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PNB vs ING VYSYA BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    PNB ING VYSYA BANK PNB/
ING VYSYA BANK
 
P/E (TTM) x 8.5 32.4 26.2% View Chart
P/BV x 1.0 2.8 37.3% View Chart
Dividend Yield % 1.5 0.6 257.4%  

Financials

 PNB   ING VYSYA BANK
EQUITY SHARE DATA
    PNB
Mar-24
ING VYSYA BANK
Mar-14
PNB/
ING VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs133667 19.9%   
Low Rs46406 11.5%   
Income per share (Unadj.) Rs99.1275.9 35.9%  
Earnings per share (Unadj.) Rs8.334.9 23.7%  
Cash flow per share (Unadj.) Rs23.8106.1 22.4%  
Dividends per share (Unadj.) Rs1.506.00 25.0%  
Avg Dividend yield %1.71.1 149.4%  
Book value per share (Unadj.) Rs100.3375.2 26.7%  
Shares outstanding (eoy) m11,011.02188.64 5,837.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.91.9 46.6%   
Avg P/E ratio x10.815.4 70.6%  
Avg P/CF ratio x3.89.0 42.6%  
Avg Price/Bookvalue ratio x0.91.4 62.6%  
Dividend payout %18.117.2 105.4%   
Avg Mkt Cap Rs m987,963101,156 976.7%   
No. of employees `000NANA-   
Total wages & salary Rs m186,4329,177 2,031.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1,090,64652,053 2,095.3%  
Other income Rs m133,2948,668 1,537.8%   
Interest expense Rs m685,34234,517 1,985.5%   
Net interest income Rs m405,30417,535 2,311.4%  
Operating expense Rs m288,09014,925 1,930.2%   
Gross profit Rs m117,2142,610 4,490.9%  
Gross profit margin %10.75.0 214.3%  
Provisions/contingencies Rs m167,2204,699 3,558.8%   
Profit before tax Rs m133,3179,780 1,363.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-5000-   
Prior Period Items Rs m8,2820-   
Tax Rs m50,0283,201 1,562.9%   
Profit after tax Rs m91,0726,579 1,384.2%  
Net profit margin %8.412.6 66.1%  
BALANCE SHEET DATA
Advances Rs m9,417,625358,289 2,628.5%   
Deposits Rs m13,792,252412,122 3,346.6%  
Credit/Deposit ratio x68.386.9 78.5%  
Yield on advances %8.110.6 76.9%   
Cost of deposits %4.56.6 69.1%   
Net Interest Margin %2.93.3 87.5%  
Net fixed assets Rs m123,4784,730 2,610.6%   
Share capital Rs m22,0221,886 1,167.4%   
Free reserves Rs m1,081,84568,890 1,570.4%   
Net worth Rs m1,103,86770,776 1,559.7%   
Borrowings Rs m725,85696,685 750.7%   
Investments Rs m4,464,213167,187 2,670.2%   
Total assets Rs m15,986,360604,134 2,646.2%  
Debt/equity ratio x13.27.2 182.9%   
Return on assets %0.61.1 52.3%  
Return on equity %8.39.3 88.8%  
Capital adequacy ratio %16.016.8 95.3%  
Net NPAs %0.70.3 260.7%  
CASH FLOW
From Operations Rs m-279,394-19,300 1,447.6%  
From Investments Rs m-15,064-826 1,823.8%  
From Financial Activity Rs m35,17650,052 70.3%  
Net Cashflow Rs m-259,28329,926 -866.4%  

Share Holding

Indian Promoters % 70.1 0.0 -  
Foreign collaborators % 0.0 42.4 -  
Indian inst/Mut Fund % 20.0 40.0 50.0%  
FIIs % 8.4 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 29.9 57.7 51.9%  
Shareholders   2,579,491 33,850 7,620.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PNB With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on PNB vs ING Vysya Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

PNB vs ING Vysya Bank Share Price Performance

Period PNB ING Vysya Bank S&P BSE BANKEX
1-Day 3.56% -0.32% 1.61%
1-Month 5.13% 10.11% -0.07%
1-Year 30.69% 76.41% 18.92%
3-Year CAGR 35.75% 27.08% 11.26%
5-Year CAGR 9.42% 15.46% 10.62%

* Compound Annual Growth Rate

Here are more details on the PNB share price and the ING Vysya Bank share price.

Moving on to shareholding structures...

The promoters of PNB hold a 70.1% stake in the company. In case of ING Vysya Bank the stake stands at 42.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of PNB and the shareholding pattern of ING Vysya Bank.

Finally, a word on dividends...

In the most recent financial year, PNB paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 18.1%.

ING Vysya Bank paid Rs 6.0, and its dividend payout ratio stood at 17.2%.

You may visit here to review the dividend history of PNB, and the dividend history of ING Vysya Bank.

For a sector overview, read our banking sector report.



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