INDIA HOME LOANS | KJMC FIN. | INDIA HOME LOANS/ KJMC FIN. |
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P/E (TTM) | x | -14.4 | 35.2 | - | View Chart |
P/BV | x | 1.1 | 0.4 | 244.5% | View Chart |
Dividend Yield | % | 0.0 | 0.0 | - |
INDIA HOME LOANS KJMC FIN. |
EQUITY SHARE DATA | |||||
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INDIA HOME LOANS Mar-24 |
KJMC FIN. Mar-24 |
INDIA HOME LOANS/ KJMC FIN. |
5-Yr Chart Click to enlarge
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High | Rs | 48 | 60 | 78.9% | |
Low | Rs | 23 | 28 | 83.2% | |
Income per share (Unadj.) | Rs | 8.4 | 9.7 | 87.0% | |
Earnings per share (Unadj.) | Rs | -2.4 | 1.8 | -134.1% | |
Cash flow per share (Unadj.) | Rs | -847.1 | 8.1 | -10,498.3% | |
Dividends per share (Unadj.) | Rs | 0 | 0 | - | |
Avg Dividend yield | % | 0 | 0 | - | |
Book value per share (Unadj.) | Rs | 28.9 | 275.3 | 10.5% | |
Shares outstanding (eoy) | m | 14.28 | 4.79 | 298.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 4.2 | 4.5 | 92.3% | |
Avg P/E ratio | x | -14.6 | 24.4 | -59.9% | |
Avg P/CF ratio | x | 0 | 24.4 | 0.2% | |
Avg Price/Bookvalue ratio | x | 1.2 | 0.2 | 766.6% | |
Dividend payout | % | 0 | 0 | - | |
Avg Mkt Cap | Rs m | 503 | 210 | 239.5% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 28 | 12 | 239.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 120 | 46 | 259.5% | |
Other income | Rs m | 18 | 3 | 681.2% | |
Interest expense | Rs m | 95 | 7 | 1,376.7% | |
Net interest income | Rs m | 25 | 39 | 63.6% | |
Operating expense | Rs m | 75 | 25 | 296.0% | |
Gross profit | Rs m | -50 | 14 | -355.2% | |
Gross profit margin | % | -41.6 | 30.4 | -136.9% | |
Provisions/contingencies | Rs m | 12,138 | 0 | - | |
Profit before tax | Rs m | -34 | 14 | -236.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | -1 | -0.0% | |
Tax | Rs m | 1 | 5 | 16.0% | |
Profit after tax | Rs m | -34 | 9 | -399.7% | |
Net profit margin | % | -28.7 | 18.6 | -154.0% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 558 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 4.4 | 2.8 | 159.2% | |
Net fixed assets | Rs m | 3 | 7 | 41.1% | |
Share capital | Rs m | 143 | 48 | 298.4% | |
Free reserves | Rs m | 269 | 1,271 | 21.2% | |
Net worth | Rs m | 412 | 1,319 | 31.2% | |
Borrowings | Rs m | 0 | 0 | - | |
Investments | Rs m | 12 | 1,427 | 0.9% | |
Total assets | Rs m | 1,040 | 1,490 | 69.8% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | -3.3 | 0.6 | -572.8% | |
Return on equity | % | -8.4 | 0.7 | -1,279.4% | |
Capital adequacy ratio | % | 70.9 | 0 | - | |
Net NPAs | % | 2.6 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 309 | 34 | 914.2% | |
From Investments | Rs m | 32 | -16 | -207.4% | |
From Financial Activity | Rs m | -340 | -19 | 1,777.0% | |
Net Cashflow | Rs m | 1 | -1 | -140.6% |
Indian Promoters | % | 39.0 | 74.4 | 52.4% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 24.6 | 1.4 | 1,793.4% | |
FIIs | % | 0.0 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 61.0 | 25.6 | 238.4% | |
Shareholders | 3,678 | 3,721 | 98.8% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare INDIA HOME LOANS With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS MANAPPURAM FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | INDIA HOME LOANS | KJMC FIN. |
---|---|---|
1-Day | 3.01% | -4.99% |
1-Month | -6.21% | 42.02% |
1-Year | 16.06% | 139.19% |
3-Year CAGR | -3.00% | 59.28% |
5-Year CAGR | -9.22% | 51.58% |
* Compound Annual Growth Rate
Here are more details on the INDIA HOME LOANS share price and the KJMC FIN. share price.
Moving on to shareholding structures...
The promoters of INDIA HOME LOANS hold a 39.0% stake in the company. In case of KJMC FIN. the stake stands at 74.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INDIA HOME LOANS and the shareholding pattern of KJMC FIN..
Finally, a word on dividends...
In the most recent financial year, INDIA HOME LOANS paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.
KJMC FIN. paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of INDIA HOME LOANS, and the dividend history of KJMC FIN..
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.