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TAMILNAD MERCANTILE BANK vs UCO BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    TAMILNAD MERCANTILE BANK UCO BANK TAMILNAD MERCANTILE BANK/
UCO BANK
 
P/E (TTM) x 6.2 24.3 25.7% View Chart
P/BV x 0.9 1.9 45.7% View Chart
Dividend Yield % 2.2 0.6 355.8%  

Financials

 TAMILNAD MERCANTILE BANK   UCO BANK
EQUITY SHARE DATA
    TAMILNAD MERCANTILE BANK
Mar-24
UCO BANK
Mar-24
TAMILNAD MERCANTILE BANK/
UCO BANK
5-Yr Chart
Click to enlarge
High Rs61171 864.7%   
Low Rs39624 1,635.2%   
Income per share (Unadj.) Rs306.218.3 1,674.9%  
Earnings per share (Unadj.) Rs67.71.4 4,842.3%  
Cash flow per share (Unadj.) Rs145.15.4 2,688.1%  
Dividends per share (Unadj.) Rs10.000.28 3,571.4%  
Avg Dividend yield %2.00.6 336.5%  
Book value per share (Unadj.) Rs500.222.8 2,197.7%  
Shares outstanding (eoy) m158.3511,955.96 1.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.62.6 63.4%   
Avg P/E ratio x7.433.9 21.9%  
Avg P/CF ratio x5.412.3 43.6%  
Avg Price/Bookvalue ratio x1.02.1 48.3%  
Dividend payout %14.820.0 73.8%   
Avg Mkt Cap Rs m79,734567,191 14.1%   
No. of employees `000NANA-   
Total wages & salary Rs m6,85948,867 14.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m48,479218,543 22.2%  
Other income Rs m6,44932,655 19.8%   
Interest expense Rs m26,970137,536 19.6%   
Net interest income Rs m21,50981,008 26.6%  
Operating expense Rs m13,14167,901 19.4%   
Gross profit Rs m8,36813,107 63.8%  
Gross profit margin %17.36.0 287.8%  
Provisions/contingencies Rs m4,09729,225 14.0%   
Profit before tax Rs m13,93625,689 54.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0178 0.0%   
Tax Rs m3,2169,151 35.1%   
Profit after tax Rs m10,72016,716 64.1%  
Net profit margin %22.17.6 289.1%  
BALANCE SHEET DATA
Advances Rs m397,3381,820,219 21.8%   
Deposits Rs m495,1512,631,298 18.8%  
Credit/Deposit ratio x80.269.2 116.0%  
Yield on advances %9.57.8 121.5%   
Cost of deposits %5.44.5 119.0%   
Net Interest Margin %3.92.9 132.7%  
Net fixed assets Rs m2,71037,166 7.3%   
Share capital Rs m1,584119,560 1.3%   
Free reserves Rs m77,629152,578 50.9%   
Net worth Rs m79,212272,138 29.1%   
Borrowings Rs m13,012253,314 5.1%   
Investments Rs m152,626927,614 16.5%   
Total assets Rs m615,5253,235,485 19.0%  
Debt/equity ratio x6.410.6 60.5%   
Return on assets %1.70.5 337.1%  
Return on equity %13.56.1 220.3%  
Capital adequacy ratio %29.417.0 173.0%  
Net NPAs %0.90.9 95.5%  
CASH FLOW
From Operations Rs m-6,10510,017 -60.9%  
From Investments Rs m-1,003-2,949 34.0%  
From Financial Activity Rs m6,970-4,295 -162.3%  
Net Cashflow Rs m-1392,973 -4.7%  

Share Holding

Indian Promoters % 0.0 95.4 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 6.3 1.3 470.1%  
FIIs % 4.1 0.0 20,400.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 4.6 2,169.2%  
Shareholders   120,897 773,466 15.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare TAMILNAD MERCANTILE BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on TAMILNAD MERCANTILE BANK vs UCO Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

TAMILNAD MERCANTILE BANK vs UCO Bank Share Price Performance

Period TAMILNAD MERCANTILE BANK UCO Bank S&P BSE BANKEX
1-Day 0.25% 5.75% 1.68%
1-Month 4.66% 2.93% 2.26%
1-Year -15.77% 17.29% 19.77%
3-Year CAGR -4.37% 48.93% 11.62%
5-Year CAGR -2.64% 19.66% 10.67%

* Compound Annual Growth Rate

Here are more details on the TAMILNAD MERCANTILE BANK share price and the UCO Bank share price.

Moving on to shareholding structures...

The promoters of TAMILNAD MERCANTILE BANK hold a 0.0% stake in the company. In case of UCO Bank the stake stands at 95.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of TAMILNAD MERCANTILE BANK and the shareholding pattern of UCO Bank.

Finally, a word on dividends...

In the most recent financial year, TAMILNAD MERCANTILE BANK paid a dividend of Rs 10.0 per share. This amounted to a Dividend Payout ratio of 14.8%.

UCO Bank paid Rs 0.3, and its dividend payout ratio stood at 20.0%.

You may visit here to review the dividend history of TAMILNAD MERCANTILE BANK, and the dividend history of UCO Bank.

For a sector overview, read our banking sector report.



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