TAMILNAD MERCANTILE BANK | HDFC BANK | TAMILNAD MERCANTILE BANK/ HDFC BANK |
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P/E (TTM) | x | 6.3 | 18.6 | 33.7% | View Chart |
P/BV | x | 0.9 | 2.9 | 30.4% | View Chart |
Dividend Yield | % | 2.2 | 1.1 | 200.3% |
TAMILNAD MERCANTILE BANK HDFC BANK |
EQUITY SHARE DATA | |||||
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TAMILNAD MERCANTILE BANK Mar-24 |
HDFC BANK Mar-24 |
TAMILNAD MERCANTILE BANK/ HDFC BANK |
5-Yr Chart Click to enlarge
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High | Rs | 611 | 1,758 | 34.8% | |
Low | Rs | 396 | 1,363 | 29.0% | |
Income per share (Unadj.) | Rs | 306.2 | 373.4 | 82.0% | |
Earnings per share (Unadj.) | Rs | 67.7 | 84.3 | 80.3% | |
Cash flow per share (Unadj.) | Rs | 145.1 | 251.8 | 57.6% | |
Dividends per share (Unadj.) | Rs | 10.00 | 19.50 | 51.3% | |
Avg Dividend yield | % | 2.0 | 1.2 | 158.9% | |
Book value per share (Unadj.) | Rs | 500.2 | 597.3 | 83.8% | |
Shares outstanding (eoy) | m | 158.35 | 7,596.91 | 2.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.6 | 4.2 | 39.3% | |
Avg P/E ratio | x | 7.4 | 18.5 | 40.2% | |
Avg P/CF ratio | x | 5.4 | 11.8 | 45.5% | |
Avg Price/Bookvalue ratio | x | 1.0 | 2.6 | 38.5% | |
Dividend payout | % | 14.8 | 23.1 | 63.9% | |
Avg Mkt Cap | Rs m | 79,734 | 11,855,929 | 0.7% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 6,859 | 310,230 | 2.2% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 48,479 | 2,836,490 | 1.7% | |
Other income | Rs m | 6,449 | 1,243,458 | 0.5% | |
Interest expense | Rs m | 26,970 | 1,541,386 | 1.7% | |
Net interest income | Rs m | 21,509 | 1,295,105 | 1.7% | |
Operating expense | Rs m | 13,141 | 1,522,693 | 0.9% | |
Gross profit | Rs m | 8,368 | -227,589 | -3.7% | |
Gross profit margin | % | 17.3 | -8.0 | -215.1% | |
Provisions/contingencies | Rs m | 4,097 | 361,404 | 1.1% | |
Profit before tax | Rs m | 13,936 | 765,686 | 1.8% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -13,845 | -0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 3,216 | 111,221 | 2.9% | |
Profit after tax | Rs m | 10,720 | 640,620 | 1.7% | |
Net profit margin | % | 22.1 | 22.6 | 97.9% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 397,338 | 25,658,914 | 1.5% | |
Deposits | Rs m | 495,151 | 23,768,873 | 2.1% | |
Credit/Deposit ratio | x | 80.2 | 108.0 | 74.3% | |
Yield on advances | % | 9.5 | 8.5 | 111.3% | |
Cost of deposits | % | 5.4 | 4.2 | 127.9% | |
Net Interest Margin | % | 3.9 | 3.6 | 107.9% | |
Net fixed assets | Rs m | 2,710 | 126,038 | 2.1% | |
Share capital | Rs m | 1,584 | 7,597 | 20.8% | |
Free reserves | Rs m | 77,629 | 4,529,828 | 1.7% | |
Net worth | Rs m | 79,212 | 4,537,425 | 1.7% | |
Borrowings | Rs m | 13,012 | 7,306,155 | 0.2% | |
Investments | Rs m | 152,626 | 10,056,816 | 1.5% | |
Total assets | Rs m | 615,525 | 40,301,943 | 1.5% | |
Debt/equity ratio | x | 6.4 | 6.8 | 93.7% | |
Return on assets | % | 1.7 | 1.6 | 109.6% | |
Return on equity | % | 13.5 | 14.1 | 95.9% | |
Capital adequacy ratio | % | 29.4 | 18.8 | 156.2% | |
Net NPAs | % | 0.9 | 0.3 | 257.6% |
CASH FLOW | |||||
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From Operations | Rs m | -6,105 | 190,693 | -3.2% | |
From Investments | Rs m | -1,003 | 53,138 | -1.9% | |
From Financial Activity | Rs m | 6,970 | -39,831 | -17.5% | |
Net Cashflow | Rs m | -139 | 316,867 | -0.0% |
Indian Promoters | % | 0.0 | 0.0 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 6.3 | 83.3 | 7.6% | |
FIIs | % | 4.1 | 48.0 | 8.5% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 100.0 | 100.0 | 100.0% | |
Shareholders | 120,897 | 3,921,910 | 3.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare TAMILNAD MERCANTILE BANK With: AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK INDUSIND BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | TAMILNAD MERCANTILE BANK | HDFC Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | 1.66% | 2.21% | 0.39% |
1-Month | 2.02% | 0.78% | -2.52% |
1-Year | -14.82% | 15.75% | 17.19% |
3-Year CAGR | -4.26% | 4.76% | 10.82% |
5-Year CAGR | -2.58% | 6.49% | 10.27% |
* Compound Annual Growth Rate
Here are more details on the TAMILNAD MERCANTILE BANK share price and the HDFC Bank share price.
Moving on to shareholding structures...
The promoters of TAMILNAD MERCANTILE BANK hold a 0.0% stake in the company. In case of HDFC Bank the stake stands at 0.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of TAMILNAD MERCANTILE BANK and the shareholding pattern of HDFC Bank.
Finally, a word on dividends...
In the most recent financial year, TAMILNAD MERCANTILE BANK paid a dividend of Rs 10.0 per share. This amounted to a Dividend Payout ratio of 14.8%.
HDFC Bank paid Rs 19.5, and its dividend payout ratio stood at 23.1%.
You may visit here to review the dividend history of TAMILNAD MERCANTILE BANK, and the dividend history of HDFC Bank.
For a sector overview, read our banking sector report.
On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.