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SARASWATI COMMERCIAL (INDIA) vs MANAPPURAM FINANCE - Comparison Results

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Current Valuations

    SARASWATI COMMERCIAL (INDIA) MANAPPURAM FINANCE SARASWATI COMMERCIAL (INDIA)/
MANAPPURAM FINANCE
 
P/E (TTM) x 14.0 5.8 242.4% View Chart
P/BV x 3.4 1.1 303.5% View Chart
Dividend Yield % 0.0 2.1 -  

Financials

 SARASWATI COMMERCIAL (INDIA)   MANAPPURAM FINANCE
EQUITY SHARE DATA
    SARASWATI COMMERCIAL (INDIA)
Mar-24
MANAPPURAM FINANCE
Mar-24
SARASWATI COMMERCIAL (INDIA)/
MANAPPURAM FINANCE
5-Yr Chart
Click to enlarge
High Rs8,427199 4,234.6%   
Low Rs2,251102 2,207.3%   
Income per share (Unadj.) Rs1,245.8104.5 1,191.8%  
Earnings per share (Unadj.) Rs1,008.825.9 3,901.1%  
Cash flow per share (Unadj.) Rs-2,133.967.7 -3,153.8%  
Dividends per share (Unadj.) Rs03.30 0.0%  
Avg Dividend yield %02.2 0.0%  
Book value per share (Unadj.) Rs6,768.8136.4 4,961.0%  
Shares outstanding (eoy) m1.03846.39 0.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.31.4 297.6%   
Avg P/E ratio x5.35.8 90.9%  
Avg P/CF ratio x1.25.6 21.7%  
Avg Price/Bookvalue ratio x0.81.1 71.5%  
Dividend payout %012.8 0.0%   
Avg Mkt Cap Rs m5,499127,382 4.3%   
No. of employees `000NANA-   
Total wages & salary Rs m2315,973 0.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1,28388,480 1.5%  
Other income Rs m0721 0.0%   
Interest expense Rs m1728,657 0.1%   
Net interest income Rs m1,26659,823 2.1%  
Operating expense Rs m3228,484 0.1%   
Gross profit Rs m1,23531,339 3.9%  
Gross profit margin %96.235.4 271.7%  
Provisions/contingencies Rs m3,464725 478.0%   
Profit before tax Rs m1,23529,595 4.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-88 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m1967,620 2.6%   
Profit after tax Rs m1,03921,887 4.7%  
Net profit margin %81.024.7 327.3%  
BALANCE SHEET DATA
Advances Rs m0156,337 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %16.636.1 46.0%  
Net fixed assets Rs m010,698 0.0%   
Share capital Rs m101,693 0.6%   
Free reserves Rs m6,962113,788 6.1%   
Net worth Rs m6,972115,481 6.0%   
Borrowings Rs m084,796 0.0%   
Investments Rs m7,6299,580 79.6%   
Total assets Rs m8,049465,464 1.7%  
Debt/equity ratio x00.7 0.0%   
Return on assets %12.94.7 274.5%  
Return on equity %14.919.0 78.6%  
Capital adequacy ratio %73.130.6 239.0%  
Net NPAs %01.6 0.0%  
CASH FLOW
From Operations Rs m330-33,827 -1.0%  
From Investments Rs m-67-5,927 1.1%  
From Financial Activity Rs m-23840,247 -0.6%  
Net Cashflow Rs m25494 5.0%  

Share Holding

Indian Promoters % 70.2 35.3 199.1%  
Foreign collaborators % 2.1 0.0 -  
Indian inst/Mut Fund % 0.0 41.3 -  
FIIs % 0.0 30.4 -  
ADR/GDR % 0.0 0.0 -  
Free float % 27.7 64.8 42.7%  
Shareholders   2,936 574,726 0.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SARASWATI COMMERCIAL (INDIA) With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDOSTAR CAPITAL    


More on SARASWATI COMMERCIAL (INDIA) vs MANAPPURAM FINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

SARASWATI COMMERCIAL (INDIA) vs MANAPPURAM FINANCE Share Price Performance

Period SARASWATI COMMERCIAL (INDIA) MANAPPURAM FINANCE
1-Day 1.19% 0.55%
1-Month 14.63% 5.41%
1-Year 644.10% 0.32%
3-Year CAGR 103.15% -4.66%
5-Year CAGR 208.73% -1.72%

* Compound Annual Growth Rate

Here are more details on the SARASWATI COMMERCIAL (INDIA) share price and the MANAPPURAM FINANCE share price.

Moving on to shareholding structures...

The promoters of SARASWATI COMMERCIAL (INDIA) hold a 72.3% stake in the company. In case of MANAPPURAM FINANCE the stake stands at 35.3%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SARASWATI COMMERCIAL (INDIA) and the shareholding pattern of MANAPPURAM FINANCE.

Finally, a word on dividends...

In the most recent financial year, SARASWATI COMMERCIAL (INDIA) paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

MANAPPURAM FINANCE paid Rs 3.3, and its dividend payout ratio stood at 12.8%.

You may visit here to review the dividend history of SARASWATI COMMERCIAL (INDIA), and the dividend history of MANAPPURAM FINANCE.

For a sector overview, read our finance sector report.



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