SARASWATI COMMERCIAL (INDIA) | MANAPPURAM FINANCE | SARASWATI COMMERCIAL (INDIA)/ MANAPPURAM FINANCE |
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P/E (TTM) | x | 14.0 | 5.8 | 242.4% | View Chart |
P/BV | x | 3.4 | 1.1 | 303.5% | View Chart |
Dividend Yield | % | 0.0 | 2.1 | - |
SARASWATI COMMERCIAL (INDIA) MANAPPURAM FINANCE |
EQUITY SHARE DATA | |||||
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SARASWATI COMMERCIAL (INDIA) Mar-24 |
MANAPPURAM FINANCE Mar-24 |
SARASWATI COMMERCIAL (INDIA)/ MANAPPURAM FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 8,427 | 199 | 4,234.6% | |
Low | Rs | 2,251 | 102 | 2,207.3% | |
Income per share (Unadj.) | Rs | 1,245.8 | 104.5 | 1,191.8% | |
Earnings per share (Unadj.) | Rs | 1,008.8 | 25.9 | 3,901.1% | |
Cash flow per share (Unadj.) | Rs | -2,133.9 | 67.7 | -3,153.8% | |
Dividends per share (Unadj.) | Rs | 0 | 3.30 | 0.0% | |
Avg Dividend yield | % | 0 | 2.2 | 0.0% | |
Book value per share (Unadj.) | Rs | 6,768.8 | 136.4 | 4,961.0% | |
Shares outstanding (eoy) | m | 1.03 | 846.39 | 0.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 4.3 | 1.4 | 297.6% | |
Avg P/E ratio | x | 5.3 | 5.8 | 90.9% | |
Avg P/CF ratio | x | 1.2 | 5.6 | 21.7% | |
Avg Price/Bookvalue ratio | x | 0.8 | 1.1 | 71.5% | |
Dividend payout | % | 0 | 12.8 | 0.0% | |
Avg Mkt Cap | Rs m | 5,499 | 127,382 | 4.3% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 23 | 15,973 | 0.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 1,283 | 88,480 | 1.5% | |
Other income | Rs m | 0 | 721 | 0.0% | |
Interest expense | Rs m | 17 | 28,657 | 0.1% | |
Net interest income | Rs m | 1,266 | 59,823 | 2.1% | |
Operating expense | Rs m | 32 | 28,484 | 0.1% | |
Gross profit | Rs m | 1,235 | 31,339 | 3.9% | |
Gross profit margin | % | 96.2 | 35.4 | 271.7% | |
Provisions/contingencies | Rs m | 3,464 | 725 | 478.0% | |
Profit before tax | Rs m | 1,235 | 29,595 | 4.2% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -88 | -0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 196 | 7,620 | 2.6% | |
Profit after tax | Rs m | 1,039 | 21,887 | 4.7% | |
Net profit margin | % | 81.0 | 24.7 | 327.3% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 156,337 | 0.0% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 16.6 | 36.1 | 46.0% | |
Net fixed assets | Rs m | 0 | 10,698 | 0.0% | |
Share capital | Rs m | 10 | 1,693 | 0.6% | |
Free reserves | Rs m | 6,962 | 113,788 | 6.1% | |
Net worth | Rs m | 6,972 | 115,481 | 6.0% | |
Borrowings | Rs m | 0 | 84,796 | 0.0% | |
Investments | Rs m | 7,629 | 9,580 | 79.6% | |
Total assets | Rs m | 8,049 | 465,464 | 1.7% | |
Debt/equity ratio | x | 0 | 0.7 | 0.0% | |
Return on assets | % | 12.9 | 4.7 | 274.5% | |
Return on equity | % | 14.9 | 19.0 | 78.6% | |
Capital adequacy ratio | % | 73.1 | 30.6 | 239.0% | |
Net NPAs | % | 0 | 1.6 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 330 | -33,827 | -1.0% | |
From Investments | Rs m | -67 | -5,927 | 1.1% | |
From Financial Activity | Rs m | -238 | 40,247 | -0.6% | |
Net Cashflow | Rs m | 25 | 494 | 5.0% |
Indian Promoters | % | 70.2 | 35.3 | 199.1% | |
Foreign collaborators | % | 2.1 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.0 | 41.3 | - | |
FIIs | % | 0.0 | 30.4 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.7 | 64.8 | 42.7% | |
Shareholders | 2,936 | 574,726 | 0.5% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare SARASWATI COMMERCIAL (INDIA) With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDOSTAR CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | SARASWATI COMMERCIAL (INDIA) | MANAPPURAM FINANCE |
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1-Day | 1.19% | 0.55% |
1-Month | 14.63% | 5.41% |
1-Year | 644.10% | 0.32% |
3-Year CAGR | 103.15% | -4.66% |
5-Year CAGR | 208.73% | -1.72% |
* Compound Annual Growth Rate
Here are more details on the SARASWATI COMMERCIAL (INDIA) share price and the MANAPPURAM FINANCE share price.
Moving on to shareholding structures...
The promoters of SARASWATI COMMERCIAL (INDIA) hold a 72.3% stake in the company. In case of MANAPPURAM FINANCE the stake stands at 35.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SARASWATI COMMERCIAL (INDIA) and the shareholding pattern of MANAPPURAM FINANCE.
Finally, a word on dividends...
In the most recent financial year, SARASWATI COMMERCIAL (INDIA) paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
MANAPPURAM FINANCE paid Rs 3.3, and its dividend payout ratio stood at 12.8%.
You may visit here to review the dividend history of SARASWATI COMMERCIAL (INDIA), and the dividend history of MANAPPURAM FINANCE.
For a sector overview, read our finance sector report.
On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.