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POWER FINANCE CORPORATION vs SBI CARDS - Comparison Results

Rs 100 invested in...

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Current Valuations

    POWER FINANCE CORPORATION SBI CARDS POWER FINANCE CORPORATION/
SBI CARDS
 
P/E (TTM) x 5.6 29.3 19.0% View Chart
P/BV x 1.6 5.4 29.0% View Chart
Dividend Yield % 2.8 0.4 770.7%  

Financials

 POWER FINANCE CORPORATION   SBI CARDS
EQUITY SHARE DATA
    POWER FINANCE CORPORATION
Mar-24
SBI CARDS
Mar-24
POWER FINANCE CORPORATION/
SBI CARDS
5-Yr Chart
Click to enlarge
High Rs478932 51.2%   
Low Rs121679 17.9%   
Income per share (Unadj.) Rs276.0178.4 154.7%  
Earnings per share (Unadj.) Rs59.925.3 236.5%  
Cash flow per share (Unadj.) Rs86.8146.5 59.2%  
Dividends per share (Unadj.) Rs13.502.50 540.0%  
Avg Dividend yield %4.50.3 1,452.2%  
Book value per share (Unadj.) Rs306.5126.9 241.5%  
Shares outstanding (eoy) m3,300.10950.97 347.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.14.5 24.0%   
Avg P/E ratio x5.031.8 15.7%  
Avg P/CF ratio x5.031.2 16.0%  
Avg Price/Bookvalue ratio x1.06.3 15.4%  
Dividend payout %22.59.9 228.3%   
Avg Mkt Cap Rs m988,562766,076 129.0%   
No. of employees `000NANA-   
Total wages & salary Rs m4,9685,697 87.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m910,967169,684 536.9%  
Other income Rs m23,1625,151 449.7%   
Interest expense Rs m579,86533,126 1,750.5%   
Net interest income Rs m331,103136,558 242.5%  
Operating expense Rs m17,848107,423 16.6%   
Gross profit Rs m313,25529,135 1,075.2%  
Gross profit margin %34.417.2 200.3%  
Provisions/contingencies Rs m316441 71.6%   
Profit before tax Rs m335,88132,318 1,039.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-67,0000-   
Prior Period Items Rs m00-   
Tax Rs m71,2698,239 865.0%   
Profit after tax Rs m197,61224,079 820.7%  
Net profit margin %21.714.2 152.9%  
BALANCE SHEET DATA
Advances Rs m9,691,1120-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %3.3385.6 0.8%  
Net fixed assets Rs m7,6445,421 141.0%   
Share capital Rs m33,0019,510 347.0%   
Free reserves Rs m978,467111,203 879.9%   
Net worth Rs m1,011,468120,712 837.9%   
Borrowings Rs m122,830319,932 38.4%   
Investments Rs m415,55035,411 1,173.5%   
Total assets Rs m10,328,214578,166 1,786.4%  
Debt/equity ratio x0.12.7 4.6%   
Return on assets %1.94.2 45.9%  
Return on equity %19.519.9 97.9%  
Capital adequacy ratio %25.420.5 123.8%  
Net NPAs %1.71.0 167.7%  
CASH FLOW
From Operations Rs m-978,204-54,515 1,794.4%  
From Investments Rs m-34,090-14,574 233.9%  
From Financial Activity Rs m1,012,61384,012 1,205.3%  
Net Cashflow Rs m31914,923 2.1%  

Share Holding

Indian Promoters % 56.0 68.6 81.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 35.2 25.9 135.6%  
FIIs % 17.7 9.2 193.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 44.0 31.4 140.2%  
Shareholders   1,034,391 948,916 109.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare POWER FINANCE CORPORATION With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    MANAPPURAM FINANCE    AAVAS FINANCIERS    


More on Power Fin Corp vs SBI CARDS

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Power Fin Corp vs SBI CARDS Share Price Performance

Period Power Fin Corp SBI CARDS
1-Day 5.07% 0.78%
1-Month 7.75% -3.34%
1-Year 48.96% -7.04%
3-Year CAGR 67.82% -12.31%
5-Year CAGR 38.20% -0.08%

* Compound Annual Growth Rate

Here are more details on the Power Fin Corp share price and the SBI CARDS share price.

Moving on to shareholding structures...

The promoters of Power Fin Corp hold a 56.0% stake in the company. In case of SBI CARDS the stake stands at 68.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Power Fin Corp and the shareholding pattern of SBI CARDS.

Finally, a word on dividends...

In the most recent financial year, Power Fin Corp paid a dividend of Rs 13.5 per share. This amounted to a Dividend Payout ratio of 22.5%.

SBI CARDS paid Rs 2.5, and its dividend payout ratio stood at 9.9%.

You may visit here to review the dividend history of Power Fin Corp, and the dividend history of SBI CARDS.

For a sector overview, read our finance sector report.



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