MAHINDRA & MAHINDRA FINANCIAL SERVICES | MANAPPURAM FINANCE | MAHINDRA & MAHINDRA FINANCIAL SERVICES/ MANAPPURAM FINANCE |
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P/E (TTM) | x | 15.1 | 5.8 | 261.8% | View Chart |
P/BV | x | 1.6 | 1.1 | 142.0% | View Chart |
Dividend Yield | % | 2.4 | 2.1 | 113.9% |
MAHINDRA & MAHINDRA FINANCIAL SERVICES MANAPPURAM FINANCE |
EQUITY SHARE DATA | |||||
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MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-24 |
MANAPPURAM FINANCE Mar-24 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES/ MANAPPURAM FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 346 | 199 | 174.1% | |
Low | Rs | 232 | 102 | 227.5% | |
Income per share (Unadj.) | Rs | 128.0 | 104.5 | 122.4% | |
Earnings per share (Unadj.) | Rs | 15.7 | 25.9 | 60.5% | |
Cash flow per share (Unadj.) | Rs | 71.0 | 67.7 | 104.9% | |
Dividends per share (Unadj.) | Rs | 6.30 | 3.30 | 190.9% | |
Avg Dividend yield | % | 2.2 | 2.2 | 99.3% | |
Book value per share (Unadj.) | Rs | 161.2 | 136.4 | 118.2% | |
Shares outstanding (eoy) | m | 1,234.39 | 846.39 | 145.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.3 | 1.4 | 157.0% | |
Avg P/E ratio | x | 18.5 | 5.8 | 317.4% | |
Avg P/CF ratio | x | 18.2 | 5.6 | 323.5% | |
Avg Price/Bookvalue ratio | x | 1.8 | 1.1 | 162.6% | |
Dividend payout | % | 40.2 | 12.8 | 315.3% | |
Avg Mkt Cap | Rs m | 356,984 | 127,382 | 280.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 22,614 | 15,973 | 141.6% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 157,969 | 88,480 | 178.5% | |
Other income | Rs m | 1,817 | 721 | 252.1% | |
Interest expense | Rs m | 69,592 | 28,657 | 242.8% | |
Net interest income | Rs m | 88,377 | 59,823 | 147.7% | |
Operating expense | Rs m | 62,125 | 28,484 | 218.1% | |
Gross profit | Rs m | 26,252 | 31,339 | 83.8% | |
Gross profit margin | % | 16.6 | 35.4 | 46.9% | |
Provisions/contingencies | Rs m | 261 | 725 | 36.1% | |
Profit before tax | Rs m | 25,882 | 29,595 | 87.5% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -104 | -88 | 117.6% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 6,451 | 7,620 | 84.7% | |
Profit after tax | Rs m | 19,327 | 21,887 | 88.3% | |
Net profit margin | % | 12.2 | 24.7 | 49.5% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 37,577 | 156,337 | 24.0% | |
Deposits | Rs m | 71,747 | 0 | - | |
Credit/Deposit ratio | x | 52.4 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 6.8 | 0 | - | |
Net Interest Margin | % | 62.9 | 36.1 | 174.5% | |
Net fixed assets | Rs m | 10,080 | 10,698 | 94.2% | |
Share capital | Rs m | 2,469 | 1,693 | 145.8% | |
Free reserves | Rs m | 196,559 | 113,788 | 172.7% | |
Net worth | Rs m | 199,028 | 115,481 | 172.3% | |
Borrowings | Rs m | 53,682 | 84,796 | 63.3% | |
Investments | Rs m | 102,915 | 9,580 | 1,074.3% | |
Total assets | Rs m | 1,229,140 | 465,464 | 264.1% | |
Debt/equity ratio | x | 0.6 | 0.7 | 85.8% | |
Return on assets | % | 1.6 | 4.7 | 33.4% | |
Return on equity | % | 9.7 | 19.0 | 51.2% | |
Capital adequacy ratio | % | 18.9 | 30.6 | 61.7% | |
Net NPAs | % | 1.3 | 1.6 | 78.5% |
CASH FLOW | |||||
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From Operations | Rs m | -184,486 | -33,827 | 545.4% | |
From Investments | Rs m | 26,703 | -5,927 | -450.6% | |
From Financial Activity | Rs m | 160,949 | 40,247 | 399.9% | |
Net Cashflow | Rs m | 3,170 | 494 | 641.8% |
Indian Promoters | % | 52.2 | 35.3 | 148.0% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 41.8 | 41.3 | 101.0% | |
FIIs | % | 10.2 | 30.4 | 33.6% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.8 | 64.8 | 73.9% | |
Shareholders | 211,051 | 574,726 | 36.7% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDOSTAR CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | M&M Financial | MANAPPURAM FINANCE |
---|---|---|
1-Day | 0.54% | 0.55% |
1-Month | -10.10% | 5.41% |
1-Year | -5.76% | 0.32% |
3-Year CAGR | 15.15% | -4.66% |
5-Year CAGR | 5.37% | -1.72% |
* Compound Annual Growth Rate
Here are more details on the M&M Financial share price and the MANAPPURAM FINANCE share price.
Moving on to shareholding structures...
The promoters of M&M Financial hold a 52.2% stake in the company. In case of MANAPPURAM FINANCE the stake stands at 35.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of MANAPPURAM FINANCE.
Finally, a word on dividends...
In the most recent financial year, M&M Financial paid a dividend of Rs 6.3 per share. This amounted to a Dividend Payout ratio of 40.2%.
MANAPPURAM FINANCE paid Rs 3.3, and its dividend payout ratio stood at 12.8%.
You may visit here to review the dividend history of M&M Financial, and the dividend history of MANAPPURAM FINANCE.
For a sector overview, read our finance sector report.
On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.