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OCTAL CREDIT vs UJJIVAN FINANCIAL SERVICES - Comparison Results

Rs 100 invested in...

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Current Valuations

    OCTAL CREDIT UJJIVAN FINANCIAL SERVICES OCTAL CREDIT/
UJJIVAN FINANCIAL SERVICES
 
P/E (TTM) x 122.4 6.4 1,907.3% View Chart
P/BV x 1.0 2.3 43.2% View Chart
Dividend Yield % 0.0 0.8 -  

Financials

 OCTAL CREDIT   UJJIVAN FINANCIAL SERVICES
EQUITY SHARE DATA
    OCTAL CREDIT
Mar-24
UJJIVAN FINANCIAL SERVICES
Mar-23
OCTAL CREDIT/
UJJIVAN FINANCIAL SERVICES
5-Yr Chart
Click to enlarge
High Rs24313 7.6%   
Low Rs15103 14.6%   
Income per share (Unadj.) Rs0.6363.4 0.2%  
Earnings per share (Unadj.) Rs8.273.2 11.2%  
Cash flow per share (Unadj.) Rs8.6226.8 3.8%  
Dividends per share (Unadj.) Rs05.00 0.0%  
Avg Dividend yield %02.4 0.0%  
Book value per share (Unadj.) Rs37.9259.9 14.6%  
Shares outstanding (eoy) m5.00121.68 4.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x34.40.6 6,006.0%   
Avg P/E ratio x2.42.8 83.8%  
Avg P/CF ratio x2.42.5 94.5%  
Avg Price/Bookvalue ratio x0.50.8 64.1%  
Dividend payout %06.8 0.0%   
Avg Mkt Cap Rs m9725,321 0.4%   
No. of employees `000NANA-   
Total wages & salary Rs m19,298 0.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m344,213 0.0%  
Other income Rs m13,582 0.0%   
Interest expense Rs m014,931 0.0%   
Net interest income Rs m329,282 0.0%  
Operating expense Rs m215,928 0.0%   
Gross profit Rs m113,354 0.0%  
Gross profit margin %31.030.2 102.6%  
Provisions/contingencies Rs m01,138 0.0%   
Profit before tax Rs m4115,308 0.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-2,496 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m03,905 0.0%   
Profit after tax Rs m418,907 0.5%  
Net profit margin %1,444.120.1 7,168.4%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %1.433.9 4.3%  
Net fixed assets Rs m06,836 0.0%   
Share capital Rs m501,217 4.1%   
Free reserves Rs m14030,405 0.5%   
Net worth Rs m19031,622 0.6%   
Borrowings Rs m00-   
Investments Rs m19686,441 0.2%   
Total assets Rs m228351,533 0.1%  
Debt/equity ratio x00-   
Return on assets %17.92.5 707.2%  
Return on equity %21.628.2 76.6%  
Capital adequacy ratio %025.8 0.0%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-820,727 -0.0%  
From Investments Rs m2-45,541 -0.0%  
From Financial Activity Rs mNA26,402 0.0%  
Net Cashflow Rs m-61,587 -0.4%  

Share Holding

Indian Promoters % 26.8 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 42.7 -  
FIIs % 0.0 35.3 -  
ADR/GDR % 0.0 0.0 -  
Free float % 73.2 100.0 73.2%  
Shareholders   1,640 96,524 1.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare OCTAL CREDIT With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on OCTAL CREDIT vs UJJIVAN FINANCIAL SERVICES

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

OCTAL CREDIT vs UJJIVAN FINANCIAL SERVICES Share Price Performance

Period OCTAL CREDIT UJJIVAN FINANCIAL SERVICES
1-Day 5.00% 2.74%
1-Month 12.05% 9.85%
1-Year 101.08% 109.49%
3-Year CAGR -31.16% 43.13%
5-Year CAGR 42.64% 12.86%

* Compound Annual Growth Rate

Here are more details on the OCTAL CREDIT share price and the UJJIVAN FINANCIAL SERVICES share price.

Moving on to shareholding structures...

The promoters of OCTAL CREDIT hold a 26.8% stake in the company. In case of UJJIVAN FINANCIAL SERVICES the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of OCTAL CREDIT and the shareholding pattern of UJJIVAN FINANCIAL SERVICES.

Finally, a word on dividends...

In the most recent financial year, OCTAL CREDIT paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

UJJIVAN FINANCIAL SERVICES paid Rs 5.0, and its dividend payout ratio stood at 6.8%.

You may visit here to review the dividend history of OCTAL CREDIT, and the dividend history of UJJIVAN FINANCIAL SERVICES.

For a sector overview, read our finance sector report.



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