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PAISALO DIGITAL vs SAVANI FINANCIALS - Comparison Results

Rs 100 invested in...

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Current Valuations

    PAISALO DIGITAL SAVANI FINANCIALS PAISALO DIGITAL/
SAVANI FINANCIALS
 
P/E (TTM) x 22.6 -13.4 - View Chart
P/BV x 3.1 594.2 0.5% View Chart
Dividend Yield % 0.2 0.0 -  

Financials

 PAISALO DIGITAL   SAVANI FINANCIALS
EQUITY SHARE DATA
    PAISALO DIGITAL
Mar-24
SAVANI FINANCIALS
Mar-24
PAISALO DIGITAL/
SAVANI FINANCIALS
5-Yr Chart
Click to enlarge
High Rs10021 477.4%   
Low Rs2115 142.9%   
Income per share (Unadj.) Rs7.30.3 2,486.6%  
Earnings per share (Unadj.) Rs2.0-5.0 -39.9%  
Cash flow per share (Unadj.) Rs-6.9-0.2 4,180.2%  
Dividends per share (Unadj.) Rs0.100-  
Avg Dividend yield %0.20-  
Book value per share (Unadj.) Rs14.80.3 5,805.3%  
Shares outstanding (eoy) m898.044.00 22,451.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x8.260.3 13.6%   
Avg P/E ratio x30.3-3.6 -851.0%  
Avg P/CF ratio x4.6-3.8 -121.2%  
Avg Price/Bookvalue ratio x4.169.7 5.8%  
Dividend payout %5.00-   
Avg Mkt Cap Rs m54,16671 76,139.3%   
No. of employees `000NANA-   
Total wages & salary Rs m4253 15,191.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m6,5871 558,259.3%  
Other income Rs m10 1,280.0%   
Interest expense Rs m2,7011 380,384.5%   
Net interest income Rs m3,8870 826,963.8%  
Operating expense Rs m1,44621 7,055.1%   
Gross profit Rs m2,440-20 -12,190.1%  
Gross profit margin %37.0-1,696.8 -2.2%  
Provisions/contingencies Rs m10,0521 874,105.2%   
Profit before tax Rs m2,412-20 -12,053.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m6220 -6,221,100.0%   
Profit after tax Rs m1,790-20 -8,948.7%  
Net profit margin %27.2-1,695.1 -1.6%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %1,868.3395.0 473.0%  
Net fixed assets Rs m6641 86,289.6%   
Share capital Rs m89840 2,245.3%   
Free reserves Rs m12,396-39 -31,801.1%   
Net worth Rs m13,2941 1,303,350.0%   
Borrowings Rs m7,42022 33,514.6%   
Investments Rs m2080 173,366.7%   
Total assets Rs m41,84927 157,031.4%  
Debt/equity ratio x0.621.7 2.6%   
Return on assets %4.3-75.1 -5.7%  
Return on equity %13.5-1,961.0 -0.7%  
Capital adequacy ratio %35.90-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-5,698-21 27,698.2%  
From Investments Rs m261 2,048.8%  
From Financial Activity Rs m5,52622 24,960.0%  
Net Cashflow Rs m-1453 -5,135.7%  

Share Holding

Indian Promoters % 52.4 75.0 69.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 23.4 0.0 -  
FIIs % 10.7 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 47.6 25.0 190.5%  
Shareholders   71,338 6,304 1,131.6%  
Pledged promoter(s) holding % 17.8 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PAISALO DIGITAL With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on Paisalo Digital vs SAVANI FINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Paisalo Digital vs SAVANI FINANCE Share Price Performance

Period Paisalo Digital SAVANI FINANCE
1-Day 5.32% 0.00%
1-Month 0.00% 0.11%
1-Year 14.67% -4.73%
3-Year CAGR -1.45% 10.47%
5-Year CAGR 16.38% 15.71%

* Compound Annual Growth Rate

Here are more details on the Paisalo Digital share price and the SAVANI FINANCE share price.

Moving on to shareholding structures...

The promoters of Paisalo Digital hold a 52.4% stake in the company. In case of SAVANI FINANCE the stake stands at 75.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Paisalo Digital and the shareholding pattern of SAVANI FINANCE.

Finally, a word on dividends...

In the most recent financial year, Paisalo Digital paid a dividend of Rs 0.1 per share. This amounted to a Dividend Payout ratio of 5.0%.

SAVANI FINANCE paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of Paisalo Digital, and the dividend history of SAVANI FINANCE.

For a sector overview, read our finance sector report.



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