MAHINDRA & MAHINDRA FINANCIAL SERVICES | SHALIB.FINANCE | MAHINDRA & MAHINDRA FINANCIAL SERVICES/ SHALIB.FINANCE |
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P/E (TTM) | x | 15.9 | 40.8 | 38.9% | View Chart |
P/BV | x | 1.7 | 5.6 | 30.1% | View Chart |
Dividend Yield | % | 2.3 | 0.2 | 1,357.0% |
MAHINDRA & MAHINDRA FINANCIAL SERVICES SHALIB.FINANCE |
EQUITY SHARE DATA | |||||
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MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-24 |
SHALIB.FINANCE Mar-24 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES/ SHALIB.FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 346 | 648 | 53.5% | |
Low | Rs | 232 | 125 | 186.3% | |
Income per share (Unadj.) | Rs | 128.0 | 46.2 | 277.2% | |
Earnings per share (Unadj.) | Rs | 15.7 | 17.1 | 91.6% | |
Cash flow per share (Unadj.) | Rs | 71.0 | -1.2 | -5,799.3% | |
Dividends per share (Unadj.) | Rs | 6.30 | 1.20 | 525.0% | |
Avg Dividend yield | % | 2.2 | 0.3 | 701.1% | |
Book value per share (Unadj.) | Rs | 161.2 | 138.3 | 116.6% | |
Shares outstanding (eoy) | m | 1,234.39 | 7.00 | 17,634.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.3 | 8.4 | 27.0% | |
Avg P/E ratio | x | 18.5 | 22.6 | 81.8% | |
Avg P/CF ratio | x | 18.2 | 7.0 | 262.1% | |
Avg Price/Bookvalue ratio | x | 1.8 | 2.8 | 64.2% | |
Dividend payout | % | 40.2 | 7.0 | 573.4% | |
Avg Mkt Cap | Rs m | 356,984 | 2,703 | 13,205.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 22,614 | 37 | 61,219.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 157,969 | 323 | 48,885.5% | |
Other income | Rs m | 1,817 | 5 | 39,420.8% | |
Interest expense | Rs m | 69,592 | 67 | 104,508.2% | |
Net interest income | Rs m | 88,377 | 257 | 34,446.7% | |
Operating expense | Rs m | 62,125 | 99 | 62,449.3% | |
Gross profit | Rs m | 26,252 | 157 | 16,712.4% | |
Gross profit margin | % | 16.6 | 48.6 | 34.2% | |
Provisions/contingencies | Rs m | 261 | 269 | 97.1% | |
Profit before tax | Rs m | 25,882 | 161 | 16,075.7% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -104 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 6,451 | 41 | 15,620.6% | |
Profit after tax | Rs m | 19,327 | 120 | 16,146.1% | |
Net profit margin | % | 12.2 | 37.0 | 33.0% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 37,577 | 1,339 | 2,806.0% | |
Deposits | Rs m | 71,747 | 0 | - | |
Credit/Deposit ratio | x | 52.4 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 6.8 | 0 | - | |
Net Interest Margin | % | 62.9 | 18.5 | 339.4% | |
Net fixed assets | Rs m | 10,080 | 26 | 38,693.3% | |
Share capital | Rs m | 2,469 | 70 | 3,526.9% | |
Free reserves | Rs m | 196,559 | 898 | 21,885.4% | |
Net worth | Rs m | 199,028 | 968 | 20,558.0% | |
Borrowings | Rs m | 53,682 | 206 | 26,046.6% | |
Investments | Rs m | 102,915 | 45 | 227,336.9% | |
Total assets | Rs m | 1,229,140 | 1,582 | 77,686.0% | |
Debt/equity ratio | x | 0.6 | 0.2 | 296.0% | |
Return on assets | % | 1.6 | 7.6 | 20.8% | |
Return on equity | % | 9.7 | 12.4 | 78.5% | |
Capital adequacy ratio | % | 18.9 | 0 | - | |
Net NPAs | % | 1.3 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | -184,486 | 25 | -725,178.9% | |
From Investments | Rs m | 26,703 | -22 | -119,262.2% | |
From Financial Activity | Rs m | 160,949 | 95 | 170,010.6% | |
Net Cashflow | Rs m | 3,170 | 98 | 3,243.7% |
Indian Promoters | % | 52.2 | 54.8 | 95.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 41.8 | 1.1 | 3,977.1% | |
FIIs | % | 10.2 | 1.1 | 970.5% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.8 | 45.2 | 105.9% | |
Shareholders | 211,051 | 2,097 | 10,064.4% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT SBI CARDS CHOLAMANDALAM INVEST AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | M&M Financial | SHALIB.FINANCE |
---|---|---|
1-Day | -0.18% | -1.06% |
1-Month | -0.33% | -3.18% |
1-Year | 0.52% | 83.66% |
3-Year CAGR | 20.62% | 81.80% |
5-Year CAGR | 4.61% | 54.41% |
* Compound Annual Growth Rate
Here are more details on the M&M Financial share price and the SHALIB.FINANCE share price.
Moving on to shareholding structures...
The promoters of M&M Financial hold a 52.2% stake in the company. In case of SHALIB.FINANCE the stake stands at 54.8%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of SHALIB.FINANCE.
Finally, a word on dividends...
In the most recent financial year, M&M Financial paid a dividend of Rs 6.3 per share. This amounted to a Dividend Payout ratio of 40.2%.
SHALIB.FINANCE paid Rs 1.2, and its dividend payout ratio stood at 7.0%.
You may visit here to review the dividend history of M&M Financial, and the dividend history of SHALIB.FINANCE.
For a sector overview, read our finance sector report.
After starting the day on a flattish note with a positive bias, the benchmarks showcased heightened volatility and ended the day weak.