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SG FINSERVE vs IRFC - Comparison Results

Rs 100 invested in...

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Current Valuations

    SG FINSERVE IRFC SG FINSERVE/
IRFC
 
P/E (TTM) x 29.4 28.5 103.2% View Chart
P/BV x 2.9 3.8 77.1% View Chart
Dividend Yield % 0.0 1.1 -  

Financials

 SG FINSERVE   IRFC
EQUITY SHARE DATA
    SG FINSERVE
Mar-24
IRFC
Mar-24
SG FINSERVE/
IRFC
5-Yr Chart
Click to enlarge
High Rs748193 388.0%   
Low Rs38527 1,438.5%   
Income per share (Unadj.) Rs34.520.4 169.2%  
Earnings per share (Unadj.) Rs14.34.9 291.3%  
Cash flow per share (Unadj.) Rs11.14.9 228.0%  
Dividends per share (Unadj.) Rs01.50 0.0%  
Avg Dividend yield %01.4 0.0%  
Book value per share (Unadj.) Rs145.237.6 385.9%  
Shares outstanding (eoy) m54.9813,068.51 0.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x16.45.4 304.9%   
Avg P/E ratio x39.622.4 177.1%  
Avg P/CF ratio x21.821.8 100.0%  
Avg Price/Bookvalue ratio x3.92.9 133.7%  
Dividend payout %030.6 0.0%   
Avg Mkt Cap Rs m31,1441,434,661 2.2%   
No. of employees `000NANA-   
Total wages & salary Rs m103112 92.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1,897266,446 0.7%  
Other income Rs m0153 0.0%   
Interest expense Rs m642201,015 0.3%   
Net interest income Rs m1,25565,431 1.9%  
Operating expense Rs m2031,368 14.9%   
Gross profit Rs m1,05264,063 1.6%  
Gross profit margin %55.524.0 230.6%  
Provisions/contingencies Rs m6411,628 39.4%   
Profit before tax Rs m1,05064,121 1.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2640-   
Profit after tax Rs m78664,121 1.2%  
Net profit margin %41.424.1 172.1%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %0112.6- 
Net fixed assets Rs m19220 8.7%   
Share capital Rs m550130,685 0.4%   
Free reserves Rs m7,435361,101 2.1%   
Net worth Rs m7,985491,786 1.6%   
Borrowings Rs m9,5680-   
Investments Rs m058,125 0.0%   
Total assets Rs m17,7774,850,824 0.4%  
Debt/equity ratio x1.20-   
Return on assets %4.41.3 334.4%  
Return on equity %9.813.0 75.5%  
Capital adequacy ratio %47.8616.2 7.8%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-5,64779,141 -7.1%  
From Investments Rs m-10-75 13.4%  
From Financial Activity Rs m5,516-80,464 -6.9%  
Net Cashflow Rs m-142-1,399 10.1%  

Share Holding

Indian Promoters % 48.4 86.4 56.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 1.9 2.2 87.6%  
FIIs % 0.1 1.1 6.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 51.6 13.6 378.4%  
Shareholders   14,091 5,500,054 0.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SG FINSERVE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on SG FINSERVE vs IRFC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

SG FINSERVE vs IRFC Share Price Performance

Period SG FINSERVE IRFC
1-Day 3.15% 0.28%
1-Month -8.71% 3.09%
1-Year -16.33% 85.28%
3-Year CAGR 162.94% 81.75%
5-Year CAGR 172.79% 41.71%

* Compound Annual Growth Rate

Here are more details on the SG FINSERVE share price and the IRFC share price.

Moving on to shareholding structures...

The promoters of SG FINSERVE hold a 48.4% stake in the company. In case of IRFC the stake stands at 86.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SG FINSERVE and the shareholding pattern of IRFC.

Finally, a word on dividends...

In the most recent financial year, SG FINSERVE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

IRFC paid Rs 1.5, and its dividend payout ratio stood at 30.6%.

You may visit here to review the dividend history of SG FINSERVE, and the dividend history of IRFC.

For a sector overview, read our finance sector report.



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