MANAPPURAM FINANCE | L&T FINANCE | MANAPPURAM FINANCE/ L&T FINANCE |
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P/E (TTM) | x | 5.6 | 13.5 | 41.6% | View Chart |
P/BV | x | 1.1 | 1.5 | 73.9% | View Chart |
Dividend Yield | % | 2.2 | 1.8 | 122.4% |
MANAPPURAM FINANCE L&T FINANCE |
EQUITY SHARE DATA | |||||
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MANAPPURAM FINANCE Mar-24 |
L&T FINANCE Mar-24 |
MANAPPURAM FINANCE/ L&T FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 199 | 179 | 111.2% | |
Low | Rs | 102 | 82 | 123.8% | |
Income per share (Unadj.) | Rs | 104.5 | 54.6 | 191.6% | |
Earnings per share (Unadj.) | Rs | 25.9 | 9.3 | 277.4% | |
Cash flow per share (Unadj.) | Rs | 67.7 | 41.0 | 165.0% | |
Dividends per share (Unadj.) | Rs | 3.30 | 2.50 | 132.0% | |
Avg Dividend yield | % | 2.2 | 1.9 | 114.6% | |
Book value per share (Unadj.) | Rs | 136.4 | 93.7 | 145.6% | |
Shares outstanding (eoy) | m | 846.39 | 2,488.94 | 34.0% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.4 | 2.4 | 60.1% | |
Avg P/E ratio | x | 5.8 | 14.0 | 41.5% | |
Avg P/CF ratio | x | 5.6 | 13.9 | 40.5% | |
Avg Price/Bookvalue ratio | x | 1.1 | 1.4 | 79.1% | |
Dividend payout | % | 12.8 | 26.8 | 47.6% | |
Avg Mkt Cap | Rs m | 127,382 | 325,304 | 39.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 15,973 | 18,064 | 88.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 88,480 | 135,806 | 65.2% | |
Other income | Rs m | 721 | 21,574 | 3.3% | |
Interest expense | Rs m | 28,657 | 54,001 | 53.1% | |
Net interest income | Rs m | 59,823 | 81,805 | 73.1% | |
Operating expense | Rs m | 28,484 | 71,941 | 39.6% | |
Gross profit | Rs m | 31,339 | 9,864 | 317.7% | |
Gross profit margin | % | 35.4 | 7.3 | 487.6% | |
Provisions/contingencies | Rs m | 725 | 214 | 338.7% | |
Profit before tax | Rs m | 29,595 | 30,290 | 97.7% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -88 | 30 | -296.7% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,620 | 7,119 | 107.0% | |
Profit after tax | Rs m | 21,887 | 23,201 | 94.3% | |
Net profit margin | % | 24.7 | 17.1 | 144.8% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 156,337 | 813,594 | 19.2% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 36.1 | 8.6 | 417.4% | |
Net fixed assets | Rs m | 10,698 | 5,194 | 206.0% | |
Share capital | Rs m | 1,693 | 24,889 | 6.8% | |
Free reserves | Rs m | 113,788 | 208,398 | 54.6% | |
Net worth | Rs m | 115,481 | 233,288 | 49.5% | |
Borrowings | Rs m | 84,796 | 224,028 | 37.9% | |
Investments | Rs m | 9,580 | 133,480 | 7.2% | |
Total assets | Rs m | 465,464 | 1,008,606 | 46.1% | |
Debt/equity ratio | x | 0.7 | 1.0 | 76.5% | |
Return on assets | % | 4.7 | 2.3 | 204.4% | |
Return on equity | % | 19.0 | 9.9 | 190.6% | |
Capital adequacy ratio | % | 30.6 | 22.8 | 133.9% | |
Net NPAs | % | 1.6 | 1.7 | 97.6% |
CASH FLOW | |||||
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From Operations | Rs m | -33,827 | 6,735 | -502.3% | |
From Investments | Rs m | -5,927 | 8,486 | -69.8% | |
From Financial Activity | Rs m | 40,247 | -70,374 | -57.2% | |
Net Cashflow | Rs m | 494 | -55,153 | -0.9% |
Indian Promoters | % | 35.3 | 66.3 | 53.2% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 41.3 | 19.1 | 216.8% | |
FIIs | % | 30.4 | 6.7 | 451.1% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 64.8 | 33.7 | 192.1% | |
Shareholders | 574,726 | 787,291 | 73.0% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare MANAPPURAM FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | MANAPPURAM FINANCE | L&T FINANCE |
---|---|---|
1-Day | 0.37% | 1.45% |
1-Month | 8.03% | -4.80% |
1-Year | -0.82% | -1.17% |
3-Year CAGR | -5.51% | 20.97% |
5-Year CAGR | -1.25% | 9.26% |
* Compound Annual Growth Rate
Here are more details on the MANAPPURAM FINANCE share price and the L&T FINANCE share price.
Moving on to shareholding structures...
The promoters of MANAPPURAM FINANCE hold a 35.3% stake in the company. In case of L&T FINANCE the stake stands at 66.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of MANAPPURAM FINANCE and the shareholding pattern of L&T FINANCE.
Finally, a word on dividends...
In the most recent financial year, MANAPPURAM FINANCE paid a dividend of Rs 3.3 per share. This amounted to a Dividend Payout ratio of 12.8%.
L&T FINANCE paid Rs 2.5, and its dividend payout ratio stood at 26.8%.
You may visit here to review the dividend history of MANAPPURAM FINANCE, and the dividend history of L&T FINANCE.
For a sector overview, read our finance sector report.
Asian markets traded higher on Friday, following the overnight rally on Wall Street, and the release of economic data in the region.