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MAS FINANCIAL SERVICES vs JIO FINANCIAL SERVICES - Comparison Results

Rs 100 invested in...

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Current Valuations

    MAS FINANCIAL SERVICES JIO FINANCIAL SERVICES MAS FINANCIAL SERVICES/
JIO FINANCIAL SERVICES
 
P/E (TTM) x 17.8 173.1 10.3% View Chart
P/BV x 2.8 1.5 194.5% View Chart
Dividend Yield % 1.3 0.0 -  

Financials

 MAS FINANCIAL SERVICES   JIO FINANCIAL SERVICES
EQUITY SHARE DATA
    MAS FINANCIAL SERVICES
Mar-24
JIO FINANCIAL SERVICES
Mar-24
MAS FINANCIAL SERVICES/
JIO FINANCIAL SERVICES
5-Yr Chart
Click to enlarge
High Rs1,025375 273.7%   
Low Rs227205 110.8%   
Income per share (Unadj.) Rs78.02.9 2,673.2%  
Earnings per share (Unadj.) Rs15.32.5 606.2%  
Cash flow per share (Unadj.) Rs37.43.5 1,081.2%  
Dividends per share (Unadj.) Rs3.510-  
Avg Dividend yield %0.60-  
Book value per share (Unadj.) Rs108.7219.0 49.6%  
Shares outstanding (eoy) m163.996,353.28 2.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x8.099.2 8.1%   
Avg P/E ratio x40.9114.7 35.7%  
Avg P/CF ratio x39.4114.4 34.4%  
Avg Price/Bookvalue ratio x5.81.3 435.4%  
Dividend payout %22.90-   
Avg Mkt Cap Rs m102,6281,839,752 5.6%   
No. of employees `000NANA-   
Total wages & salary Rs m1,0051,160 86.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m12,79218,539 69.0%  
Other income Rs m71-13 -567.2%   
Interest expense Rs m6,564600 1,094.0%   
Net interest income Rs m6,22817,939 34.7%  
Operating expense Rs m2,8592,437 117.3%   
Gross profit Rs m3,36915,501 21.7%  
Gross profit margin %26.383.6 31.5%  
Provisions/contingencies Rs m9630 323.5%   
Profit before tax Rs m3,39719,559 17.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-300-   
Prior Period Items Rs m00-   
Tax Rs m8573,513 24.4%   
Profit after tax Rs m2,51116,046 15.6%  
Net profit margin %19.686.6 22.7%  
BALANCE SHEET DATA
Advances Rs m77,1940-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %7.41.3 548.3%  
Net fixed assets Rs m2541,717 14.8%   
Share capital Rs m1,64063,533 2.6%   
Free reserves Rs m16,1871,327,944 1.2%   
Net worth Rs m17,8271,391,477 1.3%   
Borrowings Rs m11,1450-   
Investments Rs m7,2621,333,773 0.5%   
Total assets Rs m96,1651,448,628 6.6%  
Debt/equity ratio x0.60-   
Return on assets %2.61.1 235.7%  
Return on equity %14.11.2 1,221.2%  
Capital adequacy ratio %24.1191.1 12.6%  
Net NPAs %1.50-  
CASH FLOW
From Operations Rs m-13,661-6,776 201.6%  
From Investments Rs m50114,412 3.5%  
From Financial Activity Rs m12,900-7,530 -171.3%  
Net Cashflow Rs m-260106 -245.1%  

Share Holding

Indian Promoters % 66.6 47.1 141.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 23.0 28.4 80.8%  
FIIs % 2.7 16.9 16.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 33.4 52.9 63.1%  
Shareholders   50,510 4,860,795 1.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare MAS FINANCIAL SERVICES With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDOSTAR CAPITAL    


More on MAS FINANCIAL SERVICES vs JIO FINANCIAL SERVICES

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

MAS FINANCIAL SERVICES vs JIO FINANCIAL SERVICES Share Price Performance

Period MAS FINANCIAL SERVICES JIO FINANCIAL SERVICES
1-Day 0.07% 1.96%
1-Month -1.55% 2.79%
1-Year -1.29% 41.44%
3-Year CAGR 5.63% 8.32%
5-Year CAGR 3.28% 4.91%

* Compound Annual Growth Rate

Here are more details on the MAS FINANCIAL SERVICES share price and the JIO FINANCIAL SERVICES share price.

Moving on to shareholding structures...

The promoters of MAS FINANCIAL SERVICES hold a 66.6% stake in the company. In case of JIO FINANCIAL SERVICES the stake stands at 47.1%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of MAS FINANCIAL SERVICES and the shareholding pattern of JIO FINANCIAL SERVICES.

Finally, a word on dividends...

In the most recent financial year, MAS FINANCIAL SERVICES paid a dividend of Rs 3.5 per share. This amounted to a Dividend Payout ratio of 22.9%.

JIO FINANCIAL SERVICES paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of MAS FINANCIAL SERVICES, and the dividend history of JIO FINANCIAL SERVICES.

For a sector overview, read our finance sector report.



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