SAKTHI FINANCE | BAJAJ HOUSING FINANCE LTD. | SAKTHI FINANCE/ BAJAJ HOUSING FINANCE LTD. |
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P/E (TTM) | x | 24.2 | - | - | View Chart |
P/BV | x | 1.8 | 8.6 | 20.5% | View Chart |
Dividend Yield | % | 1.3 | 0.0 | - |
SAKTHI FINANCE BAJAJ HOUSING FINANCE LTD. |
EQUITY SHARE DATA | |||||
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SAKTHI FINANCE Mar-24 |
BAJAJ HOUSING FINANCE LTD. Mar-24 |
SAKTHI FINANCE/ BAJAJ HOUSING FINANCE LTD. |
5-Yr Chart Click to enlarge
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High | Rs | 104 | NA | - | |
Low | Rs | 27 | NA | - | |
Income per share (Unadj.) | Rs | 31.9 | 11.3 | 281.5% | |
Earnings per share (Unadj.) | Rs | 2.4 | 2.6 | 94.1% | |
Cash flow per share (Unadj.) | Rs | 10.9 | 3.2 | 336.8% | |
Dividends per share (Unadj.) | Rs | 0.80 | 0 | - | |
Avg Dividend yield | % | 1.2 | 0 | - | |
Book value per share (Unadj.) | Rs | 33.7 | 18.2 | 185.2% | |
Shares outstanding (eoy) | m | 64.71 | 6,712.16 | 1.0% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.0 | 0 | - | |
Avg P/E ratio | x | 26.9 | 0 | - | |
Avg P/CF ratio | x | 13.9 | 0 | - | |
Avg Price/Bookvalue ratio | x | 1.9 | 0 | - | |
Dividend payout | % | 33.0 | 0 | - | |
Avg Mkt Cap | Rs m | 4,230 | 0 | - | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 366 | 4,656 | 7.9% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 2,067 | 76,173 | 2.7% | |
Other income | Rs m | 2 | 4 | 46.8% | |
Interest expense | Rs m | 1,157 | 46,947 | 2.5% | |
Net interest income | Rs m | 910 | 29,226 | 3.1% | |
Operating expense | Rs m | 639 | 7,221 | 8.8% | |
Gross profit | Rs m | 272 | 22,005 | 1.2% | |
Gross profit margin | % | 13.1 | 28.9 | 45.5% | |
Provisions/contingencies | Rs m | 146 | 7,055 | 2.1% | |
Profit before tax | Rs m | 215 | 21,613 | 1.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 58 | 4,301 | 1.3% | |
Profit after tax | Rs m | 157 | 17,312 | 0.9% | |
Net profit margin | % | 7.6 | 22.7 | 33.4% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 821 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 4.5 | 0 | - | |
Net Interest Margin | % | 293.3 | 3.6 | 8,239.7% | |
Net fixed assets | Rs m | 678 | 1,229 | 55.2% | |
Share capital | Rs m | 647 | 67,122 | 1.0% | |
Free reserves | Rs m | 1,537 | 55,213 | 2.8% | |
Net worth | Rs m | 2,184 | 122,335 | 1.8% | |
Borrowings | Rs m | 1,248 | 35,697 | 3.5% | |
Investments | Rs m | 310 | 821,146 | 0.0% | |
Total assets | Rs m | 14,211 | 832,641 | 1.7% | |
Debt/equity ratio | x | 0.9 | 0.3 | 324.7% | |
Return on assets | % | 1.1 | 2.1 | 53.2% | |
Return on equity | % | 7.2 | 14.2 | 50.8% | |
Capital adequacy ratio | % | 18.5 | 21.3 | 86.8% | |
Net NPAs | % | 2.6 | 0.1 | 2,620.0% |
CASH FLOW | |||||
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From Operations | Rs m | -280 | -154,281 | 0.2% | |
From Investments | Rs m | -276 | 2,733 | -10.1% | |
From Financial Activity | Rs m | 1,003 | 151,248 | 0.7% | |
Net Cashflow | Rs m | 448 | -300 | -149.1% |
Indian Promoters | % | 67.0 | 88.8 | 75.5% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.0 | 3.6 | - | |
FIIs | % | 0.0 | 1.7 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 33.0 | 11.3 | 293.2% | |
Shareholders | 10,393 | 2,309,518 | 0.5% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare SAKTHI FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS MANAPPURAM FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | SAKTHI FINANCE | BAJAJ HOUSING FINANCE LTD. |
---|---|---|
1-Day | 1.25% | 0.91% |
1-Month | -12.86% | -6.79% |
1-Year | 35.16% | -23.03% |
3-Year CAGR | 54.18% | -8.35% |
5-Year CAGR | 32.01% | -5.10% |
* Compound Annual Growth Rate
Here are more details on the SAKTHI FINANCE share price and the BAJAJ HOUSING FINANCE LTD. share price.
Moving on to shareholding structures...
The promoters of SAKTHI FINANCE hold a 67.0% stake in the company. In case of BAJAJ HOUSING FINANCE LTD. the stake stands at 88.8%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SAKTHI FINANCE and the shareholding pattern of BAJAJ HOUSING FINANCE LTD..
Finally, a word on dividends...
In the most recent financial year, SAKTHI FINANCE paid a dividend of Rs 0.8 per share. This amounted to a Dividend Payout ratio of 33.0%.
BAJAJ HOUSING FINANCE LTD. paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of SAKTHI FINANCE, and the dividend history of BAJAJ HOUSING FINANCE LTD..
For a sector overview, read our finance sector report.
Asian markets traded higher on Friday, following the overnight rally on Wall Street, and the release of economic data in the region.