SURYODAY SMALL FINANCE BANK | AXIS BANK | SURYODAY SMALL FINANCE BANK/ AXIS BANK |
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P/E (TTM) | x | 6.5 | 12.6 | 51.8% | View Chart |
P/BV | x | 0.8 | 2.2 | 37.6% | View Chart |
Dividend Yield | % | 0.0 | 0.1 | - |
SURYODAY SMALL FINANCE BANK AXIS BANK |
EQUITY SHARE DATA | |||||
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SURYODAY SMALL FINANCE BANK Mar-24 |
AXIS BANK Mar-24 |
SURYODAY SMALL FINANCE BANK/ AXIS BANK |
5-Yr Chart Click to enlarge
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High | Rs | 204 | 1,152 | 17.7% | |
Low | Rs | 91 | 844 | 10.7% | |
Income per share (Unadj.) | Rs | 149.6 | 365.3 | 40.9% | |
Earnings per share (Unadj.) | Rs | 20.3 | 85.5 | 23.8% | |
Cash flow per share (Unadj.) | Rs | 73.2 | 192.6 | 38.0% | |
Dividends per share (Unadj.) | Rs | 0 | 1.00 | 0.0% | |
Avg Dividend yield | % | 0 | 0.1 | 0.0% | |
Book value per share (Unadj.) | Rs | 169.0 | 505.8 | 33.4% | |
Shares outstanding (eoy) | m | 106.20 | 3,086.57 | 3.4% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.0 | 2.7 | 36.1% | |
Avg P/E ratio | x | 7.2 | 11.7 | 62.1% | |
Avg P/CF ratio | x | 3.4 | 7.8 | 44.0% | |
Avg Price/Bookvalue ratio | x | 0.9 | 2.0 | 44.2% | |
Dividend payout | % | 0 | 1.2 | 0.0% | |
Avg Mkt Cap | Rs m | 15,644 | 3,079,703 | 0.5% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 3,608 | 121,937 | 3.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 15,887 | 1,127,591 | 1.4% | |
Other income | Rs m | 2,194 | 252,303 | 0.9% | |
Interest expense | Rs m | 6,265 | 613,907 | 1.0% | |
Net interest income | Rs m | 9,622 | 513,683 | 1.9% | |
Operating expense | Rs m | 7,277 | 372,426 | 2.0% | |
Gross profit | Rs m | 2,345 | 141,258 | 1.7% | |
Gross profit margin | % | 14.8 | 12.5 | 117.8% | |
Provisions/contingencies | Rs m | 2,380 | 129,325 | 1.8% | |
Profit before tax | Rs m | 2,876 | 351,780 | 0.8% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -1,061 | -0.0% | |
Prior Period Items | Rs m | 0 | 687 | 0.0% | |
Tax | Rs m | 716 | 87,545 | 0.8% | |
Profit after tax | Rs m | 2,160 | 263,862 | 0.8% | |
Net profit margin | % | 13.6 | 23.4 | 58.1% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 80,780 | 9,993,335 | 0.8% | |
Deposits | Rs m | 77,773 | 10,671,024 | 0.7% | |
Credit/Deposit ratio | x | 103.9 | 93.6 | 110.9% | |
Yield on advances | % | 17.3 | 9.0 | 191.0% | |
Cost of deposits | % | 5.6 | 4.3 | 132.3% | |
Net Interest Margin | % | 9.0 | 3.9 | 233.6% | |
Net fixed assets | Rs m | 1,522 | 55,707 | 2.7% | |
Share capital | Rs m | 1,062 | 6,173 | 17.2% | |
Free reserves | Rs m | 16,887 | 1,555,117 | 1.1% | |
Net worth | Rs m | 17,949 | 1,561,290 | 1.1% | |
Borrowings | Rs m | 24,430 | 2,281,996 | 1.1% | |
Investments | Rs m | 25,993 | 3,323,537 | 0.8% | |
Total assets | Rs m | 123,777 | 15,182,385 | 0.8% | |
Debt/equity ratio | x | 5.7 | 8.3 | 68.6% | |
Return on assets | % | 1.7 | 1.7 | 100.4% | |
Return on equity | % | 12.0 | 16.9 | 71.2% | |
Capital adequacy ratio | % | 28.4 | 16.6 | 170.8% | |
Net NPAs | % | 0.9 | 0.3 | 252.9% |
CASH FLOW | |||||
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From Operations | Rs m | 9,347 | -55,547 | -16.8% | |
From Investments | Rs m | -2,634 | -90,882 | 2.9% | |
From Financial Activity | Rs m | -3,219 | 223,413 | -1.4% | |
Net Cashflow | Rs m | 3,495 | 77,853 | 4.5% |
Indian Promoters | % | 22.3 | 8.3 | 269.0% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 11.5 | 85.0 | 13.5% | |
FIIs | % | 3.5 | 51.8 | 6.8% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 77.7 | 91.7 | 84.7% | |
Shareholders | 108,301 | 828,629 | 13.1% | ||
Pledged promoter(s) holding | % | 22.5 | 0.0 | - |
Compare SURYODAY SMALL FINANCE BANK With: HDFC BANK SBI ICICI BANK KOTAK MAHINDRA BANK INDUSIND BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | SURYODAY SMALL FINANCE BANK | Axis Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | 2.73% | 0.79% | 0.39% |
1-Month | -13.60% | -4.67% | -2.52% |
1-Year | -12.44% | 14.81% | 17.19% |
3-Year CAGR | -2.83% | 18.26% | 10.82% |
5-Year CAGR | -12.35% | 8.70% | 10.27% |
* Compound Annual Growth Rate
Here are more details on the SURYODAY SMALL FINANCE BANK share price and the Axis Bank share price.
Moving on to shareholding structures...
The promoters of SURYODAY SMALL FINANCE BANK hold a 22.3% stake in the company. In case of Axis Bank the stake stands at 8.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SURYODAY SMALL FINANCE BANK and the shareholding pattern of Axis Bank.
Finally, a word on dividends...
In the most recent financial year, SURYODAY SMALL FINANCE BANK paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
Axis Bank paid Rs 1.0, and its dividend payout ratio stood at 1.2%.
You may visit here to review the dividend history of SURYODAY SMALL FINANCE BANK, and the dividend history of Axis Bank.
For a sector overview, read our banking sector report.
On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.