SATIN CREDITCARE NET. | LEAD FINANCIAL | SATIN CREDITCARE NET./ LEAD FINANCIAL |
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P/E (TTM) | x | 4.4 | 34.2 | 13.0% | View Chart |
P/BV | x | 0.7 | 1.3 | 56.3% | View Chart |
Dividend Yield | % | 0.0 | 0.0 | - |
SATIN CREDITCARE NET. LEAD FINANCIAL |
EQUITY SHARE DATA | |||||
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SATIN CREDITCARE NET. Mar-24 |
LEAD FINANCIAL Mar-24 |
SATIN CREDITCARE NET./ LEAD FINANCIAL |
5-Yr Chart Click to enlarge
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High | Rs | 284 | 25 | 1,125.6% | |
Low | Rs | 127 | 10 | 1,289.3% | |
Income per share (Unadj.) | Rs | 203.4 | 1.6 | 12,477.4% | |
Earnings per share (Unadj.) | Rs | 39.6 | 0.7 | 5,295.3% | |
Cash flow per share (Unadj.) | Rs | 118.9 | 1.4 | 8,364.1% | |
Dividends per share (Unadj.) | Rs | 0 | 0 | - | |
Avg Dividend yield | % | 0 | 0 | - | |
Book value per share (Unadj.) | Rs | 218.3 | 17.9 | 1,217.8% | |
Shares outstanding (eoy) | m | 109.99 | 3.30 | 3,333.0% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.0 | 10.8 | 9.4% | |
Avg P/E ratio | x | 5.2 | 23.4 | 22.1% | |
Avg P/CF ratio | x | 4.9 | 18.4 | 26.7% | |
Avg Price/Bookvalue ratio | x | 0.9 | 1.0 | 96.2% | |
Dividend payout | % | 0 | 0 | - | |
Avg Mkt Cap | Rs m | 22,583 | 58 | 39,049.5% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 4,479 | 1 | 447,914.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 22,374 | 5 | 415,876.4% | |
Other income | Rs m | 172 | 0 | 1,722,700.0% | |
Interest expense | Rs m | 9,010 | 0 | 45,051,050.0% | |
Net interest income | Rs m | 13,364 | 5 | 249,327.2% | |
Operating expense | Rs m | 7,481 | 2 | 368,508.4% | |
Gross profit | Rs m | 5,883 | 3 | 176,673.3% | |
Gross profit margin | % | 26.3 | 61.9 | 42.5% | |
Provisions/contingencies | Rs m | 235 | 1 | 35,067.2% | |
Profit before tax | Rs m | 5,829 | 3 | 174,517.4% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 1,470 | 1 | 168,908.0% | |
Profit after tax | Rs m | 4,359 | 2 | 176,493.1% | |
Net profit margin | % | 19.5 | 45.9 | 42.4% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 89,081 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 14.9 | 1,275.5 | 1.2% | |
Net fixed assets | Rs m | 1,263 | 0 | 1,578,800.0% | |
Share capital | Rs m | 1,100 | 33 | 3,334.6% | |
Free reserves | Rs m | 22,908 | 26 | 87,602.5% | |
Net worth | Rs m | 24,008 | 59 | 40,589.1% | |
Borrowings | Rs m | 8,472 | 0 | - | |
Investments | Rs m | 653 | 0 | 155,488.1% | |
Total assets | Rs m | 104,809 | 104 | 101,128.2% | |
Debt/equity ratio | x | 0.4 | 0 | - | |
Return on assets | % | 4.2 | 2.4 | 174.5% | |
Return on equity | % | 18.2 | 4.2 | 434.8% | |
Capital adequacy ratio | % | 27.7 | 0 | - | |
Net NPAs | % | 1.0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | -20,689 | -16 | 126,770.3% | |
From Investments | Rs m | -282 | NA | 940,966.7% | |
From Financial Activity | Rs m | 22,635 | -1 | -3,143,698.6% | |
Net Cashflow | Rs m | 1,663 | -17 | -9,739.1% |
Indian Promoters | % | 36.2 | 28.2 | 128.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 12.7 | 0.6 | 2,305.5% | |
FIIs | % | 6.1 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 63.8 | 71.8 | 88.9% | |
Shareholders | 50,610 | 2,139 | 2,366.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare SATIN CREDITCARE NET. With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS MANAPPURAM FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | SATIN CREDITCARE NET. | PRIVY FIN SER |
---|---|---|
1-Day | 1.10% | 0.00% |
1-Month | 3.26% | -2.34% |
1-Year | -34.48% | 80.96% |
3-Year CAGR | 30.48% | 77.83% |
5-Year CAGR | -6.05% | 37.97% |
* Compound Annual Growth Rate
Here are more details on the SATIN CREDITCARE NET. share price and the PRIVY FIN SER share price.
Moving on to shareholding structures...
The promoters of SATIN CREDITCARE NET. hold a 36.2% stake in the company. In case of PRIVY FIN SER the stake stands at 28.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SATIN CREDITCARE NET. and the shareholding pattern of PRIVY FIN SER.
Finally, a word on dividends...
In the most recent financial year, SATIN CREDITCARE NET. paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
PRIVY FIN SER paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of SATIN CREDITCARE NET., and the dividend history of PRIVY FIN SER.
For a sector overview, read our finance sector report.
After opening the day marginally lower, Indian benchmark indices reversed the trend as the session progressed and ended the day higher.