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RSD FINANCE vs SHALIB.FINANCE - Comparison Results

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Current Valuations

    RSD FINANCE SHALIB.FINANCE RSD FINANCE/
SHALIB.FINANCE
 
P/E (TTM) x 7.4 41.0 18.1% View Chart
P/BV x 2.5 5.6 43.7% View Chart
Dividend Yield % 0.0 0.2 -  

Financials

 RSD FINANCE   SHALIB.FINANCE
EQUITY SHARE DATA
    RSD FINANCE
Mar-24
SHALIB.FINANCE
Mar-24
RSD FINANCE/
SHALIB.FINANCE
5-Yr Chart
Click to enlarge
High Rs130648 20.1%   
Low Rs72125 58.0%   
Income per share (Unadj.) Rs7.446.2 16.0%  
Earnings per share (Unadj.) Rs5.917.1 34.4%  
Cash flow per share (Unadj.) Rs-14.4-1.2 1,172.2%  
Dividends per share (Unadj.) Rs01.20 0.0%  
Avg Dividend yield %00.3 0.0%  
Book value per share (Unadj.) Rs56.4138.3 40.8%  
Shares outstanding (eoy) m12.957.00 185.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x13.78.4 163.5%   
Avg P/E ratio x17.222.6 76.1%  
Avg P/CF ratio x3.47.0 48.9%  
Avg Price/Bookvalue ratio x1.82.8 64.1%  
Dividend payout %07.0 0.0%   
Avg Mkt Cap Rs m1,3092,703 48.4%   
No. of employees `000NANA-   
Total wages & salary Rs m337 7.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m96323 29.6%  
Other income Rs m285 607.8%   
Interest expense Rs m067 0.0%   
Net interest income Rs m96257 37.3%  
Operating expense Rs m2699 26.6%   
Gross profit Rs m69157 44.1%  
Gross profit margin %72.448.6 148.9%  
Provisions/contingencies Rs m309269 114.8%   
Profit before tax Rs m97161 60.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2041 49.6%   
Profit after tax Rs m76120 63.7%  
Net profit margin %79.637.0 214.9%  
BALANCE SHEET DATA
Advances Rs m01,339 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %13.318.5 71.5%  
Net fixed assets Rs m1126 42.3%   
Share capital Rs m6570 92.5%   
Free reserves Rs m666898 74.2%   
Net worth Rs m731968 75.5%   
Borrowings Rs m0206 0.0%   
Investments Rs m72245 1,594.6%   
Total assets Rs m7771,582 49.1%  
Debt/equity ratio x00.2 0.0%   
Return on assets %9.87.6 129.7%  
Return on equity %10.412.4 84.3%  
Capital adequacy ratio %00-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-1525 -58.1%  
From Investments Rs m30-22 -134.6%  
From Financial Activity Rs mNA95 0.0%  
Net Cashflow Rs m1598 15.7%  

Share Holding

Indian Promoters % 75.0 54.8 136.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 1.1 -  
FIIs % 0.0 1.1 -  
ADR/GDR % 0.0 0.0 -  
Free float % 25.0 45.2 55.4%  
Shareholders   1,273 2,097 60.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare RSD FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on RSD FINANCE vs SHALIB.FINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

RSD FINANCE vs SHALIB.FINANCE Share Price Performance

Period RSD FINANCE SHALIB.FINANCE
1-Day -5.05% 1.09%
1-Month -7.78% -3.74%
1-Year 70.36% 85.74%
3-Year CAGR 23.86% 82.05%
5-Year CAGR 57.42% 57.00%

* Compound Annual Growth Rate

Here are more details on the RSD FINANCE share price and the SHALIB.FINANCE share price.

Moving on to shareholding structures...

The promoters of RSD FINANCE hold a 75.0% stake in the company. In case of SHALIB.FINANCE the stake stands at 54.8%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of RSD FINANCE and the shareholding pattern of SHALIB.FINANCE.

Finally, a word on dividends...

In the most recent financial year, RSD FINANCE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

SHALIB.FINANCE paid Rs 1.2, and its dividend payout ratio stood at 7.0%.

You may visit here to review the dividend history of RSD FINANCE, and the dividend history of SHALIB.FINANCE.



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