SBI | INDIAN BANK | SBI/ INDIAN BANK |
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P/E (TTM) | x | 10.0 | 7.5 | 133.2% | View Chart |
P/BV | x | 1.8 | 1.2 | 147.7% | View Chart |
Dividend Yield | % | 1.7 | 2.3 | 74.4% |
SBI INDIAN BANK |
EQUITY SHARE DATA | |||||
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SBI Mar-24 |
INDIAN BANK Mar-24 |
SBI/ INDIAN BANK |
5-Yr Chart Click to enlarge
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High | Rs | 794 | 573 | 138.4% | |
Low | Rs | 519 | 267 | 194.2% | |
Income per share (Unadj.) | Rs | 492.1 | 413.2 | 119.1% | |
Earnings per share (Unadj.) | Rs | 75.2 | 62.5 | 120.3% | |
Cash flow per share (Unadj.) | Rs | 330.8 | 129.6 | 255.4% | |
Dividends per share (Unadj.) | Rs | 13.70 | 12.00 | 114.2% | |
Avg Dividend yield | % | 2.1 | 2.9 | 73.1% | |
Book value per share (Unadj.) | Rs | 464.9 | 447.3 | 103.9% | |
Shares outstanding (eoy) | m | 8,924.61 | 1,346.96 | 662.6% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.3 | 1.0 | 131.1% | |
Avg P/E ratio | x | 8.7 | 6.7 | 129.8% | |
Avg P/CF ratio | x | 6.0 | 3.3 | 182.1% | |
Avg Price/Bookvalue ratio | x | 1.4 | 0.9 | 150.2% | |
Dividend payout | % | 18.2 | 19.2 | 94.9% | |
Avg Mkt Cap | Rs m | 5,856,777 | 566,196 | 1,034.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 836,712 | 93,199 | 897.8% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 4,391,885 | 556,497 | 789.2% | |
Other income | Rs m | 1,553,864 | 85,820 | 1,810.6% | |
Interest expense | Rs m | 2,597,360 | 323,408 | 803.1% | |
Net interest income | Rs m | 1,794,525 | 233,090 | 769.9% | |
Operating expense | Rs m | 2,358,938 | 149,528 | 1,577.6% | |
Gross profit | Rs m | -564,414 | 83,562 | -675.4% | |
Gross profit margin | % | -12.9 | 15.0 | -85.6% | |
Provisions/contingencies | Rs m | 308,068 | 88,090 | 349.7% | |
Profit before tax | Rs m | 912,302 | 110,174 | 828.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -24,587 | -31 | 79,059.5% | |
Prior Period Items | Rs m | 14,052 | 2,934 | 479.0% | |
Tax | Rs m | 230,920 | 28,882 | 799.5% | |
Profit after tax | Rs m | 670,847 | 84,194 | 796.8% | |
Net profit margin | % | 15.3 | 15.1 | 101.0% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 37,842,727 | 5,148,891 | 735.0% | |
Deposits | Rs m | 49,665,375 | 6,879,531 | 721.9% | |
Credit/Deposit ratio | x | 76.2 | 74.8 | 101.8% | |
Yield on advances | % | 7.9 | 7.9 | 99.6% | |
Cost of deposits | % | 4.5 | 4.4 | 101.4% | |
Net Interest Margin | % | 3.0 | 3.2 | 95.4% | |
Net fixed assets | Rs m | 441,373 | 75,226 | 586.7% | |
Share capital | Rs m | 8,925 | 13,470 | 66.3% | |
Free reserves | Rs m | 4,140,467 | 589,012 | 703.0% | |
Net worth | Rs m | 4,149,392 | 602,482 | 688.7% | |
Borrowings | Rs m | 6,396,095 | 231,429 | 2,763.7% | |
Investments | Rs m | 21,105,482 | 2,152,418 | 980.5% | |
Total assets | Rs m | 67,337,788 | 7,957,088 | 846.3% | |
Debt/equity ratio | x | 13.5 | 11.8 | 114.5% | |
Return on assets | % | 1.0 | 1.1 | 94.2% | |
Return on equity | % | 16.2 | 14.0 | 115.7% | |
Capital adequacy ratio | % | 14.3 | 16.4 | 86.9% | |
Net NPAs | % | 0.6 | 0.4 | 132.6% |
CASH FLOW | |||||
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From Operations | Rs m | 216,324 | -86,173 | -251.0% | |
From Investments | Rs m | -42,517 | -6,177 | 688.3% | |
From Financial Activity | Rs m | -98,963 | 11,951 | -828.1% | |
Net Cashflow | Rs m | 82,604 | -80,399 | -102.7% |
Indian Promoters | % | 57.5 | 73.8 | 77.9% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 34.8 | 22.3 | 155.9% | |
FIIs | % | 10.7 | 5.0 | 214.4% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 42.5 | 26.2 | 162.4% | |
Shareholders | 3,791,512 | 325,449 | 1,165.0% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare SBI With: HDFC BANK AXIS BANK ICICI BANK KOTAK MAHINDRA BANK PNB
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | SBI | Indian Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | 4.51% | 0.24% | 1.61% |
1-Month | 3.24% | 5.61% | -0.07% |
1-Year | 45.96% | 29.41% | 18.92% |
3-Year CAGR | 18.82% | 54.60% | 11.26% |
5-Year CAGR | 19.91% | 34.87% | 10.62% |
* Compound Annual Growth Rate
Here are more details on the SBI share price and the Indian Bank share price.
Moving on to shareholding structures...
The promoters of SBI hold a 57.5% stake in the company. In case of Indian Bank the stake stands at 73.8%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SBI and the shareholding pattern of Indian Bank.
Finally, a word on dividends...
In the most recent financial year, SBI paid a dividend of Rs 13.7 per share. This amounted to a Dividend Payout ratio of 18.2%.
Indian Bank paid Rs 12.0, and its dividend payout ratio stood at 19.2%.
You may visit here to review the dividend history of SBI, and the dividend history of Indian Bank.
For a sector overview, read our banking sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.