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- MAHINDRA & MAHINDRA FINANCIAL SERVICES - CHOLAMANDALAM INVEST
MAHINDRA & MAHINDRA FINANCIAL SERVICES vs CHOLAMANDALAM INVEST - Comparison Results
Current Valuations
| MAHINDRA & MAHINDRA FINANCIAL SERVICES | CHOLAMANDALAM INVEST | MAHINDRA & MAHINDRA FINANCIAL SERVICES/ CHOLAMANDALAM INVEST |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 15.1 | 27.1 | 55.9% | View Chart |
| P/BV | x | 1.6 | 5.3 | 30.2% | View Chart |
| Dividend Yield | % | 2.4 | 0.2 | 1,499.0% |
Financials
 MAHINDRA & MAHINDRA FINANCIAL SERVICES  CHOLAMANDALAM INVEST |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-24 |
CHOLAMANDALAM INVEST Mar-24 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES/ CHOLAMANDALAM INVEST |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 346 | 1,310 | 26.4% | |
| Low | Rs | 232 | 763 | 30.4% | |
| Income per share (Unadj.) | Rs | 128.0 | 227.9 | 56.2% | |
| Earnings per share (Unadj.) | Rs | 15.7 | 40.7 | 38.5% | |
| Cash flow per share (Unadj.) | Rs | 71.0 | 118.9 | 59.7% | |
| Dividends per share (Unadj.) | Rs | 6.30 | 2.00 | 315.0% | |
| Avg Dividend yield | % | 2.2 | 0.2 | 1,129.0% | |
| Book value per share (Unadj.) | Rs | 161.2 | 231.6 | 69.6% | |
| Shares outstanding (eoy) | m | 1,234.39 | 839.97 | 147.0% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 2.3 | 4.5 | 49.7% | |
| Avg P/E ratio | x | 18.5 | 25.5 | 72.6% | |
| Avg P/CF ratio | x | 18.2 | 25.3 | 72.0% | |
| Avg Price/Bookvalue ratio | x | 1.8 | 4.5 | 40.1% | |
| Dividend payout | % | 40.2 | 4.9 | 819.2% | |
| Avg Mkt Cap | Rs m | 356,984 | 870,691 | 41.0% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 22,614 | 24,786 | 91.2% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 157,969 | 191,396 | 82.5% | |
| Other income | Rs m | 1,817 | 2,824 | 64.4% | |
| Interest expense | Rs m | 69,592 | 92,308 | 75.4% | |
| Net interest income | Rs m | 88,377 | 99,089 | 89.2% | |
| Operating expense | Rs m | 62,125 | 53,879 | 115.3% | |
| Gross profit | Rs m | 26,252 | 45,210 | 58.1% | |
| Gross profit margin | % | 16.6 | 23.6 | 70.4% | |
| Provisions/contingencies | Rs m | 261 | 194 | 134.7% | |
| Profit before tax | Rs m | 25,882 | 46,053 | 56.2% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | -104 | 0 | - | |
| Prior Period Items | Rs m | 0 | 93 | 0.0% | |
| Tax | Rs m | 6,451 | 11,946 | 54.0% | |
| Profit after tax | Rs m | 19,327 | 34,201 | 56.5% | |
| Net profit margin | % | 12.2 | 17.9 | 68.5% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 37,577 | 1,444,627 | 2.6% | |
| Deposits | Rs m | 71,747 | 0 | - | |
| Credit/Deposit ratio | x | 52.4 | 0 | - | |
| Yield on advances | % | 0 | 0 | - | |
| Cost of deposits | % | 6.8 | 0 | - | |
| Net Interest Margin | % | 62.9 | 6.6 | 946.3% | |
| Net fixed assets | Rs m | 10,080 | 15,632 | 64.5% | |
| Share capital | Rs m | 2,469 | 1,681 | 146.9% | |
| Free reserves | Rs m | 196,559 | 192,848 | 101.9% | |
| Net worth | Rs m | 199,028 | 194,529 | 102.3% | |
| Borrowings | Rs m | 53,682 | 70,351 | 76.3% | |
| Investments | Rs m | 102,915 | 46,026 | 223.6% | |
| Total assets | Rs m | 1,229,140 | 1,560,306 | 78.8% | |
| Debt/equity ratio | x | 0.6 | 0.4 | 174.3% | |
| Return on assets | % | 1.6 | 2.2 | 71.7% | |
| Return on equity | % | 9.7 | 17.6 | 55.2% | |
| Capital adequacy ratio | % | 18.9 | 18.6 | 101.6% | |
| Net NPAs | % | 1.3 | 2.3 | 55.2% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -184,486 | -356,829 | 51.7% | |
| From Investments | Rs m | 26,703 | -28,546 | -93.5% | |
| From Financial Activity | Rs m | 160,949 | 384,712 | 41.8% | |
| Net Cashflow | Rs m | 3,170 | -662 | -478.8% | |
Share Holding
| Indian Promoters | % | 52.2 | 50.1 | 104.1% | |
| Foreign collaborators | % | 0.0 | 0.1 | - | |
| Indian inst/Mut Fund | % | 41.8 | 43.8 | 95.4% | |
| FIIs | % | 10.2 | 27.2 | 37.5% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 47.8 | 49.8 | 96.1% | |
| Shareholders | 211,051 | 146,889 | 143.7% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT SBI CARDS MANAPPURAM FINANCE INDOSTAR CAPITAL
More on M&M Financial vs Cholamandalam Invest
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
M&M Financial vs Cholamandalam Invest Share Price Performance
| Period | M&M Financial | Cholamandalam Invest |
|---|---|---|
| 1-Day | 0.54% | -0.56% |
| 1-Month | -10.10% | -14.18% |
| 1-Year | -5.76% | 9.63% |
| 3-Year CAGR | 15.15% | 27.51% |
| 5-Year CAGR | 5.37% | 30.59% |
* Compound Annual Growth Rate
Here are more details on the M&M Financial share price and the Cholamandalam Invest share price.
Moving on to shareholding structures...
The promoters of M&M Financial hold a 52.2% stake in the company. In case of Cholamandalam Invest the stake stands at 50.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of Cholamandalam Invest.
Finally, a word on dividends...
In the most recent financial year, M&M Financial paid a dividend of Rs 6.3 per share. This amounted to a Dividend Payout ratio of 40.2%.
Cholamandalam Invest paid Rs 2.0, and its dividend payout ratio stood at 4.9%.
You may visit here to review the dividend history of M&M Financial, and the dividend history of Cholamandalam Invest.
For a sector overview, read our finance sector report.
Today's Market
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