MAHINDRA & MAHINDRA FINANCIAL SERVICES | HUDCO | MAHINDRA & MAHINDRA FINANCIAL SERVICES/ HUDCO |
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P/E (TTM) | x | 15.9 | 18.5 | 85.7% | View Chart |
P/BV | x | 1.7 | 2.7 | 61.5% | View Chart |
Dividend Yield | % | 2.3 | 1.8 | 127.2% |
MAHINDRA & MAHINDRA FINANCIAL SERVICES HUDCO |
EQUITY SHARE DATA | |||||
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MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-24 |
HUDCO Mar-24 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES/ HUDCO |
5-Yr Chart Click to enlarge
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High | Rs | 346 | 227 | 152.6% | |
Low | Rs | 232 | 43 | 536.4% | |
Income per share (Unadj.) | Rs | 128.0 | 38.9 | 329.1% | |
Earnings per share (Unadj.) | Rs | 15.7 | 10.6 | 148.1% | |
Cash flow per share (Unadj.) | Rs | 71.0 | 15.7 | 453.5% | |
Dividends per share (Unadj.) | Rs | 6.30 | 4.15 | 151.8% | |
Avg Dividend yield | % | 2.2 | 3.1 | 70.9% | |
Book value per share (Unadj.) | Rs | 161.2 | 83.0 | 194.3% | |
Shares outstanding (eoy) | m | 1,234.39 | 2,001.90 | 61.7% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.3 | 3.5 | 65.0% | |
Avg P/E ratio | x | 18.5 | 12.8 | 144.6% | |
Avg P/CF ratio | x | 18.2 | 12.5 | 146.1% | |
Avg Price/Bookvalue ratio | x | 1.8 | 1.6 | 110.2% | |
Dividend payout | % | 40.2 | 39.2 | 102.5% | |
Avg Mkt Cap | Rs m | 356,984 | 270,457 | 132.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 22,614 | 2,313 | 977.9% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 157,969 | 77,843 | 202.9% | |
Other income | Rs m | 1,817 | 3,723 | 48.8% | |
Interest expense | Rs m | 69,592 | 49,608 | 140.3% | |
Net interest income | Rs m | 88,377 | 28,235 | 313.0% | |
Operating expense | Rs m | 62,125 | 3,425 | 1,813.9% | |
Gross profit | Rs m | 26,252 | 24,810 | 105.8% | |
Gross profit margin | % | 16.6 | 31.9 | 52.1% | |
Provisions/contingencies | Rs m | 261 | 514 | 50.8% | |
Profit before tax | Rs m | 25,882 | 28,434 | 91.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -104 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 6,451 | 7,267 | 88.8% | |
Profit after tax | Rs m | 19,327 | 21,167 | 91.3% | |
Net profit margin | % | 12.2 | 27.2 | 45.0% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 37,577 | 913,338 | 4.1% | |
Deposits | Rs m | 71,747 | 0 | - | |
Credit/Deposit ratio | x | 52.4 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 6.8 | 0 | - | |
Net Interest Margin | % | 62.9 | 3.1 | 2,042.2% | |
Net fixed assets | Rs m | 10,080 | 687 | 1,467.4% | |
Share capital | Rs m | 2,469 | 20,019 | 12.3% | |
Free reserves | Rs m | 196,559 | 146,107 | 134.5% | |
Net worth | Rs m | 199,028 | 166,126 | 119.8% | |
Borrowings | Rs m | 53,682 | 264,111 | 20.3% | |
Investments | Rs m | 102,915 | 3,292 | 3,125.8% | |
Total assets | Rs m | 1,229,140 | 938,907 | 130.9% | |
Debt/equity ratio | x | 0.6 | 1.6 | 39.6% | |
Return on assets | % | 1.6 | 2.3 | 69.7% | |
Return on equity | % | 9.7 | 12.7 | 76.2% | |
Capital adequacy ratio | % | 18.9 | 57.7 | 32.7% | |
Net NPAs | % | 1.3 | 0.4 | 355.6% |
CASH FLOW | |||||
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From Operations | Rs m | -184,486 | -102,867 | 179.3% | |
From Investments | Rs m | 26,703 | 4,351 | 613.7% | |
From Financial Activity | Rs m | 160,949 | 101,737 | 158.2% | |
Net Cashflow | Rs m | 3,170 | 3,221 | 98.4% |
Indian Promoters | % | 52.2 | 75.0 | 69.5% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 41.8 | 11.4 | 367.6% | |
FIIs | % | 10.2 | 2.3 | 439.2% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.8 | 25.0 | 191.4% | |
Shareholders | 211,051 | 925,775 | 22.8% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT SBI CARDS CHOLAMANDALAM INVEST AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | M&M Financial | HUDCO |
---|---|---|
1-Day | -0.18% | 3.29% |
1-Month | -0.33% | 11.64% |
1-Year | 0.52% | 179.33% |
3-Year CAGR | 20.62% | 79.19% |
5-Year CAGR | 4.61% | 40.75% |
* Compound Annual Growth Rate
Here are more details on the M&M Financial share price and the HUDCO share price.
Moving on to shareholding structures...
The promoters of M&M Financial hold a 52.2% stake in the company. In case of HUDCO the stake stands at 75.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of HUDCO.
Finally, a word on dividends...
In the most recent financial year, M&M Financial paid a dividend of Rs 6.3 per share. This amounted to a Dividend Payout ratio of 40.2%.
HUDCO paid Rs 4.2, and its dividend payout ratio stood at 39.2%.
You may visit here to review the dividend history of M&M Financial, and the dividend history of HUDCO.
For a sector overview, read our finance sector report.
After starting the day on a flattish note with a positive bias, the benchmarks showcased heightened volatility and ended the day weak.