Helping You Build Wealth With Honest Research
Since 1996. Read On...

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNITED CRED. vs GANESH HOLDINGS - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNITED CRED. GANESH HOLDINGS UNITED CRED./
GANESH HOLDINGS
 
P/E (TTM) x 9.6 -188.5 - View Chart
P/BV x 0.6 2.8 21.3% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNITED CRED.   GANESH HOLDINGS
EQUITY SHARE DATA
    UNITED CRED.
Mar-24
GANESH HOLDINGS
Mar-24
UNITED CRED./
GANESH HOLDINGS
5-Yr Chart
Click to enlarge
High Rs3090 33.3%   
Low Rs1232 36.9%   
Income per share (Unadj.) Rs6.43.3 192.1%  
Earnings per share (Unadj.) Rs3.1-1.0 -314.6%  
Cash flow per share (Unadj.) Rs7.63.3 227.8%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs54.449.2 110.4%  
Shares outstanding (eoy) m5.330.41 1,300.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x3.318.2 18.1%   
Avg P/E ratio x6.8-61.5 -11.1%  
Avg P/CF ratio x6.8-61.5 -11.1%  
Avg Price/Bookvalue ratio x0.41.2 31.4%  
Dividend payout %00-   
Avg Mkt Cap Rs m11225 450.7%   
No. of employees `000NANA-   
Total wages & salary Rs m71 881.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m341 2,497.1%  
Other income Rs m70-   
Interest expense Rs m00-   
Net interest income Rs m341 2,490.4%  
Operating expense Rs m202 1,066.1%   
Gross profit Rs m140 -3,119.6%  
Gross profit margin %42.3-34.1 -123.9%  
Provisions/contingencies Rs m00-   
Profit before tax Rs m210 -4,515.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m40 -7,350.0%   
Profit after tax Rs m160 -4,090.0%  
Net profit margin %48.2-29.6 -162.5%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %33.320.3 164.3%  
Net fixed assets Rs m20-   
Share capital Rs m554 1,356.3%   
Free reserves Rs m23516 1,455.6%   
Net worth Rs m29020 1,435.7%   
Borrowings Rs m00-   
Investments Rs m1027 1,514.3%   
Total assets Rs m29820 1,458.1%  
Debt/equity ratio x00-   
Return on assets %5.5-2.0 -278.3%  
Return on equity %5.6-2.0 -282.7%  
Capital adequacy ratio %00-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m5-1 -946.4%  
From Investments Rs mNANA -6.4%  
From Financial Activity Rs m-1NA-  
Net Cashflow Rs m50 -5,244.4%  

Share Holding

Indian Promoters % 57.3 49.5 115.9%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.5 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 42.7 50.5 84.5%  
Shareholders   2,516 584 430.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED CRED. With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on UNITED CRED. vs GANESH HOLDINGS

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

UNITED CRED. vs GANESH HOLDINGS Share Price Performance

Period UNITED CRED. GANESH HOLDINGS
1-Day 4.33% 4.96%
1-Month 27.45% -8.19%
1-Year 79.86% 102.00%
3-Year CAGR 39.39% 105.02%
5-Year CAGR 15.08% 56.86%

* Compound Annual Growth Rate

Here are more details on the UNITED CRED. share price and the GANESH HOLDINGS share price.

Moving on to shareholding structures...

The promoters of UNITED CRED. hold a 57.3% stake in the company. In case of GANESH HOLDINGS the stake stands at 49.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of UNITED CRED. and the shareholding pattern of GANESH HOLDINGS .

Finally, a word on dividends...

In the most recent financial year, UNITED CRED. paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

GANESH HOLDINGS paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of UNITED CRED., and the dividend history of GANESH HOLDINGS .

For a sector overview, read our finance sector report.



Today's Market

Sensex Today Zooms Over 1,200 Points | Nifty Above 24,300 | Adani Ports Climbs 4% Sensex Today Zooms Over 1,200 Points | Nifty Above 24,300 | Adani Ports Climbs 4%(10:30 am)

Asian stocks experienced a notable rally alongside US equity futures on Monday, marking a positive turn for the markets. The dollar retreated against other currencies as bond yields declined.