RSD FINANCE | L&T FINANCE | RSD FINANCE/ L&T FINANCE |
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P/E (TTM) | x | 8.3 | 13.5 | 61.5% | View Chart |
P/BV | x | 2.7 | 1.5 | 184.8% | View Chart |
Dividend Yield | % | 0.0 | 1.8 | - |
RSD FINANCE L&T FINANCE |
EQUITY SHARE DATA | |||||
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RSD FINANCE Mar-24 |
L&T FINANCE Mar-24 |
RSD FINANCE/ L&T FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 130 | 179 | 72.6% | |
Low | Rs | 72 | 82 | 87.7% | |
Income per share (Unadj.) | Rs | 7.4 | 54.6 | 13.5% | |
Earnings per share (Unadj.) | Rs | 5.9 | 9.3 | 63.1% | |
Cash flow per share (Unadj.) | Rs | -14.4 | 41.0 | -35.0% | |
Dividends per share (Unadj.) | Rs | 0 | 2.50 | 0.0% | |
Avg Dividend yield | % | 0 | 1.9 | 0.0% | |
Book value per share (Unadj.) | Rs | 56.4 | 93.7 | 60.2% | |
Shares outstanding (eoy) | m | 12.95 | 2,488.94 | 0.5% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 13.7 | 2.4 | 571.0% | |
Avg P/E ratio | x | 17.2 | 14.0 | 122.5% | |
Avg P/CF ratio | x | 3.4 | 13.9 | 24.5% | |
Avg Price/Bookvalue ratio | x | 1.8 | 1.4 | 128.4% | |
Dividend payout | % | 0 | 26.8 | 0.0% | |
Avg Mkt Cap | Rs m | 1,309 | 325,304 | 0.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 3 | 18,064 | 0.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 96 | 135,806 | 0.1% | |
Other income | Rs m | 28 | 21,574 | 0.1% | |
Interest expense | Rs m | 0 | 54,001 | 0.0% | |
Net interest income | Rs m | 96 | 81,805 | 0.1% | |
Operating expense | Rs m | 26 | 71,941 | 0.0% | |
Gross profit | Rs m | 69 | 9,864 | 0.7% | |
Gross profit margin | % | 72.4 | 7.3 | 996.3% | |
Provisions/contingencies | Rs m | 309 | 214 | 144.4% | |
Profit before tax | Rs m | 97 | 30,290 | 0.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 30 | 0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 20 | 7,119 | 0.3% | |
Profit after tax | Rs m | 76 | 23,201 | 0.3% | |
Net profit margin | % | 79.6 | 17.1 | 466.1% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 813,594 | 0.0% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 13.3 | 8.6 | 153.5% | |
Net fixed assets | Rs m | 11 | 5,194 | 0.2% | |
Share capital | Rs m | 65 | 24,889 | 0.3% | |
Free reserves | Rs m | 666 | 208,398 | 0.3% | |
Net worth | Rs m | 731 | 233,288 | 0.3% | |
Borrowings | Rs m | 0 | 224,028 | 0.0% | |
Investments | Rs m | 722 | 133,480 | 0.5% | |
Total assets | Rs m | 777 | 1,008,606 | 0.1% | |
Debt/equity ratio | x | 0 | 1.0 | 0.0% | |
Return on assets | % | 9.8 | 2.3 | 426.6% | |
Return on equity | % | 10.4 | 9.9 | 104.8% | |
Capital adequacy ratio | % | 0 | 22.8 | 0.0% | |
Net NPAs | % | 0 | 1.7 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | -15 | 6,735 | -0.2% | |
From Investments | Rs m | 30 | 8,486 | 0.4% | |
From Financial Activity | Rs m | NA | -70,374 | -0.0% | |
Net Cashflow | Rs m | 15 | -55,153 | -0.0% |
Indian Promoters | % | 75.0 | 66.3 | 113.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.0 | 19.1 | - | |
FIIs | % | 0.0 | 6.7 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 25.0 | 33.7 | 74.2% | |
Shareholders | 1,273 | 787,291 | 0.2% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare RSD FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | RSD FINANCE | L&T FINANCE |
---|---|---|
1-Day | 5.73% | 0.83% |
1-Month | 2.68% | -5.38% |
1-Year | 89.70% | -1.77% |
3-Year CAGR | 28.38% | 20.72% |
5-Year CAGR | 60.84% | 9.13% |
* Compound Annual Growth Rate
Here are more details on the RSD FINANCE share price and the L&T FINANCE share price.
Moving on to shareholding structures...
The promoters of RSD FINANCE hold a 75.0% stake in the company. In case of L&T FINANCE the stake stands at 66.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of RSD FINANCE and the shareholding pattern of L&T FINANCE.
Finally, a word on dividends...
In the most recent financial year, RSD FINANCE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
L&T FINANCE paid Rs 2.5, and its dividend payout ratio stood at 26.8%.
You may visit here to review the dividend history of RSD FINANCE, and the dividend history of L&T FINANCE.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.