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SMART FINSEC vs GOWRA LEASNG - Comparison Results

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Current Valuations

    SMART FINSEC GOWRA LEASNG SMART FINSEC/
GOWRA LEASNG
 
P/E (TTM) x 31.3 22.5 139.0% View Chart
P/BV x 3.4 2.1 162.6% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 SMART FINSEC   GOWRA LEASNG
EQUITY SHARE DATA
    SMART FINSEC
Mar-24
GOWRA LEASNG
Mar-24
SMART FINSEC/
GOWRA LEASNG
5-Yr Chart
Click to enlarge
High Rs2252 43.4%   
Low Rs517 32.3%   
Income per share (Unadj.) Rs8.69.2 93.4%  
Earnings per share (Unadj.) Rs0.87.4 10.7%  
Cash flow per share (Unadj.) Rs8.610.4 82.4%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs4.857.8 8.4%  
Shares outstanding (eoy) m30.003.00 1,000.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.63.7 43.5%   
Avg P/E ratio x17.64.6 380.4%  
Avg P/CF ratio x16.92.9 579.5%  
Avg Price/Bookvalue ratio x2.90.6 486.6%  
Dividend payout %00-   
Avg Mkt Cap Rs m417103 406.9%   
No. of employees `000NANA-   
Total wages & salary Rs m34 66.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m25828 934.3%  
Other income Rs m017 0.0%   
Interest expense Rs m00 25.0%   
Net interest income Rs m25828 935.6%  
Operating expense Rs m22715 1,487.9%   
Gross profit Rs m3112 254.3%  
Gross profit margin %12.244.7 27.2%  
Provisions/contingencies Rs m113 8.2%   
Profit before tax Rs m3129 106.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m77 104.5%   
Profit after tax Rs m2422 107.0%  
Net profit margin %9.280.0 11.4%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %1,444.01,930.8 74.8%  
Net fixed assets Rs m145 258.9%   
Share capital Rs m3030 100.0%   
Free reserves Rs m115144 80.2%   
Net worth Rs m145174 83.6%   
Borrowings Rs m00-   
Investments Rs m181 1,251.0%   
Total assets Rs m146180 81.0%  
Debt/equity ratio x00-   
Return on assets %16.212.3 132.1%  
Return on equity %16.312.7 127.9%  
Capital adequacy ratio %01.9 0.0%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m27-12 -230.3%  
From Investments Rs m-65 -114.7%  
From Financial Activity Rs m-145 -280.0%  
Net Cashflow Rs m7-1 -503.8%  

Share Holding

Indian Promoters % 75.0 61.1 122.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 25.0 39.0 64.2%  
Shareholders   15,450 2,078 743.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SMART FINSEC With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on SMART FINSEC vs GOWRA LEASNG

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

SMART FINSEC vs GOWRA LEASNG Share Price Performance

Period SMART FINSEC GOWRA LEASNG
1-Day -5.00% 0.00%
1-Month 14.19% 7.89%
1-Year 76.08% 109.98%
3-Year CAGR 29.07% 46.54%
5-Year CAGR 18.82% 37.08%

* Compound Annual Growth Rate

Here are more details on the SMART FINSEC share price and the GOWRA LEASNG share price.

Moving on to shareholding structures...

The promoters of SMART FINSEC hold a 75.0% stake in the company. In case of GOWRA LEASNG the stake stands at 61.1%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SMART FINSEC and the shareholding pattern of GOWRA LEASNG.

Finally, a word on dividends...

In the most recent financial year, SMART FINSEC paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

GOWRA LEASNG paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of SMART FINSEC, and the dividend history of GOWRA LEASNG.

For a sector overview, read our finance sector report.



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