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MANAPPURAM FINANCE vs PAISALO DIGITAL - Comparison Results

Rs 100 invested in...

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Current Valuations

    MANAPPURAM FINANCE PAISALO DIGITAL MANAPPURAM FINANCE/
PAISALO DIGITAL
 
P/E (TTM) x 5.6 22.9 24.6% View Chart
P/BV x 1.1 3.2 34.8% View Chart
Dividend Yield % 2.2 0.2 1,030.1%  

Financials

 MANAPPURAM FINANCE   PAISALO DIGITAL
EQUITY SHARE DATA
    MANAPPURAM FINANCE
Mar-24
PAISALO DIGITAL
Mar-24
MANAPPURAM FINANCE/
PAISALO DIGITAL
5-Yr Chart
Click to enlarge
High Rs199100 199.7%   
Low Rs10221 485.5%   
Income per share (Unadj.) Rs104.57.3 1,425.1%  
Earnings per share (Unadj.) Rs25.92.0 1,297.5%  
Cash flow per share (Unadj.) Rs67.7-6.9 -981.0%  
Dividends per share (Unadj.) Rs3.300.10 3,300.0%  
Avg Dividend yield %2.20.2 1,322.5%  
Book value per share (Unadj.) Rs136.414.8 921.7%  
Shares outstanding (eoy) m846.39898.04 94.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.48.2 17.5%   
Avg P/E ratio x5.830.3 19.2%  
Avg P/CF ratio x5.64.6 123.2%  
Avg Price/Bookvalue ratio x1.14.1 27.1%  
Dividend payout %12.85.0 254.3%   
Avg Mkt Cap Rs m127,38254,166 235.2%   
No. of employees `000NANA-   
Total wages & salary Rs m15,973425 3,755.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m88,4806,587 1,343.2%  
Other income Rs m7211 112,625.0%   
Interest expense Rs m28,6572,701 1,061.1%   
Net interest income Rs m59,8233,887 1,539.2%  
Operating expense Rs m28,4841,446 1,969.5%   
Gross profit Rs m31,3392,440 1,284.1%  
Gross profit margin %35.437.0 95.6%  
Provisions/contingencies Rs m72510,052 7.2%   
Profit before tax Rs m29,5952,412 1,227.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-880-   
Prior Period Items Rs m00-   
Tax Rs m7,620622 1,224.9%   
Profit after tax Rs m21,8871,790 1,222.9%  
Net profit margin %24.727.2 91.0%  
BALANCE SHEET DATA
Advances Rs m156,3370-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %36.11,868.3 1.9%  
Net fixed assets Rs m10,698664 1,610.1%   
Share capital Rs m1,693898 188.5%   
Free reserves Rs m113,78812,396 917.9%   
Net worth Rs m115,48113,294 868.7%   
Borrowings Rs m84,7967,420 1,142.8%   
Investments Rs m9,580208 4,604.7%   
Total assets Rs m465,46441,849 1,112.2%  
Debt/equity ratio x0.70.6 131.6%   
Return on assets %4.74.3 109.9%  
Return on equity %19.013.5 140.8%  
Capital adequacy ratio %30.635.9 85.1%  
Net NPAs %1.60 8,150.0%  
CASH FLOW
From Operations Rs m-33,827-5,698 593.7%  
From Investments Rs m-5,92726 -22,777.1%  
From Financial Activity Rs m40,2475,526 728.3%  
Net Cashflow Rs m494-145 -339.9%  

Share Holding

Indian Promoters % 35.3 52.4 67.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 41.3 23.4 176.5%  
FIIs % 30.4 10.7 283.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 64.8 47.6 136.0%  
Shareholders   574,726 71,338 805.6%  
Pledged promoter(s) holding % 0.0 17.8 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare MANAPPURAM FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on MANAPPURAM FINANCE vs Paisalo Digital

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

MANAPPURAM FINANCE vs Paisalo Digital Share Price Performance

Period MANAPPURAM FINANCE Paisalo Digital
1-Day 0.50% 6.73%
1-Month 8.17% 1.33%
1-Year -0.69% 16.20%
3-Year CAGR -5.47% -1.02%
5-Year CAGR -1.22% 16.69%

* Compound Annual Growth Rate

Here are more details on the MANAPPURAM FINANCE share price and the Paisalo Digital share price.

Moving on to shareholding structures...

The promoters of MANAPPURAM FINANCE hold a 35.3% stake in the company. In case of Paisalo Digital the stake stands at 52.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of MANAPPURAM FINANCE and the shareholding pattern of Paisalo Digital.

Finally, a word on dividends...

In the most recent financial year, MANAPPURAM FINANCE paid a dividend of Rs 3.3 per share. This amounted to a Dividend Payout ratio of 12.8%.

Paisalo Digital paid Rs 0.1, and its dividend payout ratio stood at 5.0%.

You may visit here to review the dividend history of MANAPPURAM FINANCE, and the dividend history of Paisalo Digital.

For a sector overview, read our finance sector report.



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