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USHAKIRAN FINANCE vs GIC HOUSING - Comparison Results

Rs 100 invested in...

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Current Valuations

    USHAKIRAN FINANCE GIC HOUSING USHAKIRAN FINANCE/
GIC HOUSING
 
P/E (TTM) x 25.1 6.7 375.3% View Chart
P/BV x 0.5 0.6 89.5% View Chart
Dividend Yield % 0.0 2.2 -  

Financials

 USHAKIRAN FINANCE   GIC HOUSING
EQUITY SHARE DATA
    USHAKIRAN FINANCE
Mar-24
GIC HOUSING
Mar-24
USHAKIRAN FINANCE/
GIC HOUSING
5-Yr Chart
Click to enlarge
High Rs28292 9.5%   
Low Rs15155 9.4%   
Income per share (Unadj.) Rs1.8196.3 0.9%  
Earnings per share (Unadj.) Rs0.328.1 1.1%  
Cash flow per share (Unadj.) Rs1.660.8 2.7%  
Dividends per share (Unadj.) Rs04.50 0.0%  
Avg Dividend yield %02.0 0.0%  
Book value per share (Unadj.) Rs73.6339.6 21.7%  
Shares outstanding (eoy) m2.5453.85 4.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x11.81.1 1,040.7%   
Avg P/E ratio x66.38.0 833.2%  
Avg P/CF ratio x66.37.2 925.1%  
Avg Price/Bookvalue ratio x0.30.7 43.9%  
Dividend payout %016.0 0.0%   
Avg Mkt Cap Rs m5412,034 0.4%   
No. of employees `000NANA-   
Total wages & salary Rs m1640 0.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m510,572 0.0%  
Other income Rs m0125 0.0%   
Interest expense Rs m07,107 0.0%   
Net interest income Rs m53,465 0.1%  
Operating expense Rs m21,398 0.2%   
Gross profit Rs m22,066 0.1%  
Gross profit margin %49.519.5 253.4%  
Provisions/contingencies Rs m0167 0.0%   
Profit before tax Rs m22,042 0.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1528 0.2%   
Profit after tax Rs m11,514 0.1%  
Net profit margin %17.914.3 125.0%  
BALANCE SHEET DATA
Advances Rs m099,783 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %2.53.4 73.0%  
Net fixed assets Rs m1436 0.2%   
Share capital Rs m27539 5.1%   
Free reserves Rs m16017,750 0.9%   
Net worth Rs m18718,288 1.0%   
Borrowings Rs m03,965 0.0%   
Investments Rs m1832,070 8.9%   
Total assets Rs m194103,964 0.2%  
Debt/equity ratio x00.2 0.0%   
Return on assets %0.41.5 28.8%  
Return on equity %0.48.3 5.3%  
Capital adequacy ratio %033.6 0.0%  
Net NPAs %02.7 0.0%  
CASH FLOW
From Operations Rs m05,221 -0.0%  
From Investments Rs m-1635 -0.1%  
From Financial Activity Rs mNA-6,194 -0.0%  
Net Cashflow Rs m-1-338 0.2%  

Share Holding

Indian Promoters % 47.1 42.4 111.2%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 7.6 8.8 86.1%  
FIIs % 0.0 2.9 -  
ADR/GDR % 0.0 0.0 -  
Free float % 52.9 57.6 91.8%  
Shareholders   2,697 67,589 4.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare USHAKIRAN FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on USHAKIRAN FINANCE vs GIC HOUSING

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

USHAKIRAN FINANCE vs GIC HOUSING Share Price Performance

Period USHAKIRAN FINANCE GIC HOUSING
1-Day 0.00% 1.41%
1-Month 2.01% -0.70%
1-Year 65.34% 8.67%
3-Year CAGR 40.33% 10.18%
5-Year CAGR 55.33% 6.04%

* Compound Annual Growth Rate

Here are more details on the USHAKIRAN FINANCE share price and the GIC HOUSING share price.

Moving on to shareholding structures...

The promoters of USHAKIRAN FINANCE hold a 47.1% stake in the company. In case of GIC HOUSING the stake stands at 42.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of USHAKIRAN FINANCE and the shareholding pattern of GIC HOUSING.

Finally, a word on dividends...

In the most recent financial year, USHAKIRAN FINANCE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

GIC HOUSING paid Rs 4.5, and its dividend payout ratio stood at 16.0%.

You may visit here to review the dividend history of USHAKIRAN FINANCE, and the dividend history of GIC HOUSING.

For a sector overview, read our finance sector report.



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