Helping You Build Wealth With Honest Research
Since 1996. Read On...

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

TAMILNAD MERCANTILE BANK vs DCB BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    TAMILNAD MERCANTILE BANK DCB BANK TAMILNAD MERCANTILE BANK/
DCB BANK
 
P/E (TTM) x 6.2 6.4 97.0% View Chart
P/BV x 0.9 0.7 123.0% View Chart
Dividend Yield % 2.3 1.1 209.9%  

Financials

 TAMILNAD MERCANTILE BANK   DCB BANK
EQUITY SHARE DATA
    TAMILNAD MERCANTILE BANK
Mar-24
DCB BANK
Mar-24
TAMILNAD MERCANTILE BANK/
DCB BANK
5-Yr Chart
Click to enlarge
High Rs611163 373.9%   
Low Rs396100 396.8%   
Income per share (Unadj.) Rs306.2171.4 178.6%  
Earnings per share (Unadj.) Rs67.717.1 395.1%  
Cash flow per share (Unadj.) Rs145.161.7 235.0%  
Dividends per share (Unadj.) Rs10.001.25 800.0%  
Avg Dividend yield %2.00.9 209.1%  
Book value per share (Unadj.) Rs500.2162.0 308.8%  
Shares outstanding (eoy) m158.35312.80 50.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.60.8 214.2%   
Avg P/E ratio x7.47.7 96.8%  
Avg P/CF ratio x5.44.8 113.0%  
Avg Price/Bookvalue ratio x1.00.8 123.9%  
Dividend payout %14.87.3 202.5%   
Avg Mkt Cap Rs m79,73441,165 193.7%   
No. of employees `000NANA-   
Total wages & salary Rs m6,8597,943 86.4%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m48,47953,620 90.4%  
Other income Rs m6,4494,742 136.0%   
Interest expense Rs m26,97034,341 78.5%   
Net interest income Rs m21,50919,279 111.6%  
Operating expense Rs m13,14115,377 85.5%   
Gross profit Rs m8,3683,902 214.5%  
Gross profit margin %17.37.3 237.2%  
Provisions/contingencies Rs m4,0973,285 124.7%   
Profit before tax Rs m13,9367,220 193.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m3,2161,860 172.9%   
Profit after tax Rs m10,7205,360 200.0%  
Net profit margin %22.110.0 221.2%  
BALANCE SHEET DATA
Advances Rs m397,338409,246 97.1%   
Deposits Rs m495,151493,530 100.3%  
Credit/Deposit ratio x80.282.9 96.8%  
Yield on advances %9.510.4 91.3%   
Cost of deposits %5.46.2 86.0%   
Net Interest Margin %3.93.4 115.9%  
Net fixed assets Rs m2,7108,411 32.2%   
Share capital Rs m1,5843,128 50.6%   
Free reserves Rs m77,62947,551 163.3%   
Net worth Rs m79,21250,679 156.3%   
Borrowings Rs m13,01262,195 20.9%   
Investments Rs m152,626162,108 94.2%   
Total assets Rs m615,525630,370 97.6%  
Debt/equity ratio x6.411.0 58.5%   
Return on assets %1.70.9 204.8%  
Return on equity %13.510.6 128.0%  
Capital adequacy ratio %29.416.6 177.0%  
Net NPAs %0.91.1 76.6%  
CASH FLOW
From Operations Rs m-6,105-12,398 49.2%  
From Investments Rs m-1,003-1,329 75.5%  
From Financial Activity Rs m6,97020,702 33.7%  
Net Cashflow Rs m-1396,975 -2.0%  

Share Holding

Indian Promoters % 0.0 0.8 -  
Foreign collaborators % 0.0 14.0 -  
Indian inst/Mut Fund % 6.3 37.7 16.7%  
FIIs % 4.1 11.1 36.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 85.3 117.3%  
Shareholders   120,897 247,961 48.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare TAMILNAD MERCANTILE BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on TAMILNAD MERCANTILE BANK vs DCB Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

TAMILNAD MERCANTILE BANK vs DCB Bank Share Price Performance

Period TAMILNAD MERCANTILE BANK DCB Bank S&P BSE BANKEX
1-Day -0.56% 2.06% 1.61%
1-Month 2.70% 3.88% -0.07%
1-Year -13.40% 3.65% 18.92%
3-Year CAGR -4.45% 7.63% 11.26%
5-Year CAGR -2.69% -7.96% 10.62%

* Compound Annual Growth Rate

Here are more details on the TAMILNAD MERCANTILE BANK share price and the DCB Bank share price.

Moving on to shareholding structures...

The promoters of TAMILNAD MERCANTILE BANK hold a 0.0% stake in the company. In case of DCB Bank the stake stands at 14.7%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of TAMILNAD MERCANTILE BANK and the shareholding pattern of DCB Bank.

Finally, a word on dividends...

In the most recent financial year, TAMILNAD MERCANTILE BANK paid a dividend of Rs 10.0 per share. This amounted to a Dividend Payout ratio of 14.8%.

DCB Bank paid Rs 1.3, and its dividend payout ratio stood at 7.3%.

You may visit here to review the dividend history of TAMILNAD MERCANTILE BANK, and the dividend history of DCB Bank.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Rallies 1,961 points | Nifty Above 23,900 | 4 Reasons Why Indian Share Market is Rising Sensex Today Rallies 1,961 points | Nifty Above 23,900 | 4 Reasons Why Indian Share Market is Rising(Closing)

After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.