MAHINDRA & MAHINDRA FINANCIAL SERVICES | IDFC | MAHINDRA & MAHINDRA FINANCIAL SERVICES/ IDFC |
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P/E (TTM) | x | 15.9 | 714.3 | 2.2% | View Chart |
P/BV | x | 1.7 | 1.5 | 113.3% | View Chart |
Dividend Yield | % | 2.3 | 11.1 | 20.8% |
MAHINDRA & MAHINDRA FINANCIAL SERVICES IDFC |
EQUITY SHARE DATA | |||||
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MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-24 |
IDFC Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES/ IDFC |
5-Yr Chart Click to enlarge
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High | Rs | 346 | 92 | 374.9% | |
Low | Rs | 232 | 42 | 549.1% | |
Income per share (Unadj.) | Rs | 128.0 | 1.0 | 13,310.4% | |
Earnings per share (Unadj.) | Rs | 15.7 | 4.2 | 372.1% | |
Cash flow per share (Unadj.) | Rs | 71.0 | 7.1 | 1,006.9% | |
Dividends per share (Unadj.) | Rs | 6.30 | 12.00 | 52.5% | |
Avg Dividend yield | % | 2.2 | 17.8 | 12.2% | |
Book value per share (Unadj.) | Rs | 161.2 | 72.5 | 222.4% | |
Shares outstanding (eoy) | m | 1,234.39 | 1,599.98 | 77.2% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.3 | 70.0 | 3.2% | |
Avg P/E ratio | x | 18.5 | 16.0 | 115.5% | |
Avg P/CF ratio | x | 18.2 | 16.0 | 113.9% | |
Avg Price/Bookvalue ratio | x | 1.8 | 0.9 | 193.1% | |
Dividend payout | % | 40.2 | 285.2 | 14.1% | |
Avg Mkt Cap | Rs m | 356,984 | 107,719 | 331.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 22,614 | 76 | 29,873.7% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 157,969 | 1,538 | 10,269.0% | |
Other income | Rs m | 1,817 | 4 | 44,324.4% | |
Interest expense | Rs m | 69,592 | 0 | - | |
Net interest income | Rs m | 88,377 | 1,538 | 5,745.1% | |
Operating expense | Rs m | 62,125 | 636 | 9,768.0% | |
Gross profit | Rs m | 26,252 | 902 | 2,909.4% | |
Gross profit margin | % | 16.6 | 58.7 | 28.3% | |
Provisions/contingencies | Rs m | 261 | 1 | 37,872.5% | |
Profit before tax | Rs m | 25,882 | 10,647 | 243.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -104 | 0 | 25,900.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 6,451 | 3,914 | 164.8% | |
Profit after tax | Rs m | 19,327 | 6,733 | 287.1% | |
Net profit margin | % | 12.2 | 437.7 | 2.8% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 37,577 | 0 | - | |
Deposits | Rs m | 71,747 | 0 | - | |
Credit/Deposit ratio | x | 52.4 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 6.8 | 0 | - | |
Net Interest Margin | % | 62.9 | 1.4 | 4,621.1% | |
Net fixed assets | Rs m | 10,080 | 1 | 1,439,942.9% | |
Share capital | Rs m | 2,469 | 16,000 | 15.4% | |
Free reserves | Rs m | 196,559 | 99,972 | 196.6% | |
Net worth | Rs m | 199,028 | 115,972 | 171.6% | |
Borrowings | Rs m | 53,682 | 0 | - | |
Investments | Rs m | 102,915 | 113,006 | 91.1% | |
Total assets | Rs m | 1,229,140 | 116,862 | 1,051.8% | |
Debt/equity ratio | x | 0.6 | 0 | - | |
Return on assets | % | 1.6 | 5.8 | 27.3% | |
Return on equity | % | 9.7 | 5.8 | 167.3% | |
Capital adequacy ratio | % | 18.9 | 83.3 | 22.6% | |
Net NPAs | % | 1.3 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | -184,486 | 41,282 | -446.9% | |
From Investments | Rs m | 26,703 | -23,565 | -113.3% | |
From Financial Activity | Rs m | 160,949 | -19,002 | -847.0% | |
Net Cashflow | Rs m | 3,170 | -1,285 | -246.6% |
Indian Promoters | % | 52.2 | 0.0 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 41.8 | 51.8 | 80.6% | |
FIIs | % | 10.2 | 20.8 | 48.9% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.8 | 100.0 | 47.8% | |
Shareholders | 211,051 | 678,676 | 31.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT SBI CARDS CHOLAMANDALAM INVEST AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | M&M Financial | IDFC |
---|---|---|
1-Day | -0.18% | -1.77% |
1-Month | -0.33% | -2.35% |
1-Year | 0.52% | -11.98% |
3-Year CAGR | 20.62% | 26.78% |
5-Year CAGR | 4.61% | 28.35% |
* Compound Annual Growth Rate
Here are more details on the M&M Financial share price and the IDFC share price.
Moving on to shareholding structures...
The promoters of M&M Financial hold a 52.2% stake in the company. In case of IDFC the stake stands at 0.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of IDFC.
Finally, a word on dividends...
In the most recent financial year, M&M Financial paid a dividend of Rs 6.3 per share. This amounted to a Dividend Payout ratio of 40.2%.
IDFC paid Rs 12.0, and its dividend payout ratio stood at 285.2%.
You may visit here to review the dividend history of M&M Financial, and the dividend history of IDFC.
For a sector overview, read our finance sector report.
After starting the day on a flattish note with a positive bias, the benchmarks showcased heightened volatility and ended the day weak.