MAHINDRA & MAHINDRA FINANCIAL SERVICES | DHFL | MAHINDRA & MAHINDRA FINANCIAL SERVICES/ DHFL |
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P/E (TTM) | x | 15.9 | -0.0 | - | View Chart |
P/BV | x | 1.7 | 0.0 | 4,798.9% | View Chart |
Dividend Yield | % | 2.3 | 0.0 | - |
MAHINDRA & MAHINDRA FINANCIAL SERVICES DHFL |
EQUITY SHARE DATA | |||||
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MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-24 |
DHFL Mar-24 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES/ DHFL |
5-Yr Chart Click to enlarge
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High | Rs | 346 | NA | - | |
Low | Rs | 232 | NA | - | |
Income per share (Unadj.) | Rs | 128.0 | 2.9 | 4,460.6% | |
Earnings per share (Unadj.) | Rs | 15.7 | -0.8 | -1,852.0% | |
Cash flow per share (Unadj.) | Rs | 71.0 | -4.3 | -1,637.8% | |
Dividends per share (Unadj.) | Rs | 6.30 | 0 | - | |
Avg Dividend yield | % | 2.2 | 0 | - | |
Book value per share (Unadj.) | Rs | 161.2 | 6.4 | 2,529.2% | |
Shares outstanding (eoy) | m | 1,234.39 | 23,364.69 | 5.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.3 | 0 | - | |
Avg P/E ratio | x | 18.5 | 0 | - | |
Avg P/CF ratio | x | 18.2 | 0 | - | |
Avg Price/Bookvalue ratio | x | 1.8 | 0 | - | |
Dividend payout | % | 40.2 | 0 | - | |
Avg Mkt Cap | Rs m | 356,984 | 0 | - | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 22,614 | 11,464 | 197.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 157,969 | 67,032 | 235.7% | |
Other income | Rs m | 1,817 | 16,608 | 10.9% | |
Interest expense | Rs m | 69,592 | 37,054 | 187.8% | |
Net interest income | Rs m | 88,377 | 29,978 | 294.8% | |
Operating expense | Rs m | 62,125 | 63,924 | 97.2% | |
Gross profit | Rs m | 26,252 | -33,945 | -77.3% | |
Gross profit margin | % | 16.6 | -50.6 | -32.8% | |
Provisions/contingencies | Rs m | 261 | 129,058 | 0.2% | |
Profit before tax | Rs m | 25,882 | -36,156 | -71.6% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -104 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 6,451 | -16,404 | -39.3% | |
Profit after tax | Rs m | 19,327 | -19,753 | -97.8% | |
Net profit margin | % | 12.2 | -29.5 | -41.5% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 37,577 | 482,759 | 7.8% | |
Deposits | Rs m | 71,747 | 0 | - | |
Credit/Deposit ratio | x | 52.4 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 6.8 | 0 | - | |
Net Interest Margin | % | 62.9 | 5.2 | 1,209.2% | |
Net fixed assets | Rs m | 10,080 | 8,077 | 124.8% | |
Share capital | Rs m | 2,469 | 233,647 | 1.1% | |
Free reserves | Rs m | 196,559 | -84,700 | -232.1% | |
Net worth | Rs m | 199,028 | 148,947 | 133.6% | |
Borrowings | Rs m | 53,682 | 30,629 | 175.3% | |
Investments | Rs m | 102,915 | 93,488 | 110.1% | |
Total assets | Rs m | 1,229,140 | 649,119 | 189.4% | |
Debt/equity ratio | x | 0.6 | 0.2 | 306.5% | |
Return on assets | % | 1.6 | -3.0 | -51.7% | |
Return on equity | % | 9.7 | -13.3 | -73.2% | |
Capital adequacy ratio | % | 18.9 | 21.6 | 87.2% | |
Net NPAs | % | 1.3 | 1.0 | 128.0% |
CASH FLOW | |||||
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From Operations | Rs m | -184,486 | -19,277 | 957.0% | |
From Investments | Rs m | 26,703 | -8,157 | -327.3% | |
From Financial Activity | Rs m | 160,949 | 27,726 | 580.5% | |
Net Cashflow | Rs m | 3,170 | 291 | 1,090.5% |
Indian Promoters | % | 52.2 | 34.9 | 149.5% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 41.8 | 34.8 | 120.1% | |
FIIs | % | 10.2 | 32.2 | 31.7% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.8 | 65.1 | 73.5% | |
Shareholders | 211,051 | 89,287 | 236.4% | ||
Pledged promoter(s) holding | % | 0.0 | 100.0 | - |
Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT SBI CARDS CHOLAMANDALAM INVEST AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | M&M Financial | DHFL |
---|---|---|
1-Day | -0.18% | -9.97% |
1-Month | -0.33% | 7.40% |
1-Year | 0.52% | 8.79% |
3-Year CAGR | 20.62% | -70.00% |
5-Year CAGR | 4.61% | -39.32% |
* Compound Annual Growth Rate
Here are more details on the M&M Financial share price and the DHFL share price.
Moving on to shareholding structures...
The promoters of M&M Financial hold a 52.2% stake in the company. In case of DHFL the stake stands at 34.9%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of DHFL.
Finally, a word on dividends...
In the most recent financial year, M&M Financial paid a dividend of Rs 6.3 per share. This amounted to a Dividend Payout ratio of 40.2%.
DHFL paid Rs 0.0, and its dividend payout ratio stood at -0.0%.
You may visit here to review the dividend history of M&M Financial, and the dividend history of DHFL.
For a sector overview, read our finance sector report.
After starting the day on a flattish note with a positive bias, the benchmarks showcased heightened volatility and ended the day weak.