Helping You Build Wealth With Honest Research
Since 1996. Read On...

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

SMART FINSEC vs STARTECK FINANCE - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    SMART FINSEC STARTECK FINANCE SMART FINSEC/
STARTECK FINANCE
 
P/E (TTM) x 31.3 23.4 133.5% View Chart
P/BV x 3.4 1.3 255.7% View Chart
Dividend Yield % 0.0 0.1 -  

Financials

 SMART FINSEC   STARTECK FINANCE
EQUITY SHARE DATA
    SMART FINSEC
Mar-24
STARTECK FINANCE
Mar-24
SMART FINSEC/
STARTECK FINANCE
5-Yr Chart
Click to enlarge
High Rs22420 5.3%   
Low Rs5103 5.3%   
Income per share (Unadj.) Rs8.637.7 22.9%  
Earnings per share (Unadj.) Rs0.816.0 4.9%  
Cash flow per share (Unadj.) Rs8.6-45.2 -18.9%  
Dividends per share (Unadj.) Rs00.25 0.0%  
Avg Dividend yield %00.1 0.0%  
Book value per share (Unadj.) Rs4.8205.9 2.3%  
Shares outstanding (eoy) m30.009.91 302.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.66.9 23.3%   
Avg P/E ratio x17.616.3 108.2%  
Avg P/CF ratio x16.93.0 561.9%  
Avg Price/Bookvalue ratio x2.91.3 226.3%  
Dividend payout %01.6 0.0%   
Avg Mkt Cap Rs m4172,593 16.1%   
No. of employees `000NANA-   
Total wages & salary Rs m328 9.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m258373 69.2%  
Other income Rs m04 0.0%   
Interest expense Rs m0116 0.0%   
Net interest income Rs m258257 100.6%  
Operating expense Rs m22770 325.3%   
Gross profit Rs m31187 16.8%  
Gross profit margin %12.250.1 24.3%  
Provisions/contingencies Rs m1704 0.2%   
Profit before tax Rs m31186 16.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m727 26.7%   
Profit after tax Rs m24159 14.9%  
Net profit margin %9.242.6 21.5%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %1,444.019.2 7,539.1%  
Net fixed assets Rs m141,011 1.3%   
Share capital Rs m3099 30.3%   
Free reserves Rs m1151,941 5.9%   
Net worth Rs m1452,040 7.1%   
Borrowings Rs m01,304 0.0%   
Investments Rs m181,341 1.3%   
Total assets Rs m1464,419 3.3%  
Debt/equity ratio x00.6 0.0%   
Return on assets %16.23.6 451.4%  
Return on equity %16.37.8 209.1%  
Capital adequacy ratio %00-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m27363 7.3%  
From Investments Rs m-6-580 1.0%  
From Financial Activity Rs m-14239 -5.9%  
Net Cashflow Rs m721 31.0%  

Share Holding

Indian Promoters % 75.0 72.8 103.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 25.0 27.2 91.8%  
Shareholders   15,450 1,772 871.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SMART FINSEC With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on SMART FINSEC vs STARTECK FINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

SMART FINSEC vs STARTECK FINANCE Share Price Performance

Period SMART FINSEC STARTECK FINANCE
1-Day -5.00% 1.80%
1-Month 14.19% 0.35%
1-Year 76.08% 22.69%
3-Year CAGR 29.07% 32.42%
5-Year CAGR 18.82% 58.61%

* Compound Annual Growth Rate

Here are more details on the SMART FINSEC share price and the STARTECK FINANCE share price.

Moving on to shareholding structures...

The promoters of SMART FINSEC hold a 75.0% stake in the company. In case of STARTECK FINANCE the stake stands at 72.8%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SMART FINSEC and the shareholding pattern of STARTECK FINANCE.

Finally, a word on dividends...

In the most recent financial year, SMART FINSEC paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

STARTECK FINANCE paid Rs 0.3, and its dividend payout ratio stood at 1.6%.

You may visit here to review the dividend history of SMART FINSEC, and the dividend history of STARTECK FINANCE.

For a sector overview, read our finance sector report.



Today's Market

Sensex Today Rallies 1,961 points | Nifty Above 23,900 | 4 Reasons Why Indian Share Market is Rising Sensex Today Rallies 1,961 points | Nifty Above 23,900 | 4 Reasons Why Indian Share Market is Rising(Closing)

After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.