Helping You Build Wealth With Honest Research
Since 1996. Read On...

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

RELIANCE HOME FINANCE vs REC - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    RELIANCE HOME FINANCE REC RELIANCE HOME FINANCE/
REC
 
P/E (TTM) x -12.2 9.4 - View Chart
P/BV x - 2.0 - View Chart
Dividend Yield % 0.0 3.0 -  

Financials

 RELIANCE HOME FINANCE   REC
EQUITY SHARE DATA
    RELIANCE HOME FINANCE
Mar-23
REC
Mar-24
RELIANCE HOME FINANCE/
REC
5-Yr Chart
Click to enlarge
High Rs7524 1.3%   
Low Rs2116 1.8%   
Income per share (Unadj.) Rs7.9180.4 4.4%  
Earnings per share (Unadj.) Rs111.753.7 208.0%  
Cash flow per share (Unadj.) Rs188.370.7 266.1%  
Dividends per share (Unadj.) Rs016.00 0.0%  
Avg Dividend yield %05.0 0.0%  
Book value per share (Unadj.) Rs-1.6263.4 -0.6%  
Shares outstanding (eoy) m485.062,633.22 18.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.61.8 31.3%   
Avg P/E ratio x06.0 0.7%  
Avg P/CF ratio x05.8 0.7%  
Avg Price/Bookvalue ratio x-2.71.2 -221.2%  
Dividend payout %029.8 0.0%   
Avg Mkt Cap Rs m2,117841,973 0.3%   
No. of employees `000NANA-   
Total wages & salary Rs m1372,380 5.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m3,822475,048 0.8%  
Other income Rs m90,60714,461 626.6%   
Interest expense Rs m315299,647 0.1%   
Net interest income Rs m3,507175,400 2.0%  
Operating expense Rs m1,18410,022 11.8%   
Gross profit Rs m2,323165,379 1.4%  
Gross profit margin %60.834.8 174.6%  
Provisions/contingencies Rs m03,321 0.0%   
Profit before tax Rs m90,138179,599 50.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m35,95238,145 94.3%   
Profit after tax Rs m54,186141,455 38.3%  
Net profit margin %1,417.829.8 4,761.5%  
BALANCE SHEET DATA
Advances Rs m04,991,921 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %1,215.13.3 36,665.3%  
Net fixed assets Rs m06,315 0.0%   
Share capital Rs m4,85131,916 15.2%   
Free reserves Rs m-5,639661,586 -0.9%   
Net worth Rs m-788693,503 -0.1%   
Borrowings Rs m0363,018 0.0%   
Investments Rs m289300,845 0.1%   
Total assets Rs m4645,489,085 0.0%  
Debt/equity ratio x00.5 -0.0%   
Return on assets %11,678.02.6 453,158.0%  
Return on equity %-6,873.720.4 -33,699.6%  
Capital adequacy ratio %-3,992.625.8 -15,463.1%  
Net NPAs %00.9 0.0%  
CASH FLOW
From Operations Rs m41,030-577,226 -7.1%  
From Investments Rs m1,032-18,310 -5.6%  
From Financial Activity Rs m-40,351595,878 -6.8%  
Net Cashflow Rs m-369342 -107.8%  

Share Holding

Indian Promoters % 0.7 52.6 1.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 1.6 35.5 4.4%  
FIIs % 0.0 21.2 -  
ADR/GDR % 0.0 0.0 -  
Free float % 99.3 47.4 209.5%  
Shareholders   960,349 1,040,888 92.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare RELIANCE HOME FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on RELIANCE HOME FINANCE vs REC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

RELIANCE HOME FINANCE vs REC Share Price Performance

Period RELIANCE HOME FINANCE REC
1-Day -4.73% 4.44%
1-Month -39.07% 3.80%
1-Year 29.06% 55.87%
3-Year CAGR -12.42% 74.05%
5-Year CAGR -7.79% 38.31%

* Compound Annual Growth Rate

Here are more details on the RELIANCE HOME FINANCE share price and the REC share price.

Moving on to shareholding structures...

The promoters of RELIANCE HOME FINANCE hold a 0.7% stake in the company. In case of REC the stake stands at 52.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of RELIANCE HOME FINANCE and the shareholding pattern of REC.

Finally, a word on dividends...

In the most recent financial year, RELIANCE HOME FINANCE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

REC paid Rs 16.0, and its dividend payout ratio stood at 29.8%.

You may visit here to review the dividend history of RELIANCE HOME FINANCE, and the dividend history of REC.

For a sector overview, read our finance sector report.



Today's Market

Sensex Today Zooms Over 1,200 Points | Nifty Above 24,300 | Adani Ports Climbs 4% Sensex Today Zooms Over 1,200 Points | Nifty Above 24,300 | Adani Ports Climbs 4%(10:30 am)

Asian stocks experienced a notable rally alongside US equity futures on Monday, marking a positive turn for the markets. The dollar retreated against other currencies as bond yields declined.