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SOUTH IND.BANK vs BANDHAN BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    SOUTH IND.BANK BANDHAN BANK SOUTH IND.BANK/
BANDHAN BANK
 
P/E (TTM) x 4.9 9.8 49.4% View Chart
P/BV x 0.7 1.3 52.4% View Chart
Dividend Yield % 1.3 0.9 151.4%  

Financials

 SOUTH IND.BANK   BANDHAN BANK
EQUITY SHARE DATA
    SOUTH IND.BANK
Mar-24
BANDHAN BANK
Mar-24
SOUTH IND.BANK/
BANDHAN BANK
5-Yr Chart
Click to enlarge
High Rs40272 14.8%   
Low Rs15173 8.5%   
Income per share (Unadj.) Rs32.9117.1 28.1%  
Earnings per share (Unadj.) Rs4.113.8 29.6%  
Cash flow per share (Unadj.) Rs14.227.2 52.1%  
Dividends per share (Unadj.) Rs0.301.50 20.0%  
Avg Dividend yield %1.10.7 162.4%  
Book value per share (Unadj.) Rs33.7133.9 25.2%  
Shares outstanding (eoy) m2,615.931,610.97 162.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.81.9 43.8%   
Avg P/E ratio x6.716.1 41.7%  
Avg P/CF ratio x3.85.4 71.1%  
Avg Price/Bookvalue ratio x0.81.7 48.9%  
Dividend payout %7.310.8 67.7%   
Avg Mkt Cap Rs m71,755358,803 20.0%   
No. of employees `000NANA-   
Total wages & salary Rs m17,05335,429 48.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m86,128188,696 45.6%  
Other income Rs m15,14521,647 70.0%   
Interest expense Rs m52,80885,440 61.8%   
Net interest income Rs m33,321103,256 32.3%  
Operating expense Rs m29,78858,508 50.9%   
Gross profit Rs m3,53344,748 7.9%  
Gross profit margin %4.123.7 17.3%  
Provisions/contingencies Rs m7,97644,099 18.1%   
Profit before tax Rs m15,28929,429 52.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m4,5877,134 64.3%   
Profit after tax Rs m10,70222,296 48.0%  
Net profit margin %12.411.8 105.2%  
BALANCE SHEET DATA
Advances Rs m780,6061,211,368 64.4%   
Deposits Rs m1,019,1911,352,020 75.4%  
Credit/Deposit ratio x76.689.6 85.5%  
Yield on advances %8.813.6 64.8%   
Cost of deposits %4.85.4 89.9%   
Net Interest Margin %3.36.9 47.6%  
Net fixed assets Rs m8,2119,591 85.6%   
Share capital Rs m2,61616,110 16.2%   
Free reserves Rs m85,621199,545 42.9%   
Net worth Rs m88,237215,654 40.9%   
Borrowings Rs m39,121163,715 23.9%   
Investments Rs m239,765292,876 81.9%   
Total assets Rs m1,174,1251,778,417 66.0%  
Debt/equity ratio x12.07.0 170.6%   
Return on assets %0.91.3 72.7%  
Return on equity %12.110.3 117.3%  
Capital adequacy ratio %19.918.3 108.9%  
Net NPAs %1.51.1 131.5%  
CASH FLOW
From Operations Rs m70,752148,084 47.8%  
From Investments Rs m-19,85916,910 -117.4%  
From Financial Activity Rs m-21,476-85,785 25.0%  
Net Cashflow Rs m29,41779,209 37.1%  

Share Holding

Indian Promoters % 0.0 40.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.7 43.1 38.8%  
FIIs % 11.5 26.7 42.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 60.0 166.6%  
Shareholders   1,247,471 749,315 166.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SOUTH IND.BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on South Ind.Bank vs BANDHAN BANK

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

South Ind.Bank vs BANDHAN BANK Share Price Performance

Period South Ind.Bank BANDHAN BANK S&P BSE BANKEX
1-Day 0.09% 2.41% 1.61%
1-Month -5.39% -2.24% -0.07%
1-Year -8.62% -19.89% 18.92%
3-Year CAGR 36.30% -16.97% 11.26%
5-Year CAGR 15.26% -20.22% 10.62%

* Compound Annual Growth Rate

Here are more details on the South Ind.Bank share price and the BANDHAN BANK share price.

Moving on to shareholding structures...

The promoters of South Ind.Bank hold a 0.0% stake in the company. In case of BANDHAN BANK the stake stands at 40.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of South Ind.Bank and the shareholding pattern of BANDHAN BANK.

Finally, a word on dividends...

In the most recent financial year, South Ind.Bank paid a dividend of Rs 0.3 per share. This amounted to a Dividend Payout ratio of 7.3%.

BANDHAN BANK paid Rs 1.5, and its dividend payout ratio stood at 10.8%.

You may visit here to review the dividend history of South Ind.Bank, and the dividend history of BANDHAN BANK.

For a sector overview, read our banking sector report.



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