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RSD FINANCE vs PTC INDIA FINANCIAL - Comparison Results

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Current Valuations

    RSD FINANCE PTC INDIA FINANCIAL RSD FINANCE/
PTC INDIA FINANCIAL
 
P/E (TTM) x 7.6 16.4 46.6% View Chart
P/BV x 2.5 1.0 251.5% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 RSD FINANCE   PTC INDIA FINANCIAL
EQUITY SHARE DATA
    RSD FINANCE
Mar-24
PTC INDIA FINANCIAL
Mar-24
RSD FINANCE/
PTC INDIA FINANCIAL
5-Yr Chart
Click to enlarge
High Rs13068 191.5%   
Low Rs7213 573.5%   
Income per share (Unadj.) Rs7.411.8 62.4%  
Earnings per share (Unadj.) Rs5.92.5 235.2%  
Cash flow per share (Unadj.) Rs-14.45.6 -257.1%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs56.439.5 142.8%  
Shares outstanding (eoy) m12.95642.28 2.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x13.73.4 402.5%   
Avg P/E ratio x17.216.1 106.8%  
Avg P/CF ratio x3.416.1 21.1%  
Avg Price/Bookvalue ratio x1.81.0 175.9%  
Dividend payout %00-   
Avg Mkt Cap Rs m1,30925,852 5.1%   
No. of employees `000NANA-   
Total wages & salary Rs m3206 1.4%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m967,608 1.3%  
Other income Rs m28155 18.1%   
Interest expense Rs m04,113 0.0%   
Net interest income Rs m963,495 2.7%  
Operating expense Rs m261,425 1.9%   
Gross profit Rs m692,070 3.3%  
Gross profit margin %72.427.2 266.0%  
Provisions/contingencies Rs m3090-   
Profit before tax Rs m972,160 4.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m20552 3.7%   
Profit after tax Rs m761,607 4.7%  
Net profit margin %79.621.1 376.8%  
BALANCE SHEET DATA
Advances Rs m047,817 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %13.37.1 187.5%  
Net fixed assets Rs m11254 4.3%   
Share capital Rs m656,423 1.0%   
Free reserves Rs m66618,965 3.5%   
Net worth Rs m73125,387 2.9%   
Borrowings Rs m0206 0.0%   
Investments Rs m7221,611 44.8%   
Total assets Rs m77764,770 1.2%  
Debt/equity ratio x00 0.0%   
Return on assets %9.82.5 395.4%  
Return on equity %10.46.3 164.7%  
Capital adequacy ratio %043.1 0.0%  
Net NPAs %02.8 0.0%  
CASH FLOW
From Operations Rs m-1525,630 -0.1%  
From Investments Rs m30-6,891 -0.4%  
From Financial Activity Rs mNA-16,688 -0.0%  
Net Cashflow Rs m152,052 0.7%  

Share Holding

Indian Promoters % 75.0 65.0 115.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 7.1 -  
FIIs % 0.0 2.1 -  
ADR/GDR % 0.0 0.0 -  
Free float % 25.0 35.0 71.5%  
Shareholders   1,273 144,836 0.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare RSD FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on RSD FINANCE vs PTC INDIA FINANCIAL

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

RSD FINANCE vs PTC INDIA FINANCIAL Share Price Performance

Period RSD FINANCE PTC INDIA FINANCIAL
1-Day -2.46% 0.73%
1-Month -5.27% -5.86%
1-Year 75.01% 17.12%
3-Year CAGR 24.98% 28.64%
5-Year CAGR 58.27% 23.67%

* Compound Annual Growth Rate

Here are more details on the RSD FINANCE share price and the PTC INDIA FINANCIAL share price.

Moving on to shareholding structures...

The promoters of RSD FINANCE hold a 75.0% stake in the company. In case of PTC INDIA FINANCIAL the stake stands at 65.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of RSD FINANCE and the shareholding pattern of PTC INDIA FINANCIAL.

Finally, a word on dividends...

In the most recent financial year, RSD FINANCE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

PTC INDIA FINANCIAL paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of RSD FINANCE, and the dividend history of PTC INDIA FINANCIAL.



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