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RSD FINANCE vs SARASWATI COMMERCIAL (INDIA) - Comparison Results

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Current Valuations

    RSD FINANCE SARASWATI COMMERCIAL (INDIA) RSD FINANCE/
SARASWATI COMMERCIAL (INDIA)
 
P/E (TTM) x 7.9 13.0 60.4% View Chart
P/BV x 2.6 3.2 81.4% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 RSD FINANCE   SARASWATI COMMERCIAL (INDIA)
EQUITY SHARE DATA
    RSD FINANCE
Mar-24
SARASWATI COMMERCIAL (INDIA)
Mar-24
RSD FINANCE/
SARASWATI COMMERCIAL (INDIA)
5-Yr Chart
Click to enlarge
High Rs1308,427 1.5%   
Low Rs722,251 3.2%   
Income per share (Unadj.) Rs7.41,245.8 0.6%  
Earnings per share (Unadj.) Rs5.91,008.8 0.6%  
Cash flow per share (Unadj.) Rs-14.4-2,133.9 0.7%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs56.46,768.8 0.8%  
Shares outstanding (eoy) m12.951.03 1,257.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x13.74.3 319.2%   
Avg P/E ratio x17.25.3 324.6%  
Avg P/CF ratio x3.41.2 278.4%  
Avg Price/Bookvalue ratio x1.80.8 227.1%  
Dividend payout %00-   
Avg Mkt Cap Rs m1,3095,499 23.8%   
No. of employees `000NANA-   
Total wages & salary Rs m323 12.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m961,283 7.5%  
Other income Rs m280-   
Interest expense Rs m017 0.1%   
Net interest income Rs m961,266 7.6%  
Operating expense Rs m2632 83.6%   
Gross profit Rs m691,235 5.6%  
Gross profit margin %72.496.2 75.2%  
Provisions/contingencies Rs m3093,464 8.9%   
Profit before tax Rs m971,235 7.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00 0.0%   
Prior Period Items Rs m00-   
Tax Rs m20196 10.5%   
Profit after tax Rs m761,039 7.3%  
Net profit margin %79.681.0 98.3%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %13.316.6 79.9%  
Net fixed assets Rs m110 2,687.8%   
Share capital Rs m6510 628.4%   
Free reserves Rs m6666,962 9.6%   
Net worth Rs m7316,972 10.5%   
Borrowings Rs m00 0.0%   
Investments Rs m7227,629 9.5%   
Total assets Rs m7778,049 9.6%  
Debt/equity ratio x00 0.0%   
Return on assets %9.812.9 76.0%  
Return on equity %10.414.9 70.0%  
Capital adequacy ratio %073.1 0.0%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-15330 -4.5%  
From Investments Rs m30-67 -44.7%  
From Financial Activity Rs mNA-238 -0.0%  
Net Cashflow Rs m1525 62.2%  

Share Holding

Indian Promoters % 75.0 70.2 106.8%  
Foreign collaborators % 0.0 2.1 -  
Indian inst/Mut Fund % 0.0 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 25.0 27.7 90.4%  
Shareholders   1,273 2,936 43.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare RSD FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on RSD FINANCE vs SARASWATI COMMERCIAL (INDIA)

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

RSD FINANCE vs SARASWATI COMMERCIAL (INDIA) Share Price Performance

Period RSD FINANCE SARASWATI COMMERCIAL (INDIA)
1-Day 0.61% -4.14%
1-Month -2.29% 11.98%
1-Year 80.52% 578.77%
3-Year CAGR 26.28% 98.39%
5-Year CAGR 59.25% 204.37%

* Compound Annual Growth Rate

Here are more details on the RSD FINANCE share price and the SARASWATI COMMERCIAL (INDIA) share price.

Moving on to shareholding structures...

The promoters of RSD FINANCE hold a 75.0% stake in the company. In case of SARASWATI COMMERCIAL (INDIA) the stake stands at 72.3%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of RSD FINANCE and the shareholding pattern of SARASWATI COMMERCIAL (INDIA).

Finally, a word on dividends...

In the most recent financial year, RSD FINANCE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

SARASWATI COMMERCIAL (INDIA) paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of RSD FINANCE, and the dividend history of SARASWATI COMMERCIAL (INDIA).



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