SBI | ICICI BANK | SBI/ ICICI BANK |
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P/E (TTM) | x | 9.8 | 17.8 | 55.1% | View Chart |
P/BV | x | 1.7 | 3.5 | 49.9% | View Chart |
Dividend Yield | % | 1.7 | 0.8 | 213.3% |
SBI ICICI BANK |
EQUITY SHARE DATA | |||||
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SBI Mar-24 |
ICICI BANK Mar-24 |
SBI/ ICICI BANK |
5-Yr Chart Click to enlarge
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High | Rs | 794 | 1,113 | 71.3% | |
Low | Rs | 519 | 864 | 60.0% | |
Income per share (Unadj.) | Rs | 492.1 | 227.2 | 216.6% | |
Earnings per share (Unadj.) | Rs | 75.2 | 63.0 | 119.3% | |
Cash flow per share (Unadj.) | Rs | 330.8 | 197.0 | 168.0% | |
Dividends per share (Unadj.) | Rs | 13.70 | 10.00 | 137.0% | |
Avg Dividend yield | % | 2.1 | 1.0 | 206.4% | |
Book value per share (Unadj.) | Rs | 464.9 | 362.8 | 128.2% | |
Shares outstanding (eoy) | m | 8,924.61 | 7,022.34 | 127.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.3 | 4.4 | 30.6% | |
Avg P/E ratio | x | 8.7 | 15.7 | 55.6% | |
Avg P/CF ratio | x | 6.0 | 11.0 | 54.6% | |
Avg Price/Bookvalue ratio | x | 1.4 | 2.7 | 51.8% | |
Dividend payout | % | 18.2 | 15.9 | 114.9% | |
Avg Mkt Cap | Rs m | 5,856,777 | 6,944,388 | 84.3% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 836,712 | 191,720 | 436.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 4,391,885 | 1,595,159 | 275.3% | |
Other income | Rs m | 1,553,864 | 765,218 | 203.1% | |
Interest expense | Rs m | 2,597,360 | 741,082 | 350.5% | |
Net interest income | Rs m | 1,794,525 | 854,078 | 210.1% | |
Operating expense | Rs m | 2,358,938 | 977,828 | 241.2% | |
Gross profit | Rs m | -564,414 | -123,750 | 456.1% | |
Gross profit margin | % | -12.9 | -7.8 | 165.7% | |
Provisions/contingencies | Rs m | 308,068 | 191,400 | 161.0% | |
Profit before tax | Rs m | 912,302 | 604,344 | 151.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -24,587 | -18,241 | 134.8% | |
Prior Period Items | Rs m | 14,052 | 10,738 | 130.9% | |
Tax | Rs m | 230,920 | 154,276 | 149.7% | |
Profit after tax | Rs m | 670,847 | 442,564 | 151.6% | |
Net profit margin | % | 15.3 | 27.7 | 55.1% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 37,842,727 | 12,607,762 | 300.2% | |
Deposits | Rs m | 49,665,375 | 14,435,800 | 344.0% | |
Credit/Deposit ratio | x | 76.2 | 87.3 | 87.2% | |
Yield on advances | % | 7.9 | 9.2 | 85.0% | |
Cost of deposits | % | 4.5 | 4.1 | 110.4% | |
Net Interest Margin | % | 3.0 | 4.1 | 74.4% | |
Net fixed assets | Rs m | 441,373 | 132,403 | 333.4% | |
Share capital | Rs m | 8,925 | 14,047 | 63.5% | |
Free reserves | Rs m | 4,140,467 | 2,533,338 | 163.4% | |
Net worth | Rs m | 4,149,392 | 2,547,385 | 162.9% | |
Borrowings | Rs m | 6,396,095 | 2,074,280 | 308.4% | |
Investments | Rs m | 21,105,482 | 8,271,625 | 255.2% | |
Total assets | Rs m | 67,337,788 | 23,640,630 | 284.8% | |
Debt/equity ratio | x | 13.5 | 6.5 | 208.5% | |
Return on assets | % | 1.0 | 1.9 | 53.2% | |
Return on equity | % | 16.2 | 17.4 | 93.1% | |
Capital adequacy ratio | % | 14.3 | 16.3 | 87.4% | |
Net NPAs | % | 0.6 | 0.5 | 126.7% |
CASH FLOW | |||||
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From Operations | Rs m | 216,324 | 1,572,845 | 13.8% | |
From Investments | Rs m | -42,517 | -1,459,311 | 2.9% | |
From Financial Activity | Rs m | -98,963 | 137,645 | -71.9% | |
Net Cashflow | Rs m | 82,604 | 263,124 | 31.4% |
Indian Promoters | % | 57.5 | 0.0 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 34.8 | 90.4 | 38.5% | |
FIIs | % | 10.7 | 46.2 | 23.2% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 42.5 | 100.0 | 42.5% | |
Shareholders | 3,791,512 | 1,812,907 | 209.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare SBI With: HDFC BANK AXIS BANK KOTAK MAHINDRA BANK INDUSIND BANK PNB
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | SBI | ICICI Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | -1.44% | -0.40% | 0.39% |
1-Month | -1.49% | -0.85% | -2.52% |
1-Year | 42.27% | 35.51% | 17.19% |
3-Year CAGR | 18.14% | 18.37% | 10.82% |
5-Year CAGR | 19.41% | 20.42% | 10.27% |
* Compound Annual Growth Rate
Here are more details on the SBI share price and the ICICI Bank share price.
Moving on to shareholding structures...
The promoters of SBI hold a 57.5% stake in the company. In case of ICICI Bank the stake stands at 0.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SBI and the shareholding pattern of ICICI Bank.
Finally, a word on dividends...
In the most recent financial year, SBI paid a dividend of Rs 13.7 per share. This amounted to a Dividend Payout ratio of 18.2%.
ICICI Bank paid Rs 10.0, and its dividend payout ratio stood at 15.9%.
You may visit here to review the dividend history of SBI, and the dividend history of ICICI Bank.
For a sector overview, read our banking sector report.
On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.