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N.B.I INDUSTRIAL FINANCE COMPANY vs GIC HOUSING - Comparison Results

Rs 100 invested in...

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Current Valuations

    N.B.I INDUSTRIAL FINANCE COMPANY GIC HOUSING N.B.I INDUSTRIAL FINANCE COMPANY/
GIC HOUSING
 
P/E (TTM) x 106.8 7.1 1,500.7% View Chart
P/BV x 0.3 0.6 51.3% View Chart
Dividend Yield % 0.0 2.1 0.8%  

Financials

 N.B.I INDUSTRIAL FINANCE COMPANY   GIC HOUSING
EQUITY SHARE DATA
    N.B.I INDUSTRIAL FINANCE COMPANY
Mar-24
GIC HOUSING
Mar-24
N.B.I INDUSTRIAL FINANCE COMPANY/
GIC HOUSING
5-Yr Chart
Click to enlarge
High Rs2,030292 694.1%   
Low Rs1,400155 906.1%   
Income per share (Unadj.) Rs52.6196.3 26.8%  
Earnings per share (Unadj.) Rs32.028.1 113.8%  
Cash flow per share (Unadj.) Rs-235.060.8 -386.6%  
Dividends per share (Unadj.) Rs0.504.50 11.1%  
Avg Dividend yield %02.0 1.4%  
Book value per share (Unadj.) Rs9,504.6339.6 2,798.6%  
Shares outstanding (eoy) m2.4653.85 4.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x32.51.1 2,859.1%   
Avg P/E ratio x53.68.0 673.7%  
Avg P/CF ratio x5.47.2 74.8%  
Avg Price/Bookvalue ratio x0.20.7 27.4%  
Dividend payout %1.616.0 9.8%   
Avg Mkt Cap Rs m4,21312,034 35.0%   
No. of employees `000NANA-   
Total wages & salary Rs m16640 2.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m12910,572 1.2%  
Other income Rs m0125 0.1%   
Interest expense Rs m07,107 0.0%   
Net interest income Rs m1293,465 3.7%  
Operating expense Rs m231,398 1.6%   
Gross profit Rs m1072,066 5.2%  
Gross profit margin %82.619.5 422.6%  
Provisions/contingencies Rs m708167 423.7%   
Profit before tax Rs m1072,042 5.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m28528 5.4%   
Profit after tax Rs m791,514 5.2%  
Net profit margin %60.814.3 424.4%  
BALANCE SHEET DATA
Advances Rs m099,783 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %0.53.4 15.7%  
Net fixed assets Rs m0436 0.0%   
Share capital Rs m12539 2.3%   
Free reserves Rs m23,36917,750 131.7%   
Net worth Rs m23,38118,288 127.8%   
Borrowings Rs m03,965 0.0%   
Investments Rs m24,3042,070 1,173.9%   
Total assets Rs m24,382103,964 23.5%  
Debt/equity ratio x00.2 0.0%   
Return on assets %0.31.5 22.2%  
Return on equity %0.38.3 4.1%  
Capital adequacy ratio %102.133.6 304.1%  
Net NPAs %02.7 0.0%  
CASH FLOW
From Operations Rs m575,221 1.1%  
From Investments Rs m-56635 -8.8%  
From Financial Activity Rs m-1-6,194 0.0%  
Net Cashflow Rs m0-338 -0.0%  

Share Holding

Indian Promoters % 74.7 42.4 176.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.2 8.8 2.7%  
FIIs % 0.2 2.9 6.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 25.3 57.6 43.9%  
Shareholders   6,235 67,589 9.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare N.B.I INDUSTRIAL FINANCE COMPANY With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    SBI CARDS    CHOLAMANDALAM INVEST    AAVAS FINANCIERS    


More on N.B.I INDUSTRIAL FINANCE COMPANY vs GIC HOUSING

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

N.B.I INDUSTRIAL FINANCE COMPANY vs GIC HOUSING Share Price Performance

Period N.B.I INDUSTRIAL FINANCE COMPANY GIC HOUSING
1-Day 5.00% 0.02%
1-Month 34.83% 4.74%
1-Year 63.84% 6.35%
3-Year CAGR 13.44% 13.75%
5-Year CAGR 16.64% 6.68%

* Compound Annual Growth Rate

Here are more details on the N.B.I INDUSTRIAL FINANCE COMPANY share price and the GIC HOUSING share price.

Moving on to shareholding structures...

The promoters of N.B.I INDUSTRIAL FINANCE COMPANY hold a 74.7% stake in the company. In case of GIC HOUSING the stake stands at 42.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of N.B.I INDUSTRIAL FINANCE COMPANY and the shareholding pattern of GIC HOUSING.

Finally, a word on dividends...

In the most recent financial year, N.B.I INDUSTRIAL FINANCE COMPANY paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 1.6%.

GIC HOUSING paid Rs 4.5, and its dividend payout ratio stood at 16.0%.

You may visit here to review the dividend history of N.B.I INDUSTRIAL FINANCE COMPANY, and the dividend history of GIC HOUSING.

For a sector overview, read our finance sector report.



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