POWER FINANCE CORPORATION | SBI CARDS | POWER FINANCE CORPORATION/ SBI CARDS |
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P/E (TTM) | x | 5.6 | 29.3 | 19.0% | View Chart |
P/BV | x | 1.6 | 5.4 | 29.0% | View Chart |
Dividend Yield | % | 2.8 | 0.4 | 770.7% |
POWER FINANCE CORPORATION SBI CARDS |
EQUITY SHARE DATA | |||||
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POWER FINANCE CORPORATION Mar-24 |
SBI CARDS Mar-24 |
POWER FINANCE CORPORATION/ SBI CARDS |
5-Yr Chart Click to enlarge
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High | Rs | 478 | 932 | 51.2% | |
Low | Rs | 121 | 679 | 17.9% | |
Income per share (Unadj.) | Rs | 276.0 | 178.4 | 154.7% | |
Earnings per share (Unadj.) | Rs | 59.9 | 25.3 | 236.5% | |
Cash flow per share (Unadj.) | Rs | 86.8 | 146.5 | 59.2% | |
Dividends per share (Unadj.) | Rs | 13.50 | 2.50 | 540.0% | |
Avg Dividend yield | % | 4.5 | 0.3 | 1,452.2% | |
Book value per share (Unadj.) | Rs | 306.5 | 126.9 | 241.5% | |
Shares outstanding (eoy) | m | 3,300.10 | 950.97 | 347.0% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.1 | 4.5 | 24.0% | |
Avg P/E ratio | x | 5.0 | 31.8 | 15.7% | |
Avg P/CF ratio | x | 5.0 | 31.2 | 16.0% | |
Avg Price/Bookvalue ratio | x | 1.0 | 6.3 | 15.4% | |
Dividend payout | % | 22.5 | 9.9 | 228.3% | |
Avg Mkt Cap | Rs m | 988,562 | 766,076 | 129.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 4,968 | 5,697 | 87.2% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 910,967 | 169,684 | 536.9% | |
Other income | Rs m | 23,162 | 5,151 | 449.7% | |
Interest expense | Rs m | 579,865 | 33,126 | 1,750.5% | |
Net interest income | Rs m | 331,103 | 136,558 | 242.5% | |
Operating expense | Rs m | 17,848 | 107,423 | 16.6% | |
Gross profit | Rs m | 313,255 | 29,135 | 1,075.2% | |
Gross profit margin | % | 34.4 | 17.2 | 200.3% | |
Provisions/contingencies | Rs m | 316 | 441 | 71.6% | |
Profit before tax | Rs m | 335,881 | 32,318 | 1,039.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -67,000 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 71,269 | 8,239 | 865.0% | |
Profit after tax | Rs m | 197,612 | 24,079 | 820.7% | |
Net profit margin | % | 21.7 | 14.2 | 152.9% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 9,691,112 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 3.3 | 385.6 | 0.8% | |
Net fixed assets | Rs m | 7,644 | 5,421 | 141.0% | |
Share capital | Rs m | 33,001 | 9,510 | 347.0% | |
Free reserves | Rs m | 978,467 | 111,203 | 879.9% | |
Net worth | Rs m | 1,011,468 | 120,712 | 837.9% | |
Borrowings | Rs m | 122,830 | 319,932 | 38.4% | |
Investments | Rs m | 415,550 | 35,411 | 1,173.5% | |
Total assets | Rs m | 10,328,214 | 578,166 | 1,786.4% | |
Debt/equity ratio | x | 0.1 | 2.7 | 4.6% | |
Return on assets | % | 1.9 | 4.2 | 45.9% | |
Return on equity | % | 19.5 | 19.9 | 97.9% | |
Capital adequacy ratio | % | 25.4 | 20.5 | 123.8% | |
Net NPAs | % | 1.7 | 1.0 | 167.7% |
CASH FLOW | |||||
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From Operations | Rs m | -978,204 | -54,515 | 1,794.4% | |
From Investments | Rs m | -34,090 | -14,574 | 233.9% | |
From Financial Activity | Rs m | 1,012,613 | 84,012 | 1,205.3% | |
Net Cashflow | Rs m | 319 | 14,923 | 2.1% |
Indian Promoters | % | 56.0 | 68.6 | 81.6% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 35.2 | 25.9 | 135.6% | |
FIIs | % | 17.7 | 9.2 | 193.2% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 44.0 | 31.4 | 140.2% | |
Shareholders | 1,034,391 | 948,916 | 109.0% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare POWER FINANCE CORPORATION With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST MANAPPURAM FINANCE AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Power Fin Corp | SBI CARDS |
---|---|---|
1-Day | 5.07% | 0.78% |
1-Month | 7.75% | -3.34% |
1-Year | 48.96% | -7.04% |
3-Year CAGR | 67.82% | -12.31% |
5-Year CAGR | 38.20% | -0.08% |
* Compound Annual Growth Rate
Here are more details on the Power Fin Corp share price and the SBI CARDS share price.
Moving on to shareholding structures...
The promoters of Power Fin Corp hold a 56.0% stake in the company. In case of SBI CARDS the stake stands at 68.6%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Power Fin Corp and the shareholding pattern of SBI CARDS.
Finally, a word on dividends...
In the most recent financial year, Power Fin Corp paid a dividend of Rs 13.5 per share. This amounted to a Dividend Payout ratio of 22.5%.
SBI CARDS paid Rs 2.5, and its dividend payout ratio stood at 9.9%.
You may visit here to review the dividend history of Power Fin Corp, and the dividend history of SBI CARDS.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.