STELLAR CAPITAL | CREDITACCESS GRAMEEN | STELLAR CAPITAL/ CREDITACCESS GRAMEEN |
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P/E (TTM) | x | - | 11.8 | - | View Chart |
P/BV | x | 0.3 | 2.4 | 14.3% | View Chart |
Dividend Yield | % | 0.0 | 1.0 | - |
STELLAR CAPITAL CREDITACCESS GRAMEEN |
EQUITY SHARE DATA | |||||
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STELLAR CAPITAL Mar-23 |
CREDITACCESS GRAMEEN Mar-24 |
STELLAR CAPITAL/ CREDITACCESS GRAMEEN |
5-Yr Chart Click to enlarge
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High | Rs | 8 | 1,794 | 0.4% | |
Low | Rs | 3 | 903 | 0.3% | |
Income per share (Unadj.) | Rs | 1.3 | 324.2 | 0.4% | |
Earnings per share (Unadj.) | Rs | -0.3 | 90.7 | -0.3% | |
Cash flow per share (Unadj.) | Rs | 1.2 | 212.1 | 0.6% | |
Dividends per share (Unadj.) | Rs | 0 | 10.00 | 0.0% | |
Avg Dividend yield | % | 0 | 0.7 | 0.0% | |
Book value per share (Unadj.) | Rs | 18.9 | 410.3 | 4.6% | |
Shares outstanding (eoy) | m | 24.96 | 159.38 | 15.7% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 4.3 | 4.2 | 103.0% | |
Avg P/E ratio | x | -17.3 | 14.9 | -116.4% | |
Avg P/CF ratio | x | -17.3 | 14.8 | -116.6% | |
Avg Price/Bookvalue ratio | x | 0.3 | 3.3 | 8.7% | |
Dividend payout | % | 0 | 11.0 | -0.0% | |
Avg Mkt Cap | Rs m | 135 | 214,968 | 0.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 9 | 6,694 | 0.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 31 | 51,667 | 0.1% | |
Other income | Rs m | 0 | 60 | 0.0% | |
Interest expense | Rs m | 0 | 17,384 | 0.0% | |
Net interest income | Rs m | 31 | 34,283 | 0.1% | |
Operating expense | Rs m | 38 | 14,440 | 0.3% | |
Gross profit | Rs m | -7 | 19,844 | -0.0% | |
Gross profit margin | % | -22.7 | 38.4 | -59.0% | |
Provisions/contingencies | Rs m | 0 | 32 | 0.0% | |
Profit before tax | Rs m | -8 | 19,392 | -0.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 0 | 4,933 | -0.0% | |
Profit after tax | Rs m | -8 | 14,459 | -0.1% | |
Net profit margin | % | -24.8 | 28.0 | -88.5% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 251,050 | 0.0% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 6.9 | 12.3 | 55.8% | |
Net fixed assets | Rs m | 2 | 6,091 | 0.0% | |
Share capital | Rs m | 250 | 1,594 | 15.7% | |
Free reserves | Rs m | 222 | 63,794 | 0.3% | |
Net worth | Rs m | 472 | 65,388 | 0.7% | |
Borrowings | Rs m | 0 | 252 | 0.0% | |
Investments | Rs m | 457 | 28,109 | 1.6% | |
Total assets | Rs m | 489 | 300,100 | 0.2% | |
Debt/equity ratio | x | 0 | 0 | 0.0% | |
Return on assets | % | -1.6 | 4.8 | -33.0% | |
Return on equity | % | -1.6 | 22.1 | -7.5% | |
Capital adequacy ratio | % | 0 | 23.1 | 0.0% | |
Net NPAs | % | 0 | 0.4 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 1 | -47,338 | -0.0% | |
From Investments | Rs m | NA | -9,942 | -0.0% | |
From Financial Activity | Rs m | NA | 54,939 | -0.0% | |
Net Cashflow | Rs m | 1 | -2,341 | -0.0% |
Indian Promoters | % | 24.1 | 0.0 | - | |
Foreign collaborators | % | 0.0 | 66.5 | - | |
Indian inst/Mut Fund | % | 0.0 | 25.6 | - | |
FIIs | % | 0.0 | 10.8 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 76.0 | 33.5 | 227.0% | |
Shareholders | 261 | 103,928 | 0.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare STELLAR CAPITAL With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT SBI CARDS CHOLAMANDALAM INVEST AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | STELLAR CAPITAL | CREDITACCESS GRAMEEN |
---|---|---|
1-Day | 3.01% | 0.35% |
1-Month | 14.24% | 3.01% |
1-Year | 60.49% | -41.52% |
3-Year CAGR | 32.10% | 22.42% |
5-Year CAGR | 17.68% | 4.13% |
* Compound Annual Growth Rate
Here are more details on the STELLAR CAPITAL share price and the CREDITACCESS GRAMEEN share price.
Moving on to shareholding structures...
The promoters of STELLAR CAPITAL hold a 24.1% stake in the company. In case of CREDITACCESS GRAMEEN the stake stands at 66.5%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of STELLAR CAPITAL and the shareholding pattern of CREDITACCESS GRAMEEN.
Finally, a word on dividends...
In the most recent financial year, STELLAR CAPITAL paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.
CREDITACCESS GRAMEEN paid Rs 10.0, and its dividend payout ratio stood at 11.0%.
You may visit here to review the dividend history of STELLAR CAPITAL, and the dividend history of CREDITACCESS GRAMEEN.
For a sector overview, read our finance sector report.
After starting the day on a flattish note with a positive bias, the benchmarks showcased heightened volatility and ended the day weak.