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QUEST FINANCIAL SERVICES vs UJJIVAN FINANCIAL SERVICES - Comparison Results

Rs 100 invested in...

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Current Valuations

    QUEST FINANCIAL SERVICES UJJIVAN FINANCIAL SERVICES QUEST FINANCIAL SERVICES/
UJJIVAN FINANCIAL SERVICES
 
P/E (TTM) x -95.7 6.4 - View Chart
P/BV x 0.1 2.3 5.6% View Chart
Dividend Yield % 0.0 0.8 -  

Financials

 QUEST FINANCIAL SERVICES   UJJIVAN FINANCIAL SERVICES
EQUITY SHARE DATA
    QUEST FINANCIAL SERVICES
Mar-22
UJJIVAN FINANCIAL SERVICES
Mar-23
QUEST FINANCIAL SERVICES/
UJJIVAN FINANCIAL SERVICES
5-Yr Chart
Click to enlarge
High RsNA313 0.1%   
Low RsNA103 0.2%   
Income per share (Unadj.) Rs0363.4 0.0%  
Earnings per share (Unadj.) Rs073.2 -0.0%  
Cash flow per share (Unadj.) Rs-7.3226.8 -3.2%  
Dividends per share (Unadj.) Rs05.00 0.0%  
Avg Dividend yield %02.4 0.0%  
Book value per share (Unadj.) Rs3.5259.9 1.4%  
Shares outstanding (eoy) m123.32121.68 101.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x23.20.6 4,043.4%   
Avg P/E ratio x-431.62.8 -15,182.7%  
Avg P/CF ratio x02.5 1.7%  
Avg Price/Bookvalue ratio x0.10.8 11.2%  
Dividend payout %06.8 -0.0%   
Avg Mkt Cap Rs m3925,321 0.2%   
No. of employees `000NANA-   
Total wages & salary Rs m19,298 0.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m244,213 0.0%  
Other income Rs m03,582 0.0%   
Interest expense Rs m014,931 0.0%   
Net interest income Rs m229,282 0.0%  
Operating expense Rs m215,928 0.0%   
Gross profit Rs m013,354 -0.0%  
Gross profit margin %-4.030.2 -13.4%  
Provisions/contingencies Rs m9001,138 79.1%   
Profit before tax Rs m015,308 -0.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-2,496 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m03,905 0.0%   
Profit after tax Rs m08,907 -0.0%  
Net profit margin %-5.420.1 -26.9%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %0.833.9 2.4%  
Net fixed assets Rs m06,836 0.0%   
Share capital Rs m1,2331,217 101.3%   
Free reserves Rs m-80030,405 -2.6%   
Net worth Rs m43331,622 1.4%   
Borrowings Rs m00-   
Investments Rs m20686,441 0.2%   
Total assets Rs m435351,533 0.1%  
Debt/equity ratio x00-   
Return on assets %02.5 -0.8%  
Return on equity %028.2 -0.1%  
Capital adequacy ratio %025.8 0.0%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-320,727 -0.0%  
From Investments Rs m3-45,541 -0.0%  
From Financial Activity Rs mNA26,402 0.0%  
Net Cashflow Rs m01,587 0.0%  

Share Holding

Indian Promoters % 2.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 42.7 -  
FIIs % 0.0 35.3 -  
ADR/GDR % 0.0 0.0 -  
Free float % 98.0 100.0 98.0%  
Shareholders   14,710 96,524 15.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare QUEST FINANCIAL SERVICES With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on QUEST FINANCIAL SERVICES vs UJJIVAN FINANCIAL SERVICES

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

QUEST FINANCIAL SERVICES vs UJJIVAN FINANCIAL SERVICES Share Price Performance

Period QUEST FINANCIAL SERVICES UJJIVAN FINANCIAL SERVICES
1-Day -4.26% 2.74%
1-Month -15.09% 9.85%
1-Year 114.29% 109.49%
3-Year CAGR 33.30% 43.13%
5-Year CAGR -21.40% 12.86%

* Compound Annual Growth Rate

Here are more details on the QUEST FINANCIAL SERVICES share price and the UJJIVAN FINANCIAL SERVICES share price.

Moving on to shareholding structures...

The promoters of QUEST FINANCIAL SERVICES hold a 2.0% stake in the company. In case of UJJIVAN FINANCIAL SERVICES the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of QUEST FINANCIAL SERVICES and the shareholding pattern of UJJIVAN FINANCIAL SERVICES.

Finally, a word on dividends...

In the most recent financial year, QUEST FINANCIAL SERVICES paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.

UJJIVAN FINANCIAL SERVICES paid Rs 5.0, and its dividend payout ratio stood at 6.8%.

You may visit here to review the dividend history of QUEST FINANCIAL SERVICES, and the dividend history of UJJIVAN FINANCIAL SERVICES.

For a sector overview, read our finance sector report.



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