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- PUNJAB & SIND BANK - YES BANK
PUNJAB & SIND BANK vs YES BANK - Comparison Results
Current Valuations
| PUNJAB & SIND BANK | YES BANK | PUNJAB & SIND BANK/ YES BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 47.3 | 33.7 | 140.5% | View Chart |
| P/BV | x | 2.1 | 1.5 | 140.1% | View Chart |
| Dividend Yield | % | 0.4 | 0.0 | - |
Financials
 PUNJAB & SIND BANK  YES BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| PUNJAB & SIND BANK Mar-24 |
YES BANK Mar-24 |
PUNJAB & SIND BANK/ YES BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 78 | 33 | 236.2% | |
| Low | Rs | 25 | 14 | 179.1% | |
| Income per share (Unadj.) | Rs | 14.3 | 9.6 | 149.0% | |
| Earnings per share (Unadj.) | Rs | 0.9 | 0.4 | 196.6% | |
| Cash flow per share (Unadj.) | Rs | 4.9 | 3.3 | 150.4% | |
| Dividends per share (Unadj.) | Rs | 0.20 | 0 | - | |
| Avg Dividend yield | % | 0.4 | 0 | - | |
| Book value per share (Unadj.) | Rs | 22.9 | 14.3 | 160.2% | |
| Shares outstanding (eoy) | m | 6,777.79 | 28,767.88 | 23.6% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 3.6 | 2.4 | 147.0% | |
| Avg P/E ratio | x | 58.5 | 52.5 | 111.4% | |
| Avg P/CF ratio | x | 30.8 | 19.7 | 156.3% | |
| Avg Price/Bookvalue ratio | x | 2.2 | 1.6 | 136.7% | |
| Dividend payout | % | 22.8 | 0 | - | |
| Avg Mkt Cap | Rs m | 348,209 | 674,751 | 51.6% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 19,442 | 38,873 | 50.0% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 96,940 | 276,059 | 35.1% | |
| Other income | Rs m | 12,215 | 53,550 | 22.8% | |
| Interest expense | Rs m | 68,529 | 195,273 | 35.1% | |
| Net interest income | Rs m | 28,410 | 80,786 | 35.2% | |
| Operating expense | Rs m | 29,316 | 100,094 | 29.3% | |
| Gross profit | Rs m | -905 | -19,308 | 4.7% | |
| Gross profit margin | % | -0.9 | -7.0 | 13.4% | |
| Provisions/contingencies | Rs m | 5,355 | 21,390 | 25.0% | |
| Profit before tax | Rs m | 9,370 | 15,377 | 60.9% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 3,416 | 2,525 | 135.3% | |
| Profit after tax | Rs m | 5,954 | 12,852 | 46.3% | |
| Net profit margin | % | 6.1 | 4.7 | 131.9% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 827,364 | 2,277,990 | 36.3% | |
| Deposits | Rs m | 1,194,096 | 2,662,295 | 44.9% | |
| Credit/Deposit ratio | x | 69.3 | 85.6 | 81.0% | |
| Yield on advances | % | 8.4 | 9.3 | 90.8% | |
| Cost of deposits | % | 5.3 | 5.1 | 103.8% | |
| Net Interest Margin | % | 2.1 | 2.5 | 84.5% | |
| Net fixed assets | Rs m | 17,558 | 25,091 | 70.0% | |
| Share capital | Rs m | 67,778 | 57,536 | 117.8% | |
| Free reserves | Rs m | 87,556 | 353,946 | 24.7% | |
| Net worth | Rs m | 155,334 | 411,481 | 37.8% | |
| Borrowings | Rs m | 97,709 | 805,076 | 12.1% | |
| Investments | Rs m | 495,992 | 899,970 | 55.1% | |
| Total assets | Rs m | 1,476,565 | 4,063,615 | 36.3% | |
| Debt/equity ratio | x | 8.3 | 8.4 | 98.7% | |
| Return on assets | % | 0.4 | 0.3 | 127.5% | |
| Return on equity | % | 3.8 | 3.1 | 122.7% | |
| Capital adequacy ratio | % | 17.2 | 15.4 | 111.4% | |
| Net NPAs | % | 1.6 | 0.6 | 281.0% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 17,489 | 96,446 | 18.1% | |
| From Investments | Rs m | -2,286 | -124,310 | 1.8% | |
| From Financial Activity | Rs m | -4,340 | 27,708 | -15.7% | |
| Net Cashflow | Rs m | 10,863 | -376 | -2,892.1% | |
Share Holding
| Indian Promoters | % | 98.3 | 0.0 | - | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 0.7 | 65.2 | 1.0% | |
| FIIs | % | 0.0 | 27.0 | - | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 1.8 | 100.0 | 1.8% | |
| Shareholders | 199,351 | 6,247,735 | 3.2% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare PUNJAB & SIND BANK With: HDFC BANK AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK
More on Punjab & Sind Bank vs Yes Bank
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Punjab & Sind Bank vs Yes Bank Share Price Performance
| Period | Punjab & Sind Bank | Yes Bank | S&P BSE BANKEX |
|---|---|---|---|
| 1-Day | 1.53% | 0.68% | 1.61% |
| 1-Month | -4.13% | -3.94% | -0.07% |
| 1-Year | 14.88% | 0.31% | 18.92% |
| 3-Year CAGR | 41.86% | 15.35% | 11.26% |
| 5-Year CAGR | 18.69% | -21.55% | 10.62% |
* Compound Annual Growth Rate
Here are more details on the Punjab & Sind Bank share price and the Yes Bank share price.
Moving on to shareholding structures...
The promoters of Punjab & Sind Bank hold a 98.3% stake in the company. In case of Yes Bank the stake stands at 0.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Punjab & Sind Bank and the shareholding pattern of Yes Bank.
Finally, a word on dividends...
In the most recent financial year, Punjab & Sind Bank paid a dividend of Rs 0.2 per share. This amounted to a Dividend Payout ratio of 22.8%.
Yes Bank paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of Punjab & Sind Bank, and the dividend history of Yes Bank.
For a sector overview, read our banking sector report.
Today's Market
![Sensex Today Trades Higher | Nifty Above 23,450 | Info Edge & SJVN Jump 5%]()
Sensex Today Trades Higher | Nifty Above 23,450 | Info Edge & SJVN Jump 5%(10:30 am)
Asian markets traded higher on Friday, following the overnight rally on Wall Street, and the release of economic data in the region.
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