L&T FINANCE | SRG HOUSING FINANCE | L&T FINANCE/ SRG HOUSING FINANCE |
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P/E (TTM) | x | 13.5 | 20.0 | 67.7% | View Chart |
P/BV | x | 1.5 | 3.0 | 49.4% | View Chart |
Dividend Yield | % | 1.8 | 0.0 | - |
L&T FINANCE SRG HOUSING FINANCE |
EQUITY SHARE DATA | |||||
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L&T FINANCE Mar-24 |
SRG HOUSING FINANCE Mar-24 |
L&T FINANCE/ SRG HOUSING FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 179 | 338 | 53.0% | |
Low | Rs | 82 | 135 | 61.0% | |
Income per share (Unadj.) | Rs | 54.6 | 93.8 | 58.2% | |
Earnings per share (Unadj.) | Rs | 9.3 | 15.8 | 58.9% | |
Cash flow per share (Unadj.) | Rs | 41.0 | 47.3 | 86.6% | |
Dividends per share (Unadj.) | Rs | 2.50 | 0 | - | |
Avg Dividend yield | % | 1.9 | 0 | - | |
Book value per share (Unadj.) | Rs | 93.7 | 118.7 | 79.0% | |
Shares outstanding (eoy) | m | 2,488.94 | 13.30 | 18,713.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.4 | 2.5 | 95.0% | |
Avg P/E ratio | x | 14.0 | 14.9 | 93.9% | |
Avg P/CF ratio | x | 13.9 | 11.2 | 124.5% | |
Avg Price/Bookvalue ratio | x | 1.4 | 2.0 | 70.0% | |
Dividend payout | % | 26.8 | 0 | - | |
Avg Mkt Cap | Rs m | 325,304 | 3,145 | 10,342.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 18,064 | 273 | 6,616.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 135,806 | 1,248 | 10,882.3% | |
Other income | Rs m | 21,574 | 19 | 115,678.3% | |
Interest expense | Rs m | 54,001 | 508 | 10,628.3% | |
Net interest income | Rs m | 81,805 | 740 | 11,056.7% | |
Operating expense | Rs m | 71,941 | 440 | 16,358.8% | |
Gross profit | Rs m | 9,864 | 300 | 3,286.9% | |
Gross profit margin | % | 7.3 | 24.0 | 30.2% | |
Provisions/contingencies | Rs m | 214 | 71 | 300.0% | |
Profit before tax | Rs m | 30,290 | 261 | 11,606.4% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 30 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,119 | 50 | 14,125.0% | |
Profit after tax | Rs m | 23,201 | 211 | 11,017.1% | |
Net profit margin | % | 17.1 | 16.9 | 101.2% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 813,594 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 8.6 | 12.2 | 70.9% | |
Net fixed assets | Rs m | 5,194 | 265 | 1,958.3% | |
Share capital | Rs m | 24,889 | 133 | 18,713.8% | |
Free reserves | Rs m | 208,398 | 1,446 | 14,415.4% | |
Net worth | Rs m | 233,288 | 1,579 | 14,777.6% | |
Borrowings | Rs m | 224,028 | 0 | - | |
Investments | Rs m | 133,480 | 6,076 | 2,196.9% | |
Total assets | Rs m | 1,008,606 | 6,653 | 15,161.0% | |
Debt/equity ratio | x | 1.0 | 0 | - | |
Return on assets | % | 2.3 | 3.2 | 72.7% | |
Return on equity | % | 9.9 | 13.3 | 74.6% | |
Capital adequacy ratio | % | 22.8 | 35.7 | 64.0% | |
Net NPAs | % | 1.7 | 0.7 | 242.0% |
CASH FLOW | |||||
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From Operations | Rs m | 6,735 | -1,401 | -480.6% | |
From Investments | Rs m | 8,486 | -6 | -135,130.6% | |
From Financial Activity | Rs m | -70,374 | 1,386 | -5,079.3% | |
Net Cashflow | Rs m | -55,153 | -22 | 249,562.4% |
Indian Promoters | % | 66.3 | 64.7 | 102.5% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 19.1 | 0.0 | 190,600.0% | |
FIIs | % | 6.7 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 33.7 | 35.3 | 95.5% | |
Shareholders | 787,291 | 2,815 | 27,967.7% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare L&T FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDOSTAR CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | L&T FINANCE | Srg Housing Finance |
---|---|---|
1-Day | 0.87% | 2.31% |
1-Month | -11.52% | -1.01% |
1-Year | 0.25% | 24.37% |
3-Year CAGR | 20.97% | 31.58% |
5-Year CAGR | 8.51% | 28.85% |
* Compound Annual Growth Rate
Here are more details on the L&T FINANCE share price and the Srg Housing Finance share price.
Moving on to shareholding structures...
The promoters of L&T FINANCE hold a 66.3% stake in the company. In case of Srg Housing Finance the stake stands at 64.7%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of L&T FINANCE and the shareholding pattern of Srg Housing Finance.
Finally, a word on dividends...
In the most recent financial year, L&T FINANCE paid a dividend of Rs 2.5 per share. This amounted to a Dividend Payout ratio of 26.8%.
Srg Housing Finance paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of L&T FINANCE, and the dividend history of Srg Housing Finance.
For a sector overview, read our finance sector report.
On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.