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SMART FINSEC vs CAPITAL FIRST - Comparison Results

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Current Valuations

    SMART FINSEC CAPITAL FIRST SMART FINSEC/
CAPITAL FIRST
 
P/E (TTM) x 31.3 15.0 209.0% View Chart
P/BV x 3.4 2.2 151.9% View Chart
Dividend Yield % 0.0 0.5 -  

Financials

 SMART FINSEC   CAPITAL FIRST
EQUITY SHARE DATA
    SMART FINSEC
Mar-24
CAPITAL FIRST
Mar-18
SMART FINSEC/
CAPITAL FIRST
5-Yr Chart
Click to enlarge
High Rs22902 2.5%   
Low Rs5610 0.9%   
Income per share (Unadj.) Rs8.6381.0 2.3%  
Earnings per share (Unadj.) Rs0.833.1 2.4%  
Cash flow per share (Unadj.) Rs8.637.8 22.6%  
Dividends per share (Unadj.) Rs02.80 0.0%  
Avg Dividend yield %00.4 0.0%  
Book value per share (Unadj.) Rs4.8264.5 1.8%  
Shares outstanding (eoy) m30.0098.97 30.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.62.0 81.4%   
Avg P/E ratio x17.622.8 77.2%  
Avg P/CF ratio x16.93.2 531.3%  
Avg Price/Bookvalue ratio x2.92.9 100.6%  
Dividend payout %08.5 0.0%   
Avg Mkt Cap Rs m41774,818 0.6%   
No. of employees `000NANA-   
Total wages & salary Rs m33,348 0.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m25837,706 0.7%  
Other income Rs m0414 0.0%   
Interest expense Rs m013,824 0.0%   
Net interest income Rs m25823,882 1.1%  
Operating expense Rs m22719,078 1.2%   
Gross profit Rs m314,804 0.7%  
Gross profit margin %12.212.7 95.5%  
Provisions/contingencies Rs m120,275 0.0%   
Profit before tax Rs m314,939 0.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m71,664 0.4%   
Profit after tax Rs m243,274 0.7%  
Net profit margin %9.28.7 105.4%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %1,444.015.0 9,607.4%  
Net fixed assets Rs m14831 1.6%   
Share capital Rs m30990 3.0%   
Free reserves Rs m11525,186 0.5%   
Net worth Rs m14526,175 0.6%   
Borrowings Rs m040,449 0.0%   
Investments Rs m18158,893 0.0%   
Total assets Rs m146260,691 0.1%  
Debt/equity ratio x01.5 0.0%   
Return on assets %16.21.3 1,293.6%  
Return on equity %16.312.5 130.3%  
Capital adequacy ratio %015.9 0.0%  
Net NPAs %01.0 0.0%  
CASH FLOW
From Operations Rs m27-76,501 -0.0%  
From Investments Rs m-6-947 0.6%  
From Financial Activity Rs m-1475,797 -0.0%  
Net Cashflow Rs m7-1,651 -0.4%  

Share Holding

Indian Promoters % 75.0 0.0 -  
Foreign collaborators % 0.0 35.5 -  
Indian inst/Mut Fund % 0.0 30.4 -  
FIIs % 0.0 19.9 -  
ADR/GDR % 0.0 0.0 -  
Free float % 25.0 64.5 38.8%  
Shareholders   15,450 139,594 11.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SMART FINSEC With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on SMART FINSEC vs CAPITAL FIRST

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

SMART FINSEC vs CAPITAL FIRST Share Price Performance

Period SMART FINSEC CAPITAL FIRST
1-Day -5.00% -0.53%
1-Month 14.19% 8.41%
1-Year 76.08% -16.11%
3-Year CAGR 29.07% 12.35%
5-Year CAGR 18.82% 30.82%

* Compound Annual Growth Rate

Here are more details on the SMART FINSEC share price and the CAPITAL FIRST share price.

Moving on to shareholding structures...

The promoters of SMART FINSEC hold a 75.0% stake in the company. In case of CAPITAL FIRST the stake stands at 35.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SMART FINSEC and the shareholding pattern of CAPITAL FIRST.

Finally, a word on dividends...

In the most recent financial year, SMART FINSEC paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

CAPITAL FIRST paid Rs 2.8, and its dividend payout ratio stood at 8.5%.

You may visit here to review the dividend history of SMART FINSEC, and the dividend history of CAPITAL FIRST.

For a sector overview, read our finance sector report.



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