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MASTER TRUST vs IRFC - Comparison Results

Rs 100 invested in...

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Current Valuations

    MASTER TRUST IRFC MASTER TRUST/
IRFC
 
P/E (TTM) x 13.2 29.7 44.5% View Chart
P/BV x 3.8 3.9 96.3% View Chart
Dividend Yield % 0.0 1.0 -  

Financials

 MASTER TRUST   IRFC
EQUITY SHARE DATA
    MASTER TRUST
Mar-24
IRFC
Mar-24
MASTER TRUST/
IRFC
5-Yr Chart
Click to enlarge
High Rs826193 428.4%   
Low Rs11227 419.3%   
Income per share (Unadj.) Rs229.320.4 1,124.4%  
Earnings per share (Unadj.) Rs49.74.9 1,012.8%  
Cash flow per share (Unadj.) Rs198.44.9 4,059.5%  
Dividends per share (Unadj.) Rs01.50 0.0%  
Avg Dividend yield %01.4 0.0%  
Book value per share (Unadj.) Rs220.437.6 585.6%  
Shares outstanding (eoy) m21.7513,068.51 0.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.05.4 38.0%   
Avg P/E ratio x9.422.4 42.2%  
Avg P/CF ratio x8.721.8 40.0%  
Avg Price/Bookvalue ratio x2.12.9 73.0%  
Dividend payout %030.6 0.0%   
Avg Mkt Cap Rs m10,2041,434,661 0.7%   
No. of employees `000NANA-   
Total wages & salary Rs m862112 771.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m4,986266,446 1.9%  
Other income Rs m19153 12.5%   
Interest expense Rs m565201,015 0.3%   
Net interest income Rs m4,42165,431 6.8%  
Operating expense Rs m2,9661,368 216.8%   
Gross profit Rs m1,45564,063 2.3%  
Gross profit margin %29.224.0 121.4%  
Provisions/contingencies Rs m901,628 5.5%   
Profit before tax Rs m1,43864,121 2.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m3570-   
Profit after tax Rs m1,08164,121 1.7%  
Net profit margin %21.724.1 90.1%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %1,635.4112.6 1,452.8%  
Net fixed assets Rs m153220 69.4%   
Share capital Rs m109130,685 0.1%   
Free reserves Rs m4,684361,101 1.3%   
Net worth Rs m4,793491,786 1.0%   
Borrowings Rs m1,0770-   
Investments Rs m27058,125 0.5%   
Total assets Rs m17,8234,850,824 0.4%  
Debt/equity ratio x0.20-   
Return on assets %6.11.3 458.8%  
Return on equity %22.513.0 172.9%  
Capital adequacy ratio %0616.2 0.0%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m4,57979,141 5.8%  
From Investments Rs m-4,926-75 6,529.6%  
From Financial Activity Rs m249-80,464 -0.3%  
Net Cashflow Rs m-98-1,399 7.0%  

Share Holding

Indian Promoters % 72.5 86.4 83.9%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.1 2.2 3.2%  
FIIs % 0.1 1.1 6.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 27.5 13.6 201.7%  
Shareholders   6,396 5,500,054 0.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare MASTER TRUST With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on MASTER TRUST vs IRFC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

MASTER TRUST vs IRFC Share Price Performance

Period MASTER TRUST IRFC
1-Day 1.45% 3.97%
1-Month -80.71% 9.93%
1-Year -64.29% 95.48%
3-Year CAGR 7.22% 84.07%
5-Year CAGR 57.79% 42.85%

* Compound Annual Growth Rate

Here are more details on the MASTER TRUST share price and the IRFC share price.

Moving on to shareholding structures...

The promoters of MASTER TRUST hold a 72.5% stake in the company. In case of IRFC the stake stands at 86.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of MASTER TRUST and the shareholding pattern of IRFC.

Finally, a word on dividends...

In the most recent financial year, MASTER TRUST paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

IRFC paid Rs 1.5, and its dividend payout ratio stood at 30.6%.

You may visit here to review the dividend history of MASTER TRUST, and the dividend history of IRFC.

For a sector overview, read our finance sector report.



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