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UNITED CRED. vs SHIVOM INV - Comparison Results

Rs 100 invested in...

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Current Valuations

    UNITED CRED. SHIVOM INV UNITED CRED./
SHIVOM INV
 
P/E (TTM) x 9.6 -0.1 - View Chart
P/BV x 0.6 0.4 169.3% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNITED CRED.   SHIVOM INV
EQUITY SHARE DATA
    UNITED CRED.
Mar-24
SHIVOM INV
Mar-23
UNITED CRED./
SHIVOM INV
5-Yr Chart
Click to enlarge
High Rs301 3,267.4%   
Low Rs12NA 2,887.8%   
Income per share (Unadj.) Rs6.40.5 1,272.7%  
Earnings per share (Unadj.) Rs3.1-7.0 -43.8%  
Cash flow per share (Unadj.) Rs7.60.1 13,349.2%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs54.41.2 4,567.3%  
Shares outstanding (eoy) m5.3369.95 7.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x3.31.3 247.5%   
Avg P/E ratio x6.8-0.1 -7,189.9%  
Avg P/CF ratio x6.8-0.1 -6,956.5%  
Avg Price/Bookvalue ratio x0.40.6 68.9%  
Dividend payout %00-   
Avg Mkt Cap Rs m11247 239.9%   
No. of employees `000NANA-   
Total wages & salary Rs m70 2,960.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m3435 97.0%  
Other income Rs m70 4,733.3%   
Interest expense Rs m015 0.6%   
Net interest income Rs m3420 171.8%  
Operating expense Rs m20510 3.8%   
Gross profit Rs m14-490 -2.9%  
Gross profit margin %42.3-1,399.8 -3.0%  
Provisions/contingencies Rs m016 0.0%   
Profit before tax Rs m21-490 -4.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m40-   
Profit after tax Rs m16-490 -3.3%  
Net profit margin %48.2-1,399.4 -3.4%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %33.380.2 41.5%  
Net fixed assets Rs m20-   
Share capital Rs m55700 7.9%   
Free reserves Rs m235-616 -38.1%   
Net worth Rs m29083 348.0%   
Borrowings Rs m0294 0.0%   
Investments Rs m10225 414.2%   
Total assets Rs m298382 78.1%  
Debt/equity ratio x03.5 0.0%   
Return on assets %5.5-128.2 -4.3%  
Return on equity %5.6-588.4 -1.0%  
Capital adequacy ratio %00-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m5-219 -2.4%  
From Investments Rs mNA-24 0.1%  
From Financial Activity Rs m-1294 -0.2%  
Net Cashflow Rs m551 9.3%  

Share Holding

Indian Promoters % 57.3 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.5 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 42.7 100.0 42.7%  
Shareholders   2,516 2,040 123.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED CRED. With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on UNITED CRED. vs SHIVOM INV

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

UNITED CRED. vs SHIVOM INV Share Price Performance

Period UNITED CRED. SHIVOM INV
1-Day 4.33% -2.33%
1-Month 27.45% -6.67%
1-Year 79.86% -41.67%
3-Year CAGR 39.39% -36.62%
5-Year CAGR 15.08% -43.24%

* Compound Annual Growth Rate

Here are more details on the UNITED CRED. share price and the SHIVOM INV share price.

Moving on to shareholding structures...

The promoters of UNITED CRED. hold a 57.3% stake in the company. In case of SHIVOM INV the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of UNITED CRED. and the shareholding pattern of SHIVOM INV.

Finally, a word on dividends...

In the most recent financial year, UNITED CRED. paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

SHIVOM INV paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of UNITED CRED., and the dividend history of SHIVOM INV.

For a sector overview, read our finance sector report.



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