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SP CAPITAL vs INDIA HOME LOANS - Comparison Results

Rs 100 invested in...

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Current Valuations

    SP CAPITAL INDIA HOME LOANS SP CAPITAL/
INDIA HOME LOANS
 
P/E (TTM) x 26.8 -14.7 - View Chart
P/BV x 1.3 1.1 121.0% View Chart
Dividend Yield % 1.8 0.0 -  

Financials

 SP CAPITAL   INDIA HOME LOANS
EQUITY SHARE DATA
    SP CAPITAL
Mar-24
INDIA HOME LOANS
Mar-24
SP CAPITAL/
INDIA HOME LOANS
5-Yr Chart
Click to enlarge
High Rs5348 111.3%   
Low Rs1423 61.3%   
Income per share (Unadj.) Rs4.28.4 50.4%  
Earnings per share (Unadj.) Rs0.9-2.4 -39.0%  
Cash flow per share (Unadj.) Rs-0.8-847.1 0.1%  
Dividends per share (Unadj.) Rs1.000-  
Avg Dividend yield %3.00-  
Book value per share (Unadj.) Rs41.128.9 142.5%  
Shares outstanding (eoy) m6.0114.28 42.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x7.94.2 188.4%   
Avg P/E ratio x35.6-14.6 -243.6%  
Avg P/CF ratio x7.80 18,868.7%  
Avg Price/Bookvalue ratio x0.81.2 66.7%  
Dividend payout %106.20-   
Avg Mkt Cap Rs m201503 40.0%   
No. of employees `000NANA-   
Total wages & salary Rs m328 11.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m26120 21.2%  
Other income Rs m018 0.0%   
Interest expense Rs m1095 10.7%   
Net interest income Rs m1525 61.3%  
Operating expense Rs m875 10.7%   
Gross profit Rs m7-50 -14.8%  
Gross profit margin %28.9-41.6 -69.6%  
Provisions/contingencies Rs m2012,138 0.2%   
Profit before tax Rs m7-34 -22.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m21 232.0%   
Profit after tax Rs m6-34 -16.4%  
Net profit margin %22.2-28.7 -77.4%  
BALANCE SHEET DATA
Advances Rs m0558 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %2.14.4 48.0%  
Net fixed assets Rs m03 0.0%   
Share capital Rs m60143 42.1%   
Free reserves Rs m187269 69.5%   
Net worth Rs m247412 60.0%   
Borrowings Rs m5590-   
Investments Rs m72812 5,845.2%   
Total assets Rs m8191,040 78.7%  
Debt/equity ratio x2.30-   
Return on assets %0.7-3.3 -20.9%  
Return on equity %2.3-8.4 -27.4%  
Capital adequacy ratio %070.9 0.0%  
Net NPAs %02.6 0.0%  
CASH FLOW
From Operations Rs m11309 3.6%  
From Investments Rs m-35932 -1,106.4%  
From Financial Activity Rs m421-340 -123.7%  
Net Cashflow Rs m741 5,445.9%  

Share Holding

Indian Promoters % 70.9 39.0 182.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 24.6 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 29.1 61.0 47.7%  
Shareholders   2,855 3,678 77.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SP CAPITAL With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on SP CAPITAL vs INDIA HOME LOANS

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

SP CAPITAL vs INDIA HOME LOANS Share Price Performance

Period SP CAPITAL INDIA HOME LOANS
1-Day -4.95% 4.78%
1-Month 7.89% -4.59%
1-Year 145.02% 18.05%
3-Year CAGR 35.93% -2.45%
5-Year CAGR 24.21% -8.91%

* Compound Annual Growth Rate

Here are more details on the SP CAPITAL share price and the INDIA HOME LOANS share price.

Moving on to shareholding structures...

The promoters of SP CAPITAL hold a 70.9% stake in the company. In case of INDIA HOME LOANS the stake stands at 39.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SP CAPITAL and the shareholding pattern of INDIA HOME LOANS.

Finally, a word on dividends...

In the most recent financial year, SP CAPITAL paid a dividend of Rs 1.0 per share. This amounted to a Dividend Payout ratio of 106.2%.

INDIA HOME LOANS paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of SP CAPITAL, and the dividend history of INDIA HOME LOANS.

For a sector overview, read our finance sector report.



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