SHRIRAM FINANCE | HOME FIRST FINANCE | SHRIRAM FINANCE/ HOME FIRST FINANCE |
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P/E (TTM) | x | 13.3 | 28.2 | 47.2% | View Chart |
P/BV | x | 2.2 | 4.6 | 46.7% | View Chart |
Dividend Yield | % | 1.6 | 0.3 | 509.3% |
SHRIRAM FINANCE HOME FIRST FINANCE |
EQUITY SHARE DATA | |||||
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SHRIRAM FINANCE Mar-24 |
HOME FIRST FINANCE Mar-24 |
SHRIRAM FINANCE/ HOME FIRST FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 2,535 | 1,059 | 239.4% | |
Low | Rs | 1,267 | 686 | 184.7% | |
Income per share (Unadj.) | Rs | 968.1 | 128.5 | 753.4% | |
Earnings per share (Unadj.) | Rs | 196.0 | 34.5 | 567.6% | |
Cash flow per share (Unadj.) | Rs | 521.0 | 58.7 | 887.4% | |
Dividends per share (Unadj.) | Rs | 45.00 | 3.40 | 1,323.5% | |
Avg Dividend yield | % | 2.4 | 0.4 | 607.4% | |
Book value per share (Unadj.) | Rs | 1,300.6 | 235.3 | 552.8% | |
Shares outstanding (eoy) | m | 375.79 | 88.52 | 424.5% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.0 | 6.8 | 28.9% | |
Avg P/E ratio | x | 9.7 | 25.3 | 38.4% | |
Avg P/CF ratio | x | 8.9 | 18.0 | 49.6% | |
Avg Price/Bookvalue ratio | x | 1.5 | 3.7 | 39.4% | |
Dividend payout | % | 23.0 | 9.8 | 233.2% | |
Avg Mkt Cap | Rs m | 714,363 | 77,217 | 925.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 34,715 | 1,483 | 2,340.2% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 363,795 | 11,374 | 3,198.4% | |
Other income | Rs m | 385 | 191 | 201.7% | |
Interest expense | Rs m | 156,061 | 5,030 | 3,102.9% | |
Net interest income | Rs m | 207,734 | 6,345 | 3,274.0% | |
Operating expense | Rs m | 102,641 | 2,419 | 4,243.1% | |
Gross profit | Rs m | 105,093 | 3,926 | 2,676.9% | |
Gross profit margin | % | 28.9 | 34.5 | 83.7% | |
Provisions/contingencies | Rs m | 6,210 | 1,222 | 508.3% | |
Profit before tax | Rs m | 99,602 | 4,000 | 2,490.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -325 | 0 | - | |
Prior Period Items | Rs m | 78 | 0 | - | |
Tax | Rs m | 25,691 | 942 | 2,726.0% | |
Profit after tax | Rs m | 73,664 | 3,057 | 2,409.5% | |
Net profit margin | % | 20.2 | 26.9 | 75.3% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 2,186,956 | 67,484 | 3,240.7% | |
Deposits | Rs m | 428,023 | 0 | - | |
Credit/Deposit ratio | x | 510.9 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 7.8 | 0 | - | |
Net Interest Margin | % | 8.7 | 7.4 | 116.2% | |
Net fixed assets | Rs m | 37,169 | 300 | 12,377.2% | |
Share capital | Rs m | 3,758 | 177 | 2,122.7% | |
Free reserves | Rs m | 484,988 | 20,648 | 2,348.9% | |
Net worth | Rs m | 488,746 | 20,825 | 2,346.9% | |
Borrowings | Rs m | 55,862 | 58 | 96,364.0% | |
Investments | Rs m | 214,440 | 17,744 | 1,208.5% | |
Total assets | Rs m | 2,619,955 | 96,490 | 2,715.3% | |
Debt/equity ratio | x | 1.0 | 0 | 35,566.1% | |
Return on assets | % | 2.8 | 3.2 | 88.7% | |
Return on equity | % | 15.1 | 14.7 | 102.7% | |
Capital adequacy ratio | % | 20.3 | 39.5 | 51.4% | |
Net NPAs | % | 2.7 | 1.2 | 225.0% |
CASH FLOW | |||||
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From Operations | Rs m | -311,014 | -19,077 | 1,630.3% | |
From Investments | Rs m | -2,582 | -2,174 | 118.8% | |
From Financial Activity | Rs m | 276,091 | 24,700 | 1,117.8% | |
Net Cashflow | Rs m | -37,505 | 3,449 | -1,087.4% |
Indian Promoters | % | 25.0 | 14.1 | 177.6% | |
Foreign collaborators | % | 0.4 | 9.3 | 4.4% | |
Indian inst/Mut Fund | % | 69.5 | 38.0 | 183.0% | |
FIIs | % | 53.3 | 25.5 | 208.7% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 74.6 | 76.6 | 97.4% | |
Shareholders | 140,680 | 78,604 | 179.0% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare SHRIRAM FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Shriram Transport | HOME FIRST FINANCE |
---|---|---|
1-Day | 0.28% | 0.99% |
1-Month | -13.57% | -2.07% |
1-Year | 42.12% | 18.27% |
3-Year CAGR | 21.58% | 12.07% |
5-Year CAGR | 20.36% | 15.44% |
* Compound Annual Growth Rate
Here are more details on the Shriram Transport share price and the HOME FIRST FINANCE share price.
Moving on to shareholding structures...
The promoters of Shriram Transport hold a 25.4% stake in the company. In case of HOME FIRST FINANCE the stake stands at 23.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Shriram Transport and the shareholding pattern of HOME FIRST FINANCE.
Finally, a word on dividends...
In the most recent financial year, Shriram Transport paid a dividend of Rs 45.0 per share. This amounted to a Dividend Payout ratio of 23.0%.
HOME FIRST FINANCE paid Rs 3.4, and its dividend payout ratio stood at 9.8%.
You may visit here to review the dividend history of Shriram Transport, and the dividend history of HOME FIRST FINANCE.
For a sector overview, read our finance sector report.
Asian markets traded higher on Friday, following the overnight rally on Wall Street, and the release of economic data in the region.