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- Indian - finance
- REC - BENGAL & ASSAM
REC vs BENGAL & ASSAM - Comparison Results
Current Valuations
| REC | BENGAL & ASSAM | REC/ BENGAL & ASSAM |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 9.0 | 3.4 | 266.0% | View Chart |
| P/BV | x | 1.9 | 1.2 | 164.8% | View Chart |
| Dividend Yield | % | 3.2 | 0.4 | 738.7% |
Financials
 REC  BENGAL & ASSAM |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| REC Mar-24 |
BENGAL & ASSAM Mar-24 |
REC/ BENGAL & ASSAM |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 524 | 10,389 | 5.0% | |
| Low | Rs | 116 | 3,251 | 3.6% | |
| Income per share (Unadj.) | Rs | 180.4 | 11,431.3 | 1.6% | |
| Earnings per share (Unadj.) | Rs | 53.7 | 3,443.9 | 1.6% | |
| Cash flow per share (Unadj.) | Rs | 70.7 | 13,785.3 | 0.5% | |
| Dividends per share (Unadj.) | Rs | 16.00 | 40.00 | 40.0% | |
| Avg Dividend yield | % | 5.0 | 0.6 | 853.2% | |
| Book value per share (Unadj.) | Rs | 263.4 | 8,013.7 | 3.3% | |
| Shares outstanding (eoy) | m | 2,633.22 | 11.30 | 23,302.8% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 1.8 | 0.6 | 297.2% | |
| Avg P/E ratio | x | 6.0 | 2.0 | 300.7% | |
| Avg P/CF ratio | x | 5.8 | 2.0 | 293.8% | |
| Avg Price/Bookvalue ratio | x | 1.2 | 0.9 | 142.7% | |
| Dividend payout | % | 29.8 | 1.2 | 2,565.2% | |
| Avg Mkt Cap | Rs m | 841,973 | 77,040 | 1,092.9% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 2,380 | 12,790 | 18.6% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 475,048 | 129,174 | 367.8% | |
| Other income | Rs m | 14,461 | 774 | 1,867.6% | |
| Interest expense | Rs m | 299,647 | 3,655 | 8,197.2% | |
| Net interest income | Rs m | 175,400 | 125,519 | 139.7% | |
| Operating expense | Rs m | 10,022 | 110,438 | 9.1% | |
| Gross profit | Rs m | 165,379 | 15,081 | 1,096.6% | |
| Gross profit margin | % | 34.8 | 11.7 | 298.2% | |
| Provisions/contingencies | Rs m | 3,321 | 1 | 448,758.1% | |
| Profit before tax | Rs m | 179,599 | 41,092 | 437.1% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | -3,020 | -0.0% | |
| Prior Period Items | Rs m | 0 | 7,264 | 0.0% | |
| Tax | Rs m | 38,145 | 6,421 | 594.1% | |
| Profit after tax | Rs m | 141,455 | 38,916 | 363.5% | |
| Net profit margin | % | 29.8 | 30.1 | 98.8% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 4,991,921 | 0 | - | |
| Deposits | Rs m | 0 | 75 | 0.0% | |
| Credit/Deposit ratio | x | 0 | 0 | - | |
| Yield on advances | % | 0 | 0 | - | |
| Cost of deposits | % | 0 | 0 | - | |
| Net Interest Margin | % | 3.3 | 138.0 | 2.4% | |
| Net fixed assets | Rs m | 6,315 | 4,381 | 144.2% | |
| Share capital | Rs m | 31,916 | 113 | 28,254.4% | |
| Free reserves | Rs m | 661,586 | 90,442 | 731.5% | |
| Net worth | Rs m | 693,503 | 90,555 | 765.8% | |
| Borrowings | Rs m | 363,018 | 1,403 | 25,883.2% | |
| Investments | Rs m | 300,845 | 90,945 | 330.8% | |
| Total assets | Rs m | 5,489,085 | 104,372 | 5,259.1% | |
| Debt/equity ratio | x | 0.5 | 0 | 2,261.5% | |
| Return on assets | % | 2.6 | 37.3 | 6.9% | |
| Return on equity | % | 20.4 | 43.0 | 47.5% | |
| Capital adequacy ratio | % | 25.8 | 0 | - | |
| Net NPAs | % | 0.9 | 0 | - | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -577,226 | 18,172 | -3,176.4% | |
| From Investments | Rs m | -18,310 | -12,602 | 145.3% | |
| From Financial Activity | Rs m | 595,878 | -5,899 | -10,100.6% | |
| Net Cashflow | Rs m | 342 | -1,651 | -20.7% | |
Share Holding
| Indian Promoters | % | 52.6 | 73.0 | 72.1% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 35.5 | 4.6 | 779.2% | |
| FIIs | % | 21.2 | 4.6 | 466.4% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 47.4 | 27.0 | 175.5% | |
| Shareholders | 1,040,888 | 21,119 | 4,928.7% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare REC With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
More on REC vs BENGAL & ASSAM
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
REC vs BENGAL & ASSAM Share Price Performance
| Period | REC | BENGAL & ASSAM |
|---|---|---|
| 1-Day | 3.09% | 1.41% |
| 1-Month | -0.37% | -6.33% |
| 1-Year | 50.10% | 16.22% |
| 3-Year CAGR | 71.65% | 67.18% |
| 5-Year CAGR | 37.04% | 50.42% |
* Compound Annual Growth Rate
Here are more details on the REC share price and the BENGAL & ASSAM share price.
Moving on to shareholding structures...
The promoters of REC hold a 52.6% stake in the company. In case of BENGAL & ASSAM the stake stands at 73.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of REC and the shareholding pattern of BENGAL & ASSAM.
Finally, a word on dividends...
In the most recent financial year, REC paid a dividend of Rs 16.0 per share. This amounted to a Dividend Payout ratio of 29.8%.
BENGAL & ASSAM paid Rs 40.0, and its dividend payout ratio stood at 1.2%.
You may visit here to review the dividend history of REC, and the dividend history of BENGAL & ASSAM.
For a sector overview, read our finance sector report.
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