MAHINDRA & MAHINDRA FINANCIAL SERVICES | TATA INVESTMENT | MAHINDRA & MAHINDRA FINANCIAL SERVICES/ TATA INVESTMENT |
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P/E (TTM) | x | 15.9 | 119.6 | 13.3% | View Chart |
P/BV | x | 1.7 | 1.1 | 149.7% | View Chart |
Dividend Yield | % | 2.3 | 0.4 | 552.5% |
MAHINDRA & MAHINDRA FINANCIAL SERVICES TATA INVESTMENT |
EQUITY SHARE DATA | |||||
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MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-24 |
TATA INVESTMENT Mar-24 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES/ TATA INVESTMENT |
5-Yr Chart Click to enlarge
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High | Rs | 346 | 9,744 | 3.6% | |
Low | Rs | 232 | 1,751 | 13.2% | |
Income per share (Unadj.) | Rs | 128.0 | 75.7 | 169.0% | |
Earnings per share (Unadj.) | Rs | 15.7 | 76.1 | 20.6% | |
Cash flow per share (Unadj.) | Rs | 71.0 | -34.5 | -206.0% | |
Dividends per share (Unadj.) | Rs | 6.30 | 28.00 | 22.5% | |
Avg Dividend yield | % | 2.2 | 0.5 | 447.2% | |
Book value per share (Unadj.) | Rs | 161.2 | 5,922.0 | 2.7% | |
Shares outstanding (eoy) | m | 1,234.39 | 50.60 | 2,439.5% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.3 | 75.9 | 3.0% | |
Avg P/E ratio | x | 18.5 | 75.5 | 24.5% | |
Avg P/CF ratio | x | 18.2 | 29.1 | 62.6% | |
Avg Price/Bookvalue ratio | x | 1.8 | 1.0 | 184.8% | |
Dividend payout | % | 40.2 | 36.8 | 109.3% | |
Avg Mkt Cap | Rs m | 356,984 | 290,808 | 122.8% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 22,614 | 151 | 14,971.5% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 157,969 | 3,831 | 4,123.2% | |
Other income | Rs m | 1,817 | 28 | 6,426.1% | |
Interest expense | Rs m | 69,592 | 108 | 64,556.6% | |
Net interest income | Rs m | 88,377 | 3,723 | 2,373.5% | |
Operating expense | Rs m | 62,125 | 329 | 18,862.2% | |
Gross profit | Rs m | 26,252 | 3,394 | 773.5% | |
Gross profit margin | % | 16.6 | 88.6 | 18.8% | |
Provisions/contingencies | Rs m | 261 | 6,133 | 4.3% | |
Profit before tax | Rs m | 25,882 | 4,059 | 637.6% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -104 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 6,451 | 210 | 3,075.3% | |
Profit after tax | Rs m | 19,327 | 3,850 | 502.0% | |
Net profit margin | % | 12.2 | 100.5 | 12.2% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 37,577 | 0 | - | |
Deposits | Rs m | 71,747 | 0 | - | |
Credit/Deposit ratio | x | 52.4 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 6.8 | 0 | - | |
Net Interest Margin | % | 62.9 | 1.1 | 5,519.5% | |
Net fixed assets | Rs m | 10,080 | 142 | 7,103.3% | |
Share capital | Rs m | 2,469 | 506 | 488.0% | |
Free reserves | Rs m | 196,559 | 299,145 | 65.7% | |
Net worth | Rs m | 199,028 | 299,651 | 66.4% | |
Borrowings | Rs m | 53,682 | 0 | - | |
Investments | Rs m | 102,915 | 326,703 | 31.5% | |
Total assets | Rs m | 1,229,140 | 330,838 | 371.5% | |
Debt/equity ratio | x | 0.6 | 0 | - | |
Return on assets | % | 1.6 | 1.2 | 135.1% | |
Return on equity | % | 9.7 | 1.3 | 755.9% | |
Capital adequacy ratio | % | 18.9 | 0 | - | |
Net NPAs | % | 1.3 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | -184,486 | 2,349 | -7,855.1% | |
From Investments | Rs m | 26,703 | 3,658 | 729.9% | |
From Financial Activity | Rs m | 160,949 | -4,947 | -3,253.2% | |
Net Cashflow | Rs m | 3,170 | 1,059 | 299.2% |
Indian Promoters | % | 52.2 | 73.4 | 71.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 41.8 | 3.3 | 1,284.9% | |
FIIs | % | 10.2 | 2.3 | 450.9% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.8 | 26.6 | 179.7% | |
Shareholders | 211,051 | 157,260 | 134.2% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT SBI CARDS CHOLAMANDALAM INVEST AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | M&M Financial | Tata Investment |
---|---|---|
1-Day | -0.18% | -0.01% |
1-Month | -0.33% | 2.12% |
1-Year | 0.52% | 65.33% |
3-Year CAGR | 20.62% | 67.78% |
5-Year CAGR | 4.61% | 51.72% |
* Compound Annual Growth Rate
Here are more details on the M&M Financial share price and the Tata Investment share price.
Moving on to shareholding structures...
The promoters of M&M Financial hold a 52.2% stake in the company. In case of Tata Investment the stake stands at 73.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of Tata Investment.
Finally, a word on dividends...
In the most recent financial year, M&M Financial paid a dividend of Rs 6.3 per share. This amounted to a Dividend Payout ratio of 40.2%.
Tata Investment paid Rs 28.0, and its dividend payout ratio stood at 36.8%.
You may visit here to review the dividend history of M&M Financial, and the dividend history of Tata Investment.
For a sector overview, read our finance sector report.
After starting the day on a flattish note with a positive bias, the benchmarks showcased heightened volatility and ended the day weak.