USHAKIRAN FINANCE KWALITY CREDIT USHAKIRAN FINANCE/
KWALITY CREDIT
 
P/E (TTM) x 25.1 -802.3 - View Chart
P/BV x 0.5 0.3 174.4% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 USHAKIRAN FINANCE   KWALITY CREDIT
EQUITY SHARE DATA
    USHAKIRAN FINANCE
Mar-24
KWALITY CREDIT
Mar-21
USHAKIRAN FINANCE/
KWALITY CREDIT
5-Yr Chart
Click to enlarge
High Rs289 304.9%   
Low Rs159 159.9%   
Income per share (Unadj.) Rs1.80.6 301.8%  
Earnings per share (Unadj.) Rs0.3-1.2 -27.7%  
Cash flow per share (Unadj.) Rs1.6-55,722.2 -0.0%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs73.624.6 299.0%  
Shares outstanding (eoy) m2.544.22 60.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x11.815.4 77.1%   
Avg P/E ratio x66.3-7.8 -845.9%  
Avg P/CF ratio x66.30 40,409,109.7%  
Avg Price/Bookvalue ratio x0.30.4 77.8%  
Dividend payout %00-   
Avg Mkt Cap Rs m5439 140.1%   
No. of employees `000NANA-   
Total wages & salary Rs m12 52.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m53 181.7%  
Other income Rs m00-   
Interest expense Rs m00 0.0%   
Net interest income Rs m52 197.0%  
Operating expense Rs m27 32.3%   
Gross profit Rs m2-5 -47.4%  
Gross profit margin %49.5-190.2 -26.0%  
Provisions/contingencies Rs m0235,150 0.0%   
Profit before tax Rs m2-5 -38.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m10 693.3%   
Profit after tax Rs m1-5 -16.7%  
Net profit margin %17.9-196.2 -9.1%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %2.52.5 101.1%  
Net fixed assets Rs m10-   
Share capital Rs m2742 65.0%   
Free reserves Rs m16062 258.7%   
Net worth Rs m187104 180.0%   
Borrowings Rs m00-   
Investments Rs m18394 194.9%   
Total assets Rs m194105 185.1%  
Debt/equity ratio x00-   
Return on assets %0.4-4.7 -9.0%  
Return on equity %0.4-4.7 -9.2%  
Capital adequacy ratio %00-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m0-19 1.1%  
From Investments Rs m-119 -2.9%  
From Financial Activity Rs mNANA-  
Net Cashflow Rs m-10 155.3%  

Share Holding

Indian Promoters % 47.1 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 7.6 0.1 12,633.3%  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 52.9 100.0 52.9%  
Shareholders   2,697 1,505 179.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare USHAKIRAN FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on USHAKIRAN FINANCE vs KWALITY CRED

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

USHAKIRAN FINANCE vs KWALITY CRED Share Price Performance

Period USHAKIRAN FINANCE KWALITY CRED
1-Day 0.00% 0.00%
1-Month 2.01% 0.00%
1-Year 65.34% -16.76%
3-Year CAGR 40.33% -10.67%
5-Year CAGR 55.33% -10.66%

* Compound Annual Growth Rate

Here are more details on the USHAKIRAN FINANCE share price and the KWALITY CRED share price.

Moving on to shareholding structures...

The promoters of USHAKIRAN FINANCE hold a 47.1% stake in the company. In case of KWALITY CRED the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of USHAKIRAN FINANCE and the shareholding pattern of KWALITY CRED.

Finally, a word on dividends...

In the most recent financial year, USHAKIRAN FINANCE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

KWALITY CRED paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of USHAKIRAN FINANCE, and the dividend history of KWALITY CRED.

For a sector overview, read our finance sector report.



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