NAHAR CAPITAL & FINANCIAL | GIC HOUSING | NAHAR CAPITAL & FINANCIAL/ GIC HOUSING |
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P/E (TTM) | x | 13.8 | 6.7 | 206.7% | View Chart |
P/BV | x | 0.4 | 0.6 | 59.2% | View Chart |
Dividend Yield | % | 0.5 | 2.2 | 20.8% |
NAHAR CAPITAL & FINANCIAL GIC HOUSING |
EQUITY SHARE DATA | |||||
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NAHAR CAPITAL & FINANCIAL Mar-24 |
GIC HOUSING Mar-24 |
NAHAR CAPITAL & FINANCIAL/ GIC HOUSING |
5-Yr Chart Click to enlarge
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High | Rs | 358 | 292 | 122.4% | |
Low | Rs | 249 | 155 | 160.9% | |
Income per share (Unadj.) | Rs | 14.3 | 196.3 | 7.3% | |
Earnings per share (Unadj.) | Rs | 7.0 | 28.1 | 25.0% | |
Cash flow per share (Unadj.) | Rs | -25.4 | 60.8 | -41.8% | |
Dividends per share (Unadj.) | Rs | 1.50 | 4.50 | 33.3% | |
Avg Dividend yield | % | 0.5 | 2.0 | 24.6% | |
Book value per share (Unadj.) | Rs | 920.5 | 339.6 | 271.0% | |
Shares outstanding (eoy) | m | 16.75 | 53.85 | 31.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 21.3 | 1.1 | 1,868.6% | |
Avg P/E ratio | x | 43.2 | 8.0 | 542.9% | |
Avg P/CF ratio | x | 6.5 | 7.2 | 91.2% | |
Avg Price/Bookvalue ratio | x | 0.3 | 0.7 | 50.1% | |
Dividend payout | % | 21.3 | 16.0 | 133.3% | |
Avg Mkt Cap | Rs m | 5,079 | 12,034 | 42.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 65 | 640 | 10.2% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 239 | 10,572 | 2.3% | |
Other income | Rs m | 279 | 125 | 222.5% | |
Interest expense | Rs m | 1 | 7,107 | 0.0% | |
Net interest income | Rs m | 237 | 3,465 | 6.9% | |
Operating expense | Rs m | 85 | 1,398 | 6.0% | |
Gross profit | Rs m | 153 | 2,066 | 7.4% | |
Gross profit margin | % | 64.0 | 19.5 | 327.3% | |
Provisions/contingencies | Rs m | 660 | 167 | 395.2% | |
Profit before tax | Rs m | 150 | 2,042 | 7.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 32 | 528 | 6.0% | |
Profit after tax | Rs m | 118 | 1,514 | 7.8% | |
Net profit margin | % | 49.3 | 14.3 | 344.2% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 99,783 | 0.0% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 1.5 | 3.4 | 43.0% | |
Net fixed assets | Rs m | 2 | 436 | 0.5% | |
Share capital | Rs m | 84 | 539 | 15.5% | |
Free reserves | Rs m | 15,335 | 17,750 | 86.4% | |
Net worth | Rs m | 15,418 | 18,288 | 84.3% | |
Borrowings | Rs m | 43 | 3,965 | 1.1% | |
Investments | Rs m | 16,223 | 2,070 | 783.6% | |
Total assets | Rs m | 17,061 | 103,964 | 16.4% | |
Debt/equity ratio | x | 0 | 0.2 | 1.3% | |
Return on assets | % | 0.7 | 1.5 | 47.4% | |
Return on equity | % | 0.8 | 8.3 | 9.2% | |
Capital adequacy ratio | % | 96.3 | 33.6 | 287.0% | |
Net NPAs | % | 0 | 2.7 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | -107 | 5,221 | -2.0% | |
From Investments | Rs m | 123 | 635 | 19.4% | |
From Financial Activity | Rs m | -27 | -6,194 | 0.4% | |
Net Cashflow | Rs m | -10 | -338 | 3.0% |
Indian Promoters | % | 71.7 | 42.4 | 168.9% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.4 | 8.8 | 4.1% | |
FIIs | % | 0.3 | 2.9 | 11.7% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 28.4 | 57.6 | 49.2% | |
Shareholders | 13,181 | 67,589 | 19.5% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare NAHAR CAPITAL & FINANCIAL With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | NAHAR CAPITAL & FINANCIAL | GIC HOUSING |
---|---|---|
1-Day | 0.14% | 1.34% |
1-Month | 4.93% | -0.78% |
1-Year | 12.32% | 8.59% |
3-Year CAGR | 3.04% | 10.16% |
5-Year CAGR | 35.04% | 6.02% |
* Compound Annual Growth Rate
Here are more details on the NAHAR CAPITAL & FINANCIAL share price and the GIC HOUSING share price.
Moving on to shareholding structures...
The promoters of NAHAR CAPITAL & FINANCIAL hold a 71.7% stake in the company. In case of GIC HOUSING the stake stands at 42.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of NAHAR CAPITAL & FINANCIAL and the shareholding pattern of GIC HOUSING.
Finally, a word on dividends...
In the most recent financial year, NAHAR CAPITAL & FINANCIAL paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 21.3%.
GIC HOUSING paid Rs 4.5, and its dividend payout ratio stood at 16.0%.
You may visit here to review the dividend history of NAHAR CAPITAL & FINANCIAL, and the dividend history of GIC HOUSING.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.